इंद्रजीत-मेघनाद

99.99% ईमानदार,( शिव भक्त - श्याम प्रेमी)

(मैं कुछ ख़ास तो नहीं मगर मेरे जैसे लोग कम हैं )

[इंद्रजीत-मेघनाद @Saini303]

@virendersehwag #indvsnz वीरू पाजी लिटिल मास्टर के साथ मजा आ गया , वाह जी वाह ।।

[Amrendra Bahubali 🇮🇳 @TheBahubali_IND]

लाखों मोटिवेशनल वीडियो देखन�� से बेहतर है... इस
एक वीडियो से सीख लेना कैसे कभी भी टूटना नहीं है

ज्ञान ऐसा हो जो सोच बदल दे भाई को दिल से सैल्यूट 🫡

[Bhiku Mhatrey @BhikuMhatrey]

Editor ku naa salaam 🙌

[Sahil @Sahilkr11_]

POV: My hunger disappeared before the video ended. 💀😂🤢

[Akhilesh Gautam @akhileshaajtak]

कौशांबी एलपीजी टैंकर अग्निकांड CCTV फुटे��� आया सामने, मृतकों की संख्या बढ़कर 4, इलाज के दौरान दो टोल कर्मी ने तोड़ा दम, अस्पताल में दो टोलकर्मी का चल रहा इलाज। 26 जून की हुई थी घटना। #kaushambi

[ER Manoj @enggmanoj1979]

चेहरे की रंगत तब तक फीकी नहीं पड़ती जब तक सच का आईना आमने सामने न हो, किसी के पोशाक, चाल ढाल से हल्के में लेने की जरूरत नहीं
अगर हल्के में किसी को आंका तो चेहरे की रंगत उड़नी तय है 🤔🤔

[AVM @AvmNews7]

LPG tanker blast, LIVE 📍

Horrifying CCTV footage from Kaushambi,UP ! In just seconds, the Kokhraj toll plaza turned into a massive fireball, causing severe injuries and damage. 😱🔥

[Hardik Bhavsar @Bitt2DA]

बॉलीवुड के सारे गुंडे एक तरफ़ और अमरीश पूरी
की विलनगिरी एक तरफ़

इस बंदे का अलग ही लेवल का AURA था

गुरुजी वापिस आ जाओ,मर्द समाज खतरे में है 😭😂

[Technical Charts @Technicalchart1]

Dad paid LIC ₹3,246 every year. For 15 years. Never missed one.

Total paid: ₹48,690.

Maturity payout: ₹72,520.

Sounds like profit, right?

Spread over 15 years, that's barely 2.7% annual growth. Inflation alone ate more than that, every single year.

A simple FD would've beaten it. A basic index fund would've left it in the dust.

This is the trap millions of Indian households fall into — calling insurance an "investment" because a bank sends a congratulatory SMS at maturity.

Insurance is for protection. Investment is for growth. LIC endowment plans like Jeevan Anand try to be both and end up failing at each.

Your dad didn't lose money. He lost 15 years of compounding he can never get back.

Save this before you sign your next policy.

[Nikhil Jha @NIKHILLJHA]

🚨Traditional Life Insurance/LIC policies-What can u do about them?🤔🤔

Did an agent or relative sell you a LIC policy?

Millions of Indians are stuck with LIC policies and have no idea what to do with them?🤯🤯

Bookmark this tweet,
Take action on ur LIC policies on the next renewal👇

❌The Real problem with these policies?

1⃣ Poor Returns:-
Here is the stark reality of LIC policies
🏦Jeevan Anand: 4-6%
🏦Jeevan Saral: 4-6%
🏦Money Back: 4-6%
🏦ULIPs: Can depend on market conditions if participating(Mutual funds are still better off)

2⃣Low Life insurance cover
The life cover tends to be small,
A pure play term plan provides much higher cover,

What to do now?

👉Option 1:-
Surrender the policy:-
You close the policy and get the money back.
The quantum of money you get back depends on the number of premiums paid,
The earlier you surrender the policy,
The lesser the premium you get back,
However it frees up your money,

👉Option 2:-
Paid up option:-
Here you dont close the policy,
But dont pay any further premiums,
This option is generally available 3 years after paying the premium,

The money you will receive:-
Paid up value = Original sum assured x (No. of premiums paid / No. of premiums payable)

👉Option 3:-
Continue with the existing policy and do nothing
Generally, the least preferred option as you get low returns

💡So what should you do?

There is one answer that fits all,

But the general rule of thumb,
👉If you are very early in ur policy(1-4years),
Surrender may be the better option,

👉If you are middle or late into the policy,
Paid-up may be the better option,

❌Warning: Never drop or surrender your life insurance cover without getting a proper term plan!

But one must evaluate the policy before taking any decision,

How many LIC policies do you/family have?
What are you doing about them?

Do let us know in the comment section👇

[𝐊𝐫𝐢𝐬𝐡𝐧𝐚𝐩𝐫𝐞𝐞𝐭𝐢 @Krishnavallabhi]

What if the way you pray matters more than what you pray for?

Seek wisdom, devotion, and inner alignment—not just desires. The Divine already knows what is best.

[Rekha Gupta @gupta_rekha]

July 1, 2026. Delhi’s new EV Policy has been officially notified in the Gazette and is now in effect.

From today, buyers of electric two-wheelers will receive a ₹30,000 subsidy, electric three-wheelers ₹50,000, and N1 category light commercial vehicles ₹1 lakh.

All electric cars priced below ₹30 lakh are fully exempt from Road Tax and Registration Fee.

The government is also offering scrappage incentives for those replacing old vehicles with new EVs.

Many people are asking, “Will petrol vehicles be phased out?”

The answer is no.

#SmartDelhi

[R A S H M I K A @RashmikaX7d]

🙏🌼 वासुदेवकृपया सर्वं मङ्गलं भवेत् 🌼🙏

By the grace of Vasudeva, may all become auspicious.

ll ॐ नमो भगवते वासुदेवाय ll

[Nikhil Jha @NIKHILLJHA]

🚨LIC Jeevan Anand-The ultimate wealth killer?

Do you have any LIC Policy?
Spare a minute to read this👇

One of our followers approached us to analyse his Jeevan Anand Policy,

He purchased the policy with the following conditions:-
📈Basic Sum Assured: Rs. 5,00,000
📈Policy Term: 25 years
📈Premium Payment Term: 25 years (paid yearly for 25 years)
📈Annual Premium: Rs 21,400
📈Total Premium paid for 25 years: Rs 5,35,000

On Maturity, he got:-
📈Basic Sum Assured: Rs. 5,00,000
📈Bonus Accumulated over 25 years:-6,50,000
📈Total Maturity Payout: Rs. 11,50,000 (approximately)

The death benefit was just:-
📈6.25L+bonus at the time of death(he sirvived the period)

The Real Trap:
⚠️ The exact IRR (Internal Rate of Return) is just 5.47%.
⚠️ The death cover during the term was a mere ₹6.25L + bonus.(he survived the period)

If he had bought a ₹1 Crore Pure Term Plan and put the rest into a simple Mutual Fund SIP
📈He would have a higher life cover
📈His maturity corpus would be much, much higher

The Hard Truth:
Traditional LIC insurance bundles provide:-
📈Terrible life insurance cover and,
📈 Sub-inflation returns.

Did a whole generation of Indians drastically compromise their retirement wealth by blindly trusting these LIC policies? 👇

[Tehxi @yajnshri]

Try doing this before bed, you might notice some changes in your belly!

[Lost Temples™ @LostTemple7]

Put on your ​🎧 headphones & feel the divine power! Jai Shree Ram 🔱🔥

[Lou @_iamlougotti]

Is this still the greatest Smackdown ending ever??

[Mr. Mishra @MrMishra]

सास की अंतिम इच्छा थी कि मरने से पहले ब्रज परिक्रमा करूं। बहु ने अपनी सास को माथे पर उठाकर उनकी अंतिम इच्छा पूरी की।

ऐसा द��श है मेरा 🙏

[VINI 💞 @_Attitude_Vini]

"दुनिया पर किया गया भरोसा टूट सकता है, लेकिन दुनिया के मालिक महादेव पर किया गया भरोसा कभी नहीं टूटता।"
हर हर महादेव

[उम्दा_पंक्तियां @umda_panktiyaan]

तेरी सूरत से किसी की नहीं मिलती सूरत
हम जहाँ में तिरी तस्वीर लिए फिरते हैं

[Tehxi @yajnshri]

Maa Mahalaxmi just appeared on your timeline to bless you with prosperity and health.