π Investing & personal finance π° β no hustle-culture nonsense. Compound interest π§ , index funds, stocks π β the walls nobody shows you π§±
SCHD is the closest thing to a passive income machine most people ignore.
β’ Launched 2011
β’ 0.06% expense ratio
β’ ~3.3% current yield
β’ 14 straight years of dividend growth
β’ ~10.8% dividend CAGR over 10 years
Want $1,000/month?
~11,429 shares. ~$377K invested.
85-90% of professional actively managed funds fail to beat a plain index fund over 15 years. That's the pros. Individual retail investors picking their own stocks tend to do worse β and it's rarely about intelligence. https://t.co/NANjQkTaOt
On $100,000, an index fund charges you about $30 a year. A typical actively managed fund charges about $1,000. Over a decade that gap alone costs $10K-$15K β for a fund that usually doesn't even beat the index. https://t.co/NANjQkTaOt
π Welcome to Rexonomics.
If you're tired of financial advice built on hype instead of facts, you're in the right place.
Here, we break down the real math behind building wealthβwithout the fluff.
π° Whether you're trying to:
π Grow your investments
π¦ Build long-term wealth
9/ Before $100K, behavior matters more than returns β automate it, treat it like rent, buy the boring index fund every month. After $100K, the job flips: don't get in the machine's way. Full breakdown: https://t.co/9rIMgpmNZU
1/ Two people invest the same $500 a month at the same 8% return, starting the exact same day. One quits at $40,000 because the balance barely moves. The other keeps going β their first $100,000 takes 11 years. Their second takes 6. Here's the math nobody shows you. π§΅
8/ Three things build the wall higher: impatience (quitting right before the acceleration), lifestyle creep (raises quietly absorbed into spending), and touching the money (pulling $10K out early can cost $70K-$80K by retirement).