SafwanFF97

Menulis yang baik-baik.

[SafwanFF97 @SafwanFF97]

FINANCIAL GOAL 2020 ✨

1. Kurangkan berhutang.
2. Tingkatkan simpanan. Tabung bajet & tabung RM5.
3. Konsisten simpan emas RM100 1bulan.
4. Baca buku kewangan. 1bulan 1buku
5. Buat long term, short term & mid term financial
6. Tambah income

#safwanff97 #financialgoal

[SafwanFF97 @SafwanFF97]

@CaramelArigatou @khairulaming Jumaat ( 7 Ogos ) 9 malam di TikTok Shop

[Vala Afshar @ValaAfshar]

“Rich people buy time. Poor people buy stuff.

Ambitious people buy skills. Lazy people buy distractions.”

[The Futurizts @TheFuturizts]

Once you hit RM10k salary, you're working essentially one month every year just to pay the government.

This is why tax reliefs are so important.

Here’s an example:

- Sam (left): Received RM13k reliefs, paid RM11.1k in total tax.

- Nurul (right): Received RM33k reliefs, paid RM6.9k in total tax.

^ Even though both earn the same gross, the total tax they paid is very different.

Calculate it yourself here: https://t.co/NhayROoUhk

[Ikhwan Hafiz @IkhwanHafizLFP]

Jika ibu-bapa kita bergaji RM 5,000 sebulan, di tahun 1990, selepas 36 tahun, kita patut bergaji RM 29,000 di tahun 2026 untuk mendapatkan gaya hidup yang sama seperti mereka.

RM 29,000 adalah RM 5,000 yang sebenar di tahun 2026.

Ini adalah fakta. Bukan nya auta.

[Bitcoin Malaya @bitcoinmalaya]

Work hard in stacking bitcoin in 2026.
Harvest later.

[Midjourney @midjourney]

Announcing a new division of Midjourney called "Midjourney Medical"

[Ikhwan Nazri // イクワン ナズリ @tekong]

Tutorial cara lock rate Wise. Boleh lock sampai 72 jam over weekend, atau pernah juga lock 90 jam sebab cuti.

[The Futurizts @TheFuturizts]

This is true, and here's a step-by-step on how you can do it:

1) Open an EPF account (min. age is 14 years old).

2) Apply for i-Saraan.

3) Once approved, you'll receive 20% bonus on your voluntary contributions, capped at RM500/year, and RM5,000 for lifetime.

The bonuses will be credited to your Account 1.

[Abeywan. @abeywan_]

Unemployment kita sekarang 2.9%. Paling rendah dalam 10 tahun.

Tapi retrenchment naik 47% dalam Q1 2026 berbanding tahun lepas.

Apa kita kena buat?

[theendeavorpath @theendeavorpath]

“You must be willing to go to war with yourself and create a whole new identity.”

— David Goggins

[𝗰𝘆𝗰𝗹𝗼𝗽 @nobrainflip]

When 1 BTC is $240k in 3 years, buying at $62k vs $40-50k (which it may never even drop to ) won’t matter much.

What will matter is whether you actually bought.

If you’re still not DCA’ing spot BTC here at a 50%+ discount, you’re making a big mistake.

[Brian Feroldi @BrianFeroldi]

Why I'm building wealth:

[The Futurizts @TheFuturizts]

By 32, try aiming for these things:

1. RM20-30k emergency fund.

2. RM111,400 in EPF.

3. Can comfortably survive 4-6 months without income.

4. A clear and sustainable plan for life goals (home, marriage, children, retirement).

5. Savings are growing faster than your lifestyle inflation.

6. Consistently investing every month to make your money work for you.

If you have already achieved this, you are ahead of most people. 🫡

[Aurora_lily @Aurora_TechAI]

After 3 years using Claude, I can say it’s the technology that has revolutionized my life.

Here are 18 prompts I use daily that have transformed my day to day; they could do the same for you:

(Save this 🔖)

[Aurora_lily @Aurora_TechAI]

Want to become a Claude Certified Architect in 6 weeks? 🚀

Here’s a simple roadmap to go from beginner → builder → certified 👇

📅 Week 1 — Learn the Basics Master the essentials: • Claude API
• MCP (Model Context Protocol)
• Claude Code
• Claude fundamentals

📅 Week 2 — Build Real Projects Stop watching tutorials. Start shipping: • Apps with Claude Code
• AI agents + APIs
• MCP workflows & integrations

📅 Week 3 — Study the Exam Understand what matters: • Real-world case studies
• 5 important domains
• Skills tested in the exam

📅 Week 4 — Advanced Practice Level up your projects: • Multi-agent systems
• Team collaboration workflows
• Research + automation pipelines

📅 Week 5 — Mock Tests Train under pressure: • Practice exams
• Analyze weak areas
• Aim for 850+/1000

📅 Week 6 — Certification Time Take the real exam. One attempt. One goal. 🏆

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Follow for more AI learning content ⚡

[Syahir @syahir]

tahun lepas @ZUSCoffee bagitau harga kopi diorang naik sebab harga biji kopi dunia meningkat.

saje nak bagitau harga biji kopi dah jatuh lebih 30%, ada plan nak hantar email turun harga tak? 🤨

[Roman Akramovich @SyedAkramin]

Dengan matawang rupiah kini merosot teruk, saya bayangkan berbondong-bondong doktor dan jururawat dari Indonesia lari ke Malaysia.

Selepas itu keadaan tidak akan sama lagi. Doktor tempatan tiada harapan untuk raih gaji tinggi sebab alternatif murah sudah ada.

[𝗰𝘆𝗰𝗹𝗼𝗽 @nobrainflip]

Stocks are dumping
Gold is dumping
Silver is dumping
Crypto is dumping
Bonds are dumping
Oil is dumping

If everything is going down, where the hell is money going?

[The Futurizts @TheFuturizts]

Monthly instalments for the top 10 cars in Malaysia (as of 30 April):

1. Bezza: RM587
2. Saga: RM600
3. Axia: RM587
4. Myvi: RM732
5. Alza: RM907
6. X50: RM1,358
7. eMAS: RM758
8. S70: RM998
9. Traz: RM1,082
10. City: RM1,199

^ Mid-tier model, 10% downpayment, 3.50% financing rate, 7 years loan.