Rob Holdford, CEO and Senior Wealth Advisor

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Have you saved enough for retirement?

It’s a big question, but not the only one. Taxes, long-term care, estate planning, and income needs matter, too.

Take a closer look at what else belongs in the plan:https://t.co/QhX0wTytEb

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

The S&P 500 gained 10.2% in the first half despite war, an oil spike, and stubborn inflation. What could shape the rest of 2026? See our latest Midyear Outlook:https://t.co/pjh995VKeM

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Investment risk isn’t one-size-fits-all.

Your goals, timeline, and comfort with market swings all matter. Take our Investment Risk Tolerance Quiz for a closer look at your approach to risk:https://t.co/1vU7G3TYDF

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Required minimum distributions sound simple until the details kick in.

Your age, account type, work status, and whether the money was inherited can all change the rules. See what may apply to you:https://t.co/pSUUrobEmT

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

A tax plan built for two can look very different after the loss of a spouse. Higher tax rates, Medicare costs and added financial responsibility can all follow. See what women and families may want to plan for early:https://t.co/Dq0G0X8o9E

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

AI is showing up in more places than mega-cap tech.

Companies tied to AI drove more than half of the Russell 2000’s first-half return. See where that influence is spreading:https://t.co/N5VgCMhHr1

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Wishing you a safe and joyful Independence Day as we celebrate 250 years of our great nation!

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Saving for retirement is one part of the plan.

Knowing how the money comes out is another.

Social Security, taxes and required withdrawals can all affect the income picture.

That’s where common mistakes can start.https://t.co/ji7AAgNoSz

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

The retirement mistakes that matter most often start as assumptions.

Expenses will drop. Healthcare will be manageable. Social Security will cover enough.

Those assumptions deserve a closer look.https://t.co/F2394DU50g

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

A down week for stocks doesn’t always mean the whole market is breaking down.

Last week, weakness was mostly tied to large cap tech.

The bigger question is how much of the market story depends on AI.https://t.co/EXae3mhETQ

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

You may know what’s going into your retirement account.

But do you know what it could mean down the road?

Our 401(k) Calculator can help you take a closer look.https://t.co/RQk1quasOZ

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

A financial plan can look organized on paper and still miss how life works.

Investments matter, but so do retirement income, tax planning, legacy goals and real-life “what ifs.”

That’s the idea behind the 3-Lane Highway Approach.https://t.co/Lp1aPKqD57

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

You spend years saving for retirement.

At 73, the rules start shifting toward withdrawals.

Your first required minimum distribution (RMD) can bring questions around timing, taxes, and which account to use.https://t.co/zdUbxaPsUU

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Markets got the rate decision they expected.

The message was harder to read.

Kevin Warsh’s first meeting as Fed chair left investors watching how the Fed may respond if inflation stays elevated.https://t.co/L3tBU4gQ1k

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Retirement planning gets clearer when the right questions are in front of you.

Our Retirement Readiness Quiz can help you review key factors and see what may need another look.https://t.co/IhiVbVJnPw

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

A will and a trust are easy to lump together.

But they are not the same thing.

One can help direct where property goes. The other can help shape how assets are managed and distributed.https://t.co/6Uj8tsDxjm

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

The best retirement budget is not just the one that works in a spreadsheet.

It’s the one that reflects how you actually spend once work no longer structures your days.

See where retirement budgets often miss.https://t.co/61ukDheEEf

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

A quiet week for the S&P 500 doesn’t always mean a quiet market.

The index edged higher, but other areas were holding up better than the headlines suggested.

Here’s what was happening underneath.https://t.co/DhsTmtoixv

[Rob Holdford, CEO and Senior Wealth Advisor @Robholdford]

Growth matters.

So does knowing how much uncertainty you’re willing to handle along the way.

Take our Investment Risk Tolerance Quiz to see how your expectations and comfort with risk line up.https://t.co/6x79k4VFPP