Ryan Lay

Post collegiate ISU runner, Financial entrepreneur, bizdev, love bourbon, adventurer enthusiast always looking to plan my next trip! insta: ryanlay15

[Ryan Lay @RyanLay15]

Win an Elmer T. Lee Barrel Selection Experience valued at $18,000 https://t.co/JEDoPb1AMW #elmertlee #sazeracbarrelselect

[Ryan Lay @RyanLay15]

@GuyFieri any chance you can get the @TopChefA3 judges to judge a round of #TOC? I think they’d crush and we would love to hear their reviews! @tomcolicchio @gailsimmons @KristenLKish would bring the 🔥

[The Kobeissi Letter @KobeissiLetter]

This is insane:

In 2025, $9.2 TRILLION of US debt will either mature or need to be refinanced.

The US now holds $36.2 trillion worth of government debt, meaning 25.4% of the total is set to mature.

This is the REAL reason rates are rising. Let us explain.

(a thread)

[Ryan Lay @RyanLay15]

The only thing we own in this life is moments in time

[Ryan Lay @RyanLay15]

The ironic tragedy is that life has to be lived forward, but only makes sense in reverse.

[Ryan Lay @RyanLay15]

Win Passes To See @Shinedown At Sundown at @virginhotelschi https://t.co/9x2Bdw3IcV

[Ryan Lay @RyanLay15]

Win a barrel of Blanton's Gold valued at $20,000 https://t.co/1kKHbkeM5a #blantonsgoldsweeps #sazeracbarrelselect

[Ryan Lay @RyanLay15]

If you live by the cheers, you’ll die by the boo’s

[Darth Powell @VladTheInflator]

Kitchen in an $800k house LOL

[PLAY IT LOUD Podcast @PLAYITLOUDpod]

Download and listen to our Spotlight Interview with @nevertelUS on Spotify and iTunes!

[Ryan Lay @RyanLay15]

👀

[The Kobeissi Letter @KobeissiLetter]

Auto loan and credit card interest rates just hit a new record high.

Average interest rates:

- Credit Card: 24.5%
- Used Cars: 14.0%
- New Cars: 9.0%

Meanwhile, we have record levels of debt:

- Total Household Debt: $16.5 trillion
- Auto Loans: $1.6 trillion
- Credit Card Debt: $986 billion

The worst part?

Student loans just hit a record $1.6 trillion.

Interest on student loans has been suspended since 2020, but it set to resume this year.

The debt crisis is real.

[Ryan Lay @RyanLay15]

Make sure to teach them about taxes when they’re young so they’re not surprised!

[Ryan Lay @RyanLay15]

The stock market has entered its Harvey Dent era. On the one hand, surging tech stocks pushed the Nasdaq to its best week since January last week. On the other, global banks have shed $459 billion in market value this month alone.
https://t.co/lJDl7BPKF7

[Rachel Bitecofer 🗽🦆 @RachelBitecofer]

“What you’re telling me is that you don’t mind infringing on free speech to protect children from [drag shows] but when it comes to kids who have died from guns, you don’t give a flying f.”

[Ryan Lay @RyanLay15]

Thoughts?

[Ryan Lay @RyanLay15]

@Shinedown @TheBrentSmith @ZMyersOfficial @BKerchofficial @theotherguys_SD hey guys I wanted to buy this guitar with your signatures, but there isn’t anything to authenticate it. I was hoping you could take a look at the signatures to make sure it’s real before I buy it! TYIA

[Ryan Lay @RyanLay15]

@Shinedown @TheBrentSmith @ZMyersOfficial @BKerchofficial @theotherguys_SD hey guys I wanted to buy this guitar with your signatures, but there isn’t anything to authenticate it. I was hoping you could take a look at the signatures to make sure it’s real before I buy it! TYIA

[Ryan Lay @RyanLay15]

Positive Mental Attitude ALWAYS

[Ryan Lay @RyanLay15]

Where is the poison? It’s a battle of wits and the game has begun…

https://t.co/uy6tvrGWx6

[Ryan Lay @RyanLay15]

Chase value and success will follow!