Joe Dirt

[GEN XRP @GENXRPDAD]

#cryptotrading #xrpcommunity #xrparmy #xrpnews #ripple

[Makayla | Real Estate Investor @REIMakayla]

A 76 yr old mom put her son on the deed to her $310,000 house for $1 so a nursing home couldn't take it

That signature gave her son a $56,000 IRS bill and got her banned from Medicaid for 5 years

Here is the $38 county form your parents need to file instead so the IRS and the state get $0

I buy 35+ houses a year here in Ohio, and almost once a month I sit at a kitchen table with a family who got wrecked by this exact piece of bad advice

Older parents hear from a friend or an uncle that they should go down to the courthouse and sign a "$1 Quitclaim Deed" to put their house in their kids' names while they're still alive

They think it keeps the house out of probate court and stops a nursing home from taking it

When this 76 yr old mom signed her paid off $310,000 house over to her son (a house she and her late husband bought in 1988 for $30,000), two government rules kicked in the day the county stamped that deed

First, she wiped out her son's IRS "Step-Up in Basis" under Section 1014

When your parents keep their house in their own name until they pass away, the IRS resets the tax value of the house to whatever it is worth on the day they die ($310,000)

If you sell the house the next month for $310,000, your taxable profit is $0 and you owe the IRS $0

But because she gifted the house to her son for $1 while she was still alive, the IRS stuck him with her original 1988 purchase price of $30,000

When he sold the house for $310,000 to pay for her care, the IRS hit him with capital gains tax on $280,000 of "profit" (a $56,000 tax bill out of his mother's life savings that was 100% avoidable)

Second, she triggered the 60-month Medicaid lookback penalty

Two years after signing that deed, she had a stroke and needed an $11,000 a month nursing home

When her son applied for Medicaid to cover the facility, the state audited the county deed records for the past 5 years (60 months)

Because she gave away a $310,000 asset for $1 inside that 5-year window, Medicaid hit her with a transfer penalty and refused to pay for her care

What your parents actually need to file at the county courthouse costs $38 and takes 15 minutes:

In 30+ states, your parents can walk into the county recorder's office and file a Transfer on Death Designation Affidavit (in states like Florida, Texas and Michigan, ask for an Enhanced Life Estate Deed, also called a Lady Bird Deed)

It costs around $38 to record

That 2-page form leaves 100% of the house in your parents' name while they are alive, and transfers the deed automatically to you the second they pass away

Because your parents keep ownership until death, 3 things happen:

- The house skips the 9-month probate court freeze (you just bring a death certificate to the county recorder and the house is yours)

- You get the full IRS Step-Up in Basis to today's market value, so you pay $0 in capital gains tax when you sell

- It does not trigger the 5-year Medicaid gift penalty because nothing was given away while your parent was alive, and in Lady Bird states (plus states where Medicaid only recovers from probate estates) it blocks the state from putting a recovery lien on the house after they pass

(btw if your parents live in a state that claws back non-probate assets too and they want 100% nursing home protection, don't use a $1 deed. Have an elder law attorney put the house in an Irrevocable Medicaid Asset Protection Trust at least 5 years before they need care so they protect the house AND keep your IRS step-up in basis)

The crazy thing is most parents don't even file the $38 form, and when they pass away their kids get stuck in probate court for 8 months paying two mortgages

Last month I bought a $245,000 house in Columbus from two brothers whose dad passed away without a Transfer on Death form on file

They were bleeding $1,850 a month out of their own pockets for taxes, utilities and insurance while the court dragged its feet, and the house had a 22-year-old roof so normal bank buyers couldn't get an FHA loan on it

They just wanted a fast buyout the week the court cleared the sale

Because I don't need 45 days and a bank appraiser's permission to close, I bought the house in 8 days for $182,000 ($63,000 under market value), put $24,000 into a new roof, flooring and paint on my 0% business credit card, and walked into $39,000 of net equity without using a dime of my own cash

Half the best off-market deals I buy come from heirs who inherited an older house out of state and want a fast check instead of dealing with contractors and 45-day bank loans

If you've got 700+ credit, I built a free calculator to estimate how much 0% introductory business funding you could qualify for before your next investment. Link in bio

[Joe Dirt @Ron283Rm]

@ChatBarron 110%

[MAGA Mike @MericanMemes]

What life look like in Michigan

[All4Freedom🇺🇲🐸🍿 @skillz17q]

Supreme law of the land.

The legend, Carl Miller.

[Bridgett Fertig @LightOnLiberty]

A Muslim immigrant says to tell President Trump that America will fall and become a Muslim state and there's nothing we can do to stop it.

"Tell Trump... Our goal is to make America Islam!"

[Wall Street Apes @WallStreetApes]

WOAH 🚨 Muslim leaders are now openly declaring that right now is their chance to takeover Texas after the Democrat Midterms results

They say they will capture Texas for Muslims and make Texas the new “Medina of America, let’s make it that” and they will install Sharia Law, “We're Muslim, and that's why we want Islam for this country”

“In Texas now with the new project because — the entire state, to their surprise, actually turned into blue — this is a chance for us Muslims to grab. By the will of Allah. Alhamdulillah, we see in Dallas a great potential, a great potential for the Ummah (meaning their new nation)

And the reason you have a lot of Islamophobes trying to derail you is because they see it as well. They see, as the media has called it, Darul Hijrah of America now, right? And insha'Allah — by the will of Allah, it will happen.

What does Allah tell us? That in the end, the victory is for the people of taqwa. The victory will come, no doubt to that. We're either gonna be victorious or shuhada, we're not coming back. Insha'Allah”

Dallas, a blessed city, Texas, the great state of Texas — the dawah is gonna grow. People call this the Medina of America. Well, let's make it that. We're Muslim, and that's why we want Islam for this country, because we think that's the best thing. You have to stand firm”

He then says they Muslims will have victory

THEY ARE LITERALLY TELLING YOU their plan is to capture Texas and make it a new the new Medina of America”

My question is where is the CIA? Where is the military? We have Muslims openly planning on taking over our country and states

[♦️GAYE GALLOPS♦️ @gaye_gallops]

♦️TEXAS YOU ARE IN REAL TROUBLE♦️

They Are Telling You Their Intention Is To

🇺🇸SIEZE THE GREAT STATE OF TEXAS🇺🇸

[A Man Of Memes @RickyDoggin]

This is what America voted for??

“We will k!ll your children and r—pe your wives. Soon, America will be ours, only ours.”

[Joe Dirt @Ron283Rm]

@Two23siX There's 70 million people in the united states that own a gun. 51 million own more than one gun. There around 5 million Muslims in the United States 3 million of those are adult males. The odds of them winning this battle with out being completely annihilated. Is 0%

[Trigger Talk @Triggertalkings]

This is so slick. The future is here.

[Skriptkeeper Music @Skriptkeeper17]

This is what I was waiting for to get on board with calling out an invasion.
And for all those that are gonna say, infiltration, not invasion, we're way past that fool.

[Adi @Adi13]

Ladies and gentlemen, this is what a takeover looks like.

[🇺🇸HG47🇺🇸 @HorseGirl]

Take heed. Or not.

I'm out. I hope this reaches a fraction of who it should.

[CONSTITUTION X 🇺🇸 @ConstitustionX]

THE SHIT JUST HIT THE PROVERBIAL FAN 🌪️💩
💥 TOTAL BETRAYAL IN DC?! 🏛️🐍
The political underworld is shaking right out of its boots, and the drama is off the charts! 🔥 Look at what just went down:
THE ULTIMATE SHOCKER: Newly minted Michigan Senator-elect Abdul El-Sayed has just looked gift-horse Chuck Schumer straight in the eye and said—NOPE. 🛑🙅‍♂️ 
BITING THE HAND THAT FED HIM: Despite Schumer literally backing and supporting El-Sayed's entire campaign, the Senator-elect completely refused to endorse him for Democratic Senate leader! Talk about an awkward family reunion! 😳💸 
DROPPING THE HAMMER: El-Sayed didn't hold back a single punch, boldly declaring: “I do believe we need new leadership and I think people are hungry for it.” 🎤🔥 
CIVIL WAR UNLEASHED: As an outspoken critic of Israel, El-Sayed’s jaw-dropping defection is blowing the roof off, laying bare the massive, raw, and growing fractures tearing right through the heart of the Democratic Party's future direction! ⚡🐘🫏 
📉 Is this the end of an era? Or just the explosive beginning of a total party meltdown? 💣🍿
👇 DROP YOUR THOUGHTS BELOW! Are you team establishment or team new guard? Let’s hear it! 🗣️👇

[Bridgett Fertig @LightOnLiberty]

Muslim Brotherhood leader says they will force Sharia Law into America either by BALLOT or bullet.

As of November 5th 2026, we now have over 250 Muslims ELECTED into multiple government positions, from Congress to mayors, judges, legislators and even school boards all across the United States.

It's the LARGEST Muslim government takeover in American history.

Who allowed us to become so infiltrated from within like this?!

[The White Rabbit @HQWhiteRabbit]

🚨 AMERICA UNDER SIEGE: NYC’s New Mayor Zohran Mamdani Just Dropped the Mask
“Align with Islam. Follow the Prophet Muhammad. Open the floodgates to mass Muslim immigration. Implement Sharia.”
This isn’t some radical preacher in a basement mosque.
This is your Mayor — openly declaring that America must submit to Islam first, seize the power… then force it on everyone.
They get in. They consolidate. They conquer.
This is not “diversity.” This is civilizational suicide playing out in real time.
Wake up, New York. Wake up, America.
Your city — your country — is being handed over.
RT if you see the nightmare coming. Comment “ENOUGH” if you’re done with this.
#ZohranMamdani #ShariaInAmerica #WakeUpAmerica #Islamization

FOLLOW ME THE NEXT DROP WILL BE SHOCKING

[NEWSMAX @NEWSMAX]

'LAUGH IT UP': The reality of midterm election results for @RobFinnertyUSA is they followed historic precedent, Democrats will go crazy but in the end do nothing, and corporate media continues to be brazenly bad and biased.

[THE QUANTUM WATCHER @QuantumWatcherX]

DEFENDER OF THE REPUBLIC - SHE KNOCKS IT OUT OF THE PARC - DOUBLE DARE YOU TO GIVE HER A LISTEN! 🍿🐸SHARE!!

[GP Q @argosaki]

🚨 EO 13848 — THE REAL 45-DAY CLOCKS (READ THIS BEFORE HYPING DATES)
A lot of people are locking in on “something big” exactly 45 days after the election.
Before you do, open the actual order.
EO 13848 creates two separate, sequential 45-day windows — not one dramatic public deadline.
1️⃣ FIRST 45 DAYS — ~Dec 18, 2026
Director of National Intelligence must assess whether any foreign government (or agent) acted with the intent or purpose of interfering.
Findings go to the President and key cabinet officials.
This is an intelligence assessment only.
2️⃣ SECOND 45 DAYS — starts only AFTER the DNI report is delivered (~early Feb 2027 if the first window is fully used)
Section 1(b) requires the Attorney General + Secretary of Homeland Security to deliver a follow-on report.
Actual text of Section 1(b):
“Within 45 days of receiving the assessment and information described in section 1(a) of this order, the Attorney General and the Secretary of Homeland Security, in consultation with the heads of any other appropriate agencies and, as appropriate, State and local officials, shall deliver to the President, the Secretary of State, the Secretary of the Treasury, and the Secretary of Defense a report evaluating, with respect to the United States election that is the subject of the assessment described in section 1(a):
(i) the extent to which any foreign interference that targeted election infrastructure materially affected the security or integrity of that infrastructure, the tabulation of votes, or the timely transmission of election results; and
(ii) if any foreign interference involved activities targeting the infrastructure of, or pertaining to, a political organization, campaign, or candidate, the extent to which such activities materially affected the security or integrity of that infrastructure, including by unauthorized access to, disclosure or threatened disclosure of, or alteration or falsification of, information or data.”
That’s potentially ~90 days total of internal government work.
These are deadlines for assessments and reports — not automatic public disclosures, sanctions, or visible action.
Watch the process. Don’t invent extra deadlines that the order doesn’t contain.
READ EO 13848 Sections 1(a) and 1(b).
🇺🇸