Sebastian Sandoval

PhD Financial Planning @universityofga
MS Economics @UniJaveriana

[Sebastian Sandoval @Sebas_Sandova]

Compre ahora, pague después: el crédito que no parece crédito, pero lo es https://t.co/kmvMPjoEWq
#BNPL #Colombia #Finanzas

[Sebastian Sandoval @Sebas_Sandova]

I hope this fosters more action and research on improving financial resilience to climate-related events.
https://t.co/CcKftYPwMQ

[Sebastian Sandoval @Sebas_Sandova]

I am happy to announce the publication of the article "From Ashes to Advice: Counseling Clients Through Wildfire Loss" in the JFP, where we outline crucial steps to assist households in the U.S. affected by wildfires.
#wildfires #FinancialPlanning

[Sebastian Sandoval @Sebas_Sandova]

#FinancialKnowledge, #FinancialLiteracy, #LatinAmerica, #HouseholdFinance, #BehavioralFinance (3/3).

https://t.co/GofuwqPorE

[Sebastian Sandoval @Sebas_Sandova]

This article examines the relationship between three financial behaviors and both objective and subjective measures of financial knowledge in Latin America before and during the COVID-19 period (1/3).

[Sebastian Sandoval @Sebas_Sandova]

The results suggest that financial knowledge contributes to financial resilience, though not consistently across all cases. Many thanks to my co-authors and to everyone who supported us throughout this research (2/3).

[Sebastian Sandoval @Sebas_Sandova]

What will the labour market look like in the age of AI?

Check out this Microsoft study and this episode of Freakonomics.

https://t.co/CZKpz17eH6

https://t.co/OP7KTtspHk

[Sebastian Sandoval @Sebas_Sandova]

I presented a study on savings and job stability in the U.S. at the ACCI Conference 2025. Thank you for the opportunity.
@ACCI_ORG

[Sebastian Sandoval @Sebas_Sandova]

I presented a study on financial knowledge and behaviors in Latin America at the ACCI 2024 Conference. Thank you for the opportunity.
@ACCI_ORG

[UGA Financial Planning, Housing & Cons. Economics @ugafhce]

Excellent presentation by @ugafhce doctoral student Sebastian Sandoval entitled "Financial Knowledge, Financial Behaviors, and Pandemic Resilience: A Study in Latin America Amidst the COVID-19 Period" in the graduate seminar class today

#uga #CFPPRO #financialplanning @FPSB

[Sebastian Sandoval @Sebas_Sandova]

To my #1 podcast of 2021, @freakonomics: thank you for keeping me company on @Spotify all year long! #SpotifyWrapped https://t.co/bPmB2elD4U

[Sebastian Sandoval @Sebas_Sandova]

@LiliMCN @CancilleriaCol También llevo dos días tratando de conseguir una cita para el #pasaporte.
En la sucursal de la 53 en Bogotá hay muchas personas en la misma situación. Señores @CancilleriaCol necesitan mejorar este servicio que nos están dando pronto.

[Luis Fernando Mejía @LuisFerMejia]

Muy grave que la Fiscalía General de la Nación pretenda volver un delito los movimientos no anticipados del precio del dólar. Bajo esa teoría deberían ser imputados todos los servidores públicos que contrataron créditos en dólares antes del 2014. Absurdo y peligroso.

[Sebastian Sandoval @Sebas_Sandova]

#CostofCapital #UnleveredBeta #TBDM #CorporateFinance
https://t.co/hU3j9Y2Ckm

[Sebastian Sandoval @Sebas_Sandova]

Article about alternative ways to estimate the cost of capital for unlisted firms and assess which one has good capacity to explain cross-sectional long-term returns. Thanks to the co-authors and the people that support and accompany us in this research.

[Sebastian Sandoval @Sebas_Sandova]

Article about how to measure the Disposition Effect and its evidence and costs among institutional investors and mutual funds. Thanks to the co-authors and the people that support us in this research.
#DispositionEffect #BehavioralFinance #Investing
https://t.co/BZ5qnDndQ0

[Sebastian Sandoval @Sebas_Sandova]

Article about the exchange policy in Venezuela and their repercussion over the government budget. Thanks to the co-authors and the people that support and accompanied us in this research.
#Venezuela #ExchangeRate #Inflation #Blackmarket
https://t.co/IE7Ya2QfAs

[Informal Economy @EconomyInformal]

"Globally, 58 percent of all women’s employment is informal. But it looks very different when you look at different countries by income level. For example, in developing countries, 92 percent of women's employment is informal." @sallyroever

[MinEducación @Mineducacion]

Con el convenio 'Mi plan, mi vida, mi futuro' que se firma hoy entre el Gobierno del presidente @IvanDuque y @Asobancaria, se busca fortalecer los aprendizajes de los estudiantes del país en educación económica y financiera >> https://t.co/VhoKO3Zoyq

[Vala Afshar @ValaAfshar]

17 equations that changed the world