“I’m 29, I make $250,000 a year and I’m seriously thinking about quitting to become an electrician.”
Caller: “I’m 29 and make about $250K a year in financial sales, but I’m completely burnt out.
The culture is toxic, it’s work first and life second, and I can’t picture raising a family like this.
A family friend offered me an electrician apprenticeship, even though it’d mean taking a huge pay cut for the next five years.”
Dave Ramsey: “Slow down. You’re making an emotional decision. It doesn’t sound like you hate sales it sounds like you hate where you work.”
Caller: “I just don’t want to wake up dreading my job anymore.”
Dave Ramsey: “Then leave the company, not the career. Great salespeople are incredibly valuable. Find a business with a healthier culture and better work-life balance before you walk away from a skill that can earn you a great living.”
“I’m 51, recently divorced, and I’m terrified I’ll never be able to retire.”
Caller: “My divorce drained my finances. I’ve got about $38,000 in savings, a $25,000 car loan, and almost no retirement savings. I feel like I’m running out of time.”
Dave Ramsey: “You’re not out of time you just need a plan. Pay off the car today, keep the rest as your emergency fund, and start investing 15% of your income for retirement.”
Caller: “It feels scary to use that much of my savings.”
Dave Ramsey: “Being debt-free gives you a stronger foundation than hanging onto cash while paying interest. And one more thing your daughter’s student loans are her responsibility.
“I’m 51, recently divorced, and I’m terrified I’ll never be able to retire.”
Caller: “My divorce drained my finances. I’ve got about $38,000 in savings, a $25,000 car loan, and almost no retirement savings. I feel like I’m running out of time.”
Dave Ramsey: “You’re not out of time you just need a plan. Pay off the car today, keep the rest as your emergency fund, and start investing 15% of your income for retirement.”
Caller: “It feels scary to use that much of my savings.”
Dave Ramsey: “Being debt-free gives you a stronger foundation than hanging onto cash while paying interest. And one more thing your daughter’s student loans are her responsibility.