RobTryk

[RobTryk @RobTryk]

@Pirat_Nation I bet when she wants to blow off steam she cracks open a tab, plays robotron and turns on some Duran Duran.

[RobTryk @RobTryk]

@espn So he will end up with his Masters too then?

[RobTryk @RobTryk]

@HelldiversAlert

[RobTryk @RobTryk]

@PhuzzyBond RIGHT!!! I say the same thing when I play Gran Turismo and iRacing. Every event is just get in car, race other cars, care about where I place against other cars. Really have to change the formula and make it more exciting for people who play one game and want it to do everything.

[RobTryk @RobTryk]

@simphiweyinkoc_ "So we're on the same page"

[RobTryk @RobTryk]

@davina_lisa @SeaOfThieves Confirmed

[RobTryk @RobTryk]

@DocStrangelove2 Down south we had some guys that were pretty gung ho. One of their squads held a corner when our CO got hit until casevac showed up. One guy in particular loved getting involved and kicking doors. But that might have just been because he was Tajik and we were in Pashtun country.

[RobTryk @RobTryk]

@Pirat_Nation @Knights_Path They wanted such a historically accurate game they even went with old school bigotry. Dedication

[RobTryk @RobTryk]

@Alexfeinberg

[RobTryk @RobTryk]

@Jeremybtc Tudor/Genesis spot on as extremely well valued quality that fly under the radar.

[RobTryk @RobTryk]

@CrewsMat10 Anyone remember what happened the last time Messi tried a Panenka?

[RobTryk @RobTryk]

@OliverJia1014 I can't stand Disney but the Glactic Starcruiser was an incredible experience and well worth the cost. It's failure Is a tragedy in that it destroyed that level of experience for 20 years.

[Mark Cecchini, CFP® @markcecchini]

COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s.

SOLDIER 1: What’s a 401(k)?

COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old.

SOLDIER 2: So I don’t pay taxes on it?

COMMANDER: Well, you pay taxes later. When you withdraw.

SOLDIER 2: So it’s not tax-free.

COMMANDER: It’s…tax-deferred.

SOLDIER 2: What’s the difference?

COMMANDER: You pay taxes later instead of now.

SOLDIER 1: What if I want to pay taxes now?

COMMANDER: Then you do a Roth 401(k).

SOLDIER 3: What’s a Roth?

COMMANDER: You pay taxes now, and it grows tax-free.

SOLDIER 2: That’s what I thought the first one was.

COMMANDER: No, the first one you pay taxes later.

SOLDIER 1: Which one’s better?

COMMANDER: Depends on your tax bracket in retirement.

SOLDIER 1: …How would I…know that?

COMMANDER: You don’t. You just guess.

⸻

SOLDIER 4: What if I don’t have a 401(k) through my employer?

COMMANDER: Then you open an IRA.

SOLDIER 4: What’s the difference?

COMMANDER: One’s through your job, one’s on your own.

SOLDIER 4: Can I have both?

COMMANDER: Yes.

SOLDIER 4: Should I?

COMMANDER: Maybe.

SOLDIER 3: Can I do a Roth IRA?

COMMANDER: Only if you make under a certain amount.

SOLDIER 3: What’s the limit?

COMMANDER: Changes every year.

SOLDIER 2: What if I make too much?

COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first.

SOLDIER 2: …Is that legal?

COMMANDER: Surprisingly, yes.

SOLDIER 1: What’s a backdoor Roth?

COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”.

SOLDIER 1: Why wouldn’t I just contribute to the Roth directly?

COMMANDER: Because you make too much money.

SOLDIER 1: But this way I can?

COMMANDER: Yes.

SOLDIER 1: That feels like a loophole.

COMMANDER: It is. But the IRS is cool with it.

⸻

SOLDIER 5: I just changed battalions. What do I do with my old 401(k)?

COMMANDER: You roll it over.

SOLDIER 5: Into what?

COMMANDER: An IRA. Or your new 401(k). Depends.

SOLDIER 5: On what?

COMMANDER: The funds. The fees. Whether your new plan accepts rollovers.

SOLDIER 5: What if I just take the money out?

COMMANDER: You’ll pay taxes plus a 10% penalty.

SOLDIER 5: What if I’m 59?

COMMANDER: Penalty.

SOLDIER 5: 59 and a half?

COMMANDER: No penalty.

SOLDIER 5: …The half matters?

COMMANDER: The half matters.

⸻

SOLDIER 3: What’s a mega backdoor Roth?

COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute.

SOLDIER 3: Right.

COMMANDER: But the total limit including employer contributions is higher.

SOLDIER 3: Okay…

COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth.

SOLDIER 3: Does my plan allow that?

COMMANDER: I don’t know. You have to ask Betsy.

SOLDIER 3: Will Betsy know?

COMMANDER: Probably not.

⸻

SOLDIER 2: Can I deduct my IRA contribution on my taxes?

COMMANDER: Are you covered by a retirement plan at work?

SOLDIER 2: Yes.

COMMANDER: Then only if you make under a certain amount per year.

SOLDIER 2: What’s the amount?

COMMANDER: Depends if you’re married.

SOLDIER 2: What if my wife has a plan but I don’t?

COMMANDER: Different limit.

SOLDIER 2: What if neither of us has a plan?

COMMANDER: Full deduction.

SOLDIER 2: So it’s better to not have a 401(k)?

COMMANDER: No…

⸻

SOLDIER 1: Can I just keep my money in a sock?

COMMANDER: You could. But inflation will slowly destroy it.

SOLDIER 1: What’s inflation?

COMMANDER: (sighs)…

[RobTryk @RobTryk]

@Topbin90 Might as well say we're playing in our own soccer specific stadium on real grass if we're living in the world of dreams and fantasies 🫡

[RobTryk @RobTryk]

@rvarner @Ekremkonur

[RobTryk @RobTryk]

@S0nicbob Last season during a Skeleton Lord fight their lunge attack clipped them into a rock where they got stuck and we couldn't finish the fight. Once was at Mermaids by the ammo box where the vault is during an Ashen Winds and another during a Reaper Fortress at Lost Gold

[RobTryk @RobTryk]

@bwfast Here's a harsh fact. Not a single league in the world "created" world class players. If you are talking about the truly ballon d'or potential level talent those players exist and are nuturtured by academies, clubs and coaches. It's never down to a league and surely not pro/rel.

[RobTryk @RobTryk]

@McFranchisee Clearly you're not familiar with what world renowned chef and restauranteur Arthur Bucco had to say about coupons and give aways.

[RobTryk @RobTryk]

@SeaOfThieves Must be nice to have a regular rowboat to scoot around in.

[RobTryk @RobTryk]

@sportsrage Open cigar lounges on the top floor and start printing money.