6. Being with people that you love and vice versa
7. Laughing with people who get you
8. Being able to say 'no' without guilt
9. A body that doesn't ache
10. Not checking my balance before buying
11. Feeling calm about the future
12. Taking leave for 2-3 weeks and travel wherever
True luxuries are these:
1. Working from home / staying nearer to your work place (less commuting time)
2. Wake up without an alarm
3. Having coffee without rushing
4. Peace at home (i.e. having quiet neighbours)
5. Having time for myself on weekends