Rich Abbott

I teach the internal decisions that build real wealth.
Author | Wealth psychology & stewardship
Daily insights
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[Rich Abbott @RichAbbottMedia]

Seven books. One question: why do smart, hardworking people stay financially stuck?

The Honest Wealth Series covers the psychology, the faith, the habits, and my own costly mistakes.

Start with Book 1, The Knowledge Trap.
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[Rich Abbott @RichAbbottMedia]

At 65, I'm writing about the biggest financial mistake of my life.

Not to shame myself. To help you spot the pattern before it costs you.

Hope, trust and sunk cost make a dangerous mix.

The Honest Fool
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[Rich Abbott @RichAbbottMedia]

Budgets fail when the beliefs behind the spending stay the same.

Fix the mindset first. The budget follows.

Millionaire Mindset: Your Complete Guide to Wealth Psychology
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[Rich Abbott @RichAbbottMedia]

Scarcity thinking sounds like:
"I can't afford that."
"What if I lose it?"

Abundance thinking asks:
"What could this become?"

The Abundance Algorithm: a 60-day plan to change which voice wins.
https://t.co/unHvr9PEwJ #ad

[Rich Abbott @RichAbbottMedia]

CNN called Bitcoin a scam in 2011.

I believed them. A school custodian didn't.

He turned $500 into about $8 million.

The lesson isn't "buy crypto." It's how you decide when the experts and your gut disagree.
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[Rich Abbott @RichAbbottMedia]

Money is a terrible reason to start a business.

It's a fine result of one.

Your Million Dollar Why is about building on purpose, so you don't quit when the money is slow.
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[Rich Abbott @RichAbbottMedia]

"Money is the root of all evil" isn't what the verse says.

1 Timothy 6:10: "the love of money is a root of all kinds of evil."

That one misquote has kept a lot of faithful people broke.

The Prosperous Steward
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[Rich Abbott @RichAbbottMedia]

Sunk cost is the most expensive feeling in finance.

"I've already put so much in. I can't stop now."

I learned it the hard way: $140,000 lost chasing $70,000.

The Honest Fool
https://t.co/WeNyB6B2EY #ad

[Rich Abbott @RichAbbottMedia]

Wealthy people aren't smarter than you.

They run different software:
• assets before comfort
• debt as a tool, not a lifestyle
• decisions on value, not fear

Millionaire Mindset is the complete guide to wealth psychology.
https://t.co/DkVt6bZ5g0 #ad

[Rich Abbott @RichAbbottMedia]

Two people see the same opportunity.

One sees risk. One sees upside.

That filter was installed years ago, and it's deciding for you right now.

The Abundance Algorithm: rewire it in 60 days.
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[Rich Abbott @RichAbbottMedia]

A school custodian built about $8 million.

Plenty of people earning three times as much never will.

Income isn't the deciding factor. Decisions are.

The Wealthy Janitor
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[Rich Abbott @RichAbbottMedia]

You already know what to do with money.

Spend less than you earn. Invest the difference. Avoid bad debt.

So why aren't you doing it?

The Knowledge Trap is about that gap, and what actually closes it.
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[Rich Abbott @RichAbbottMedia]

Most people chase money without knowing why.

That's why they burn out, drift, or quit.

Your Million Dollar Why shows how purpose-driven entrepreneurs build wealth that lasts, starting with one question: why are you doing this?
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[Rich Abbott @RichAbbottMedia]

Were you taught that wanting wealth is unspiritual?

Many believers were. The result: gifted people stay stuck and good work goes unfunded.

The Prosperous Steward looks at what the Bible actually says about money.
https://t.co/Zha2jRLjF3 #ad

[Rich Abbott @RichAbbottMedia]

I lost $70,000 in crypto to a man I trusted.

Then I spent another $70,000 trying to get it back.

Four years later I still don't know if he stole it.

The Honest Fool tells the story, and the psychology of sunk cost, straight.
https://t.co/WeNyB6BAuw #ad

[Rich Abbott @RichAbbottMedia]

Your brain has a financial set point.

Earn more, and you'll find ways to spend it. Lose some, and you'll claw back to the same place.

The Abundance Algorithm is a 60-day plan to reset it.
https://t.co/unHvr9PEwJ #ad

[Rich Abbott @RichAbbottMedia]

You work hard. You're capable. You're still not getting ahead.

It's not intelligence. It's programming: the money beliefs you absorbed before you could read.

Millionaire Mindset shows you how to find them and rewrite them.
https://t.co/DkVt6bZ5g0 #ad

[Rich Abbott @RichAbbottMedia]

Why do lottery winners go broke?

Why do people earning $300,000 still feel trapped?

Because money doesn't fix psychology. It amplifies it.

Book 1 of The Honest Wealth Series explains why knowing what to do rarely turns into doing it.
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[Rich Abbott @RichAbbottMedia]

In 2011 a school custodian named Sam bought $500 of Bitcoin at $1.50.

I researched it, listened to CNN, and passed.

Sam is worth about $8 million today. I have the most expensive lesson of my life.

The full story: The Wealthy Janitor
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[Rich Abbott @RichAbbottMedia]

I wrote the whole story, and what I learned studying Sam's habits, in The Wealthy Janitor.

If you've ever watched an opportunity pass while you "waited for more information," this one's for you.
https://t.co/f7foqO3RiU #ad

[Rich Abbott @RichAbbottMedia]

In May 2011, a school custodian and I heard about the same opportunity the same week.

He made about $8 million.

I made a mistake I'll be paying for the rest of my life.

Here's what separated us (it wasn't brains or money): 🧵

[Rich Abbott @RichAbbottMedia]

That's the lesson I spent a decade learning:

Wealth is rarely built by the person with the best plan. It's built by the person who keeps an ordinary plan going longest.