You're negotiating your salary.
They ask: "What are your salary expectations?"
You give a number.
You just lost $20,000.
Here is the script to flip the question and get their budget first:
Maxing out two Roth IRAs since they started in 1998:
Total contributions: ~$380k
Value today: ~$4M+
All tax free.
But only 6.6% of Americans own one.
Here's everything you need to know about the Roth IRA:
The IRS will literally give you $10,000+ for free if you fill out one form
Not a refund. Not a loan. Free money they allocated that almost nobody claims
There's $1.5 billion in unclaimed tax credits every year because the forms are confusing on purpose
The credits most people miss:
EARNED INCOME TAX CREDIT (EITC)
If you made under $60K, you might qualify for up to $7,430 back. Even if you owe $0 in taxes. It's "refundable" meaning they write you a check
1 in 5 eligible people don't claim it. That's free money left on the table
SAVER'S CREDIT
Put money in a retirement account? You get a tax credit up to $1,000 ($2,000 if married). Can wipe out your entire tax bill - though usually not refundable like the EITC
Still worth claiming if you owe taxes
AMERICAN OPPORTUNITY CREDIT
Paid for any education? Up to $2,500 credit per student. $1,000 of it is refundable even if you owe nothing
CHILD TAX CREDIT
$2,000 per kid, up to $1,600 is refundable even if you owe nothing
The exploit:
You can amend tax returns for the past 3 years
That means if you missed credits in 2022, 2023, 2024 - you can file amended returns and collect ALL of it now. One check for 3 years of missed credits
People have gotten $15-30K checks just by amending old returns with credits they didn't know about
How to check what you missed:
1. Get your IRS transcript (free at IRS. gov)
2. Use FreeTaxUSA or similar to re-run old years
3. See if credits were missed
4. File Form 1040-X to amend
5. Wait 8-12 weeks for your check
The IRS isn't going to call you and say "hey, you forgot to claim $7,000"
They're counting on you not knowing
This Resume has an ATS score of more than 92
This Resume helped many in getting an interview calls from companies like Google, Microsoft, Amazon, and many more.
I have personally used this single-column resume in my job hunting and got amazing results
I am sharing the exact similar editable ATS Friendly Resumes templates!
To get it:
1. Like & Repost
2. Reply "Resume"
Follow me so I will dm immediately ๐ฏ