Ten lazy years can disappear the moment you lock in. Six months of discipline can erase a decade of drifting. Momentum is magic. It turns yesterday's failures into tomorrow's fuel.
A reminder from The Psychology of Money by Morgan Housel:
“Money’s greatest intrinsic value—and this can’t be overstated—is its ability to give you control over your time. Use money to gain control over your time, because not having control of your time is such a powerful and universal drag on happiness. The ability to do what you want, when you want, with who you want, for as long as you want to, pays the highest dividend that exists in finance.”
Some of the best advice I ever received from my father:
“If you don’t do the small things well, they’ll never trust you to do the big things. Remember that. Everything you do matters—act accordingly.”
Has served me well my whole life.