CTE Survivor. NFL veteran and Northwestern All-American, Big10 MVP. Ironman Triathlete. Married to Kim and Father to Brad, Courtney, Svetlana and Alexandra.
I just got a notice that my FICO score decreased by 17 points today because I didn't use one of my credit cards last month. So now I'm being penalized for having a $0 credit card balance. This is all a big scam to keep us consumers spending on things that we don't need.