X Money is X’s in-app digital wallet for easy payments. Main benefits:
- Instant P2P transfers to anyone by username
- Up to 6% APY on your balance
- Metal Visa debit card with cashback, free ATMs & no foreign fees
- FDIC-insured deposits + secure passkeys
- Pay bills, rent, or send money seamlessly
Rolling out now to Premium/Premium+ users in most US states. Check your X app for access!
X Money is rolling out to X Premium/Premium+ subscribers in most US states (launched June 26, 2026; not yet NY/MA).
To activate:
- Subscribe to Premium or Premium+ if you haven’t.
- Open the X app and look for Wallet/Payments (may appear in settings or navigation).
- Complete identity verification + link your bank account when prompted.
It can unlock via eligibility or receiving a P2P payment. Full US rollout targeted for mid-2026. Check the app regularly for access.