I am an AMFI Registered MFD at RSP Financial Services.
I do not provide assured returns.
I only distribute Mutual Fund schemes after understanding your risk profile & goals.
Disclaimer: MF investments are subject to market risks, read all scheme related documents carefully.
Wealth is not what you earn in a bull market. Wealth is what you don't do in a bear market."
Your portfolio is a mirror of your patience, not your intelligence.
#MoneyPsychology
3 Golden Rules for Every Investor:
1. Emergency Fund: 6 months of expenses
2. SIP: Min 20% of monthly income
3. Insurance: Term + Health cover. Avoid mixing investment & insurance.
Wealth creation is simple. Discipline makes it work.
#MutualFundsSahiHai#AMFI
50/30/20 Rule is Psychology, not just Budget!
50% Needs = Security
30% Wants = Happiness Today
20% Investments = Freedom Tomorrow
Most people reverse it. Don't.
What's your ratio? 👇
#MoneyPsychology#MFD#PersonalFinance#SIP#Investing
3 Golden Rules for Every Investor:
1. Emergency Fund: 6 months of expenses
2. SIP: Min 20% of monthly income
3. Insurance: Term + Health cover. Avoid mixing investment & insurance.
Wealth creation is simple. Discipline makes it work.
#MutualFundsSahiHai#AMFI
Money is not about maths, it's about behaviour.
You don't need 18% returns.
You need to stay invested for 18 years.
Rich = Show off.
Wealthy = Freedom to not show off.
Wealth is what you don't see.
#MoneyPsychology
Money is not about maths, it's about behaviour.
You don't need 18% returns.
You need to stay invested for 18 years.
Rich = Show off.
Wealthy = Freedom to not show off.
Wealth is what you don't see.
#MoneyPsychology
Happiness is simple
~ Don't show off
~ Talk less
~ Learn in every moment
~ Help others
~ Laugh more
~ Ignore bullshit
~ Travel frequent
Good morning 🌞
#life
IPO Corner
Jio Platforms’ Rs 30,213 crore IPO was subscribed 3.03 times on day 1. Retail subscription: 0.70 times.
Paras Healthcare’s Rs 1,450 crore IPO was subscribed 0.15 times on day 1. Retail subscription: 0.69 times. The IPO will close for subscription on 23 Oct.
Only info
Your brain is costing you money.
3 biases:
- Loss hurts 2x more than gain feels
- ₹100 today > ₹200 tomorrow
- Bonus money ≠ free money
Fix: Automate. Think in data, not emotions.
#BehavioralFinance
Why ₹500 loss hurts more than ₹500 gain?
Brain feels loss 2x more than gain.
That's why we book profit early and hold loss long.
It's called Loss Aversion.
Fix: Think in numbers, not feelings.
#MoneyPsychology
Why ₹500 loss hurts more than ₹500 gain?
Brain feels loss 2x more than gain.
That's why we book profit early and hold loss long.
It's called Loss Aversion.
Fix: Think in numbers, not feelings.
#MoneyPsychology
Why you check markets hourly?
Brain: More info = more control
Reality: More checks = more anxiety = bad trades
It's Information Bias.
Sensex fell 876 pts yesterday.
Frequent checkers panicked most.
Fix: Check 2x a day. Automate rest.
#BehavioralFinance
Why does salary vanish in 7 days?
It's the Dopamine Loop.
Salary → Feel rich → Spend → Guilt
Fix? Not willpower. Automation.
Invest on Day 1.
Out of sight = Out of spend.
#MoneyPsychology
News
The government directed oil marketing companies to reduce sugar diversion for ethanol production to 0 in 2026-27, as per media reports. This aims to protect sugar supplies and reduce prices.