SK

Seeker. Trader.

[SK @Secondlifesk]

For people pinging me, I trade global Forex market mainly (50%), in Indian market (Trade 20% + my own index fund 30%). I don't conduct any training/ webinar etc
For training or Knowledge, There are GENUINE indian traders share knowledge for free or charging optimally.
1/n

[SK @Secondlifesk]

@thekaipullai Everynight from Chennai to other towns in tamiladu ( south, east, west) there are 500+ buses running double the cost of vande Bharat, I don't understand why railways not monetising them and give better service than those poor omni buses.

[Saketh R @saketh1998]

One of the worst performing indices in the world over the last 2 years.

One of the worst performing currencies in the world over the last 2 years.

The world is moving ahead, India is being left behind. Forget fresh foreign inflows, over ₹10 lakh crore has already been sold in the last 3 years.

If we are supposedly the best, then why do the numbers say the exact opposite?

Why not bring active changes in policies?

You don’t get answers until you start asking questions.
Stop worshipping, Start questioning, At the end of the day, a country’s progress matters more than political progress.

[SK @Secondlifesk]

@theBuoyantMan If you travel in Himalayas, u'll easily see lot of maruti 800 and alto very frequently - lowest safety ratings. Even a small falling stone and of course roads everything is almost unsafe there. I wonder their decisions. But the practicality and budget makes them buy

[Incentivising @incentivising]

Game theory explains why working harder inside a broken system is the worst response to that system. Because a system is never truly broken. It's just producing exactly the outcomes its own incentive structures were designed to produce, whether intentional or not. Working harder inside this system increases your output in the payoff matrix, but it simply won't change the actual structure of the system's matrix. Thus, the correct response is not more effort. Instead, you must aim to identify whose interests the current structure serves and position yourself in favor of those interests rather than against them. Change the game, or play the game that is actually being played. Either way, you must stop optimizing for the game you wish it to be and start acting realistically.

[KN @RR013C]

Enna ivlo open ahh adikuraaan 😳😳😳😶‍🌫️

[SK @Secondlifesk]

@SarangSood This scam has been running in Dubai for years. Selling a holiday package, the modus operandi is super funny. You'd enjoy it for sure 😃

[Sunderdeep - Volklub @volklub]

The only solution to this is

- Only People who are paying income tax should be allowed to vote. Ideally with income of above 12 lakh

- Each MLA & MP should have min experience of 2 years serving in army

- No paid marketing of Political party should be allowed on any party including news channels for a level playing field

- No MLA & MP should be allowed to serve more than twice

- Retirement age should be 65

[SK @Secondlifesk]

@GaryStoneSWS LEAK

[Tamil Labs 2.0 @labstamil]

What exactly do such ragebait posts achieve, by needlessly pulling down one of our own influential voices?

Refuting every single point of this substance-less post in this thread (1/5)

[Sunderdeep - Volklub @volklub]

Ask them who they were supplying these fake toothpastes to, identify the supply chain companies or individuals involved.

Catch these people and investigate what other counterfeit products they are supplying. Find out who is taking a cut at every level, from top to bottom. Hold shopkeepers accountable as well if they were knowingly selling these fake toothpastes.

You have to close and kill the loop from A to Z.

[SK @Secondlifesk]

@outofofficedaku And 1st of april, this project will be announced in parliament.

[Kiran Kumar S @KiranKS]

Indian diaspora earns $700 billion per year outside India. And it sends $138 billion per year back to India. $13,000 every three seconds!

Almost 50% of India's merchandise trade deficit is covered. Always remember these hard working Indians outside India.

#ET

[Sama Hoole @SamaHoole]

The sun was free. They sold you SPF 50 and a vitamin D deficiency.

Sleep was free. They sold you an app, a pill, and a wearable that tells you your sleep was bad.

Walking was free. They sold you a treadmill, a fitness tracker, and a £180 pair of trainers.

Fasting was free. They sold you meal replacement shakes and the anxiety that skipping breakfast would wreck your metabolism.

Cold water was free. They sold you a £3,000 plunge barrel and a podcast episode about it.

Silence was free. They sold you a meditation app with a premium tier.

Animal fat was cheap. They sold you seed oils, then supplements to replace what the animal fat contained.

Tallow was cheap. They sold you a seventeen-step skincare routine and a clinical trial proving your face needs ceramides.

Meat was cheap. They are currently selling you the idea that you shouldn't eat it.

The 20th century removed access to everything the body needs to function.

The 21st century is selling it back, one subscription at a time.

Your great-grandmother had none of the products.

She had all of the things.

[R. Balakrishnan @BalakrishnanR]

Dear @SEBI_India . Please do not permit an ETF to do this. And for those who want to exit, please make @hdfcmf pay the capital gains tax. This is so wrong

[BALA @erbmjha]

"Acquiring nuclear weapons is against our goal of a nuclear-free state."

A British-founded, US-funded, Italian-run Congress wanted India to stay weak & never be capable of defending its sovereignty.

[SK @Secondlifesk]

@theparthrastogi @theBuoyantMan Hi, does this work with our indian tax system as most of our investments in notional loss? Can we book the loss and buy back after settlement would help to save the tax. Any inputs? Thanks! 🙏

[SK @Secondlifesk]

@theparthrastogi @grok does this works in india?

[Ravi Handa @ravihanda]

Why do financial advisors (Mutual Fund Distributors / RIAs / apps / finfluencers) recommend active funds?

There are broadly three reasons.

First, money. A big part of the reason is simply that this model helps them make money. If an advisor just tells you to buy a Nifty 50 or Nifty 500 index fund, you are unlikely to go back to them again. You might even tell your friends that the advisor simply recommends index funds and that they should do the same. That eliminates the perceived utility of the advisor in the eyes of clients who are looking for someone to help them make more money from the market.

Second, it keeps them relevant. If the solution is simple, the advisor’s role disappears. By recommending multiple funds, switching between them, and monitoring them, they create the impression that there is ongoing expertise involved.

Third, some advisors genuinely believe they can generate alpha. There are many advisors who sincerely believe they can beat the market by selecting the right funds. However, even if there are occasional examples where a fund pick worked well, the reality is that consistent alpha generation does not usually come from selecting the right mutual fund or the right stock.

Alpha, when it exists, usually comes from asset allocation, discipline, and staying invested, not from fund selection.

The idea that an advisor can consistently select the right fund implies that they also know the right time to enter and the right time to exit, which is extremely difficult. No fund beats the index across all periods. Every fund has cycles where it performs above average and periods where it performs below average.

What typically happens is that an advisor says: “I recommended this fund five years ago and it has beaten the index over the last five years.”

But that logic is flawed because the period during which the fund performed well may not be the same period during which you will be invested going forward.

When investors keep switching funds based on recent performance, they also incur capital gains taxes, which further reduces any small alpha that may have existed.

Cost is another major issue.

Index funds today are available at very low expense ratios, typically around 0.05% to 0.30% for direct plans.

Actively managed funds, on the other hand, often cost 1% to 2%, and sometimes even more. If the investment is through regular plans, commissions can add another 0.5% to 1%.

So when you compare direct index funds versus actively managed funds with distribution costs, it becomes extremely difficult for the active fund to consistently beat the index by a margin large enough to overcome those costs.

That is the core reason why building a portfolio of 10–20 actively managed funds rarely works well over long periods.

Some funds in that basket will beat the index and some will not. But since most funds fail to beat the index over long periods, the overall portfolio often ends up underperforming the index itself.

That is why, for most investors, simply holding a broad market index fund is often the more sensible and effective approach over the long term.

[SK @Secondlifesk]

@bseshadri @Indumakalktchi Sir, you should share some demo videos on these conservation cooking strategies, will be helpful for a lot of families at this point.

[SK @Secondlifesk]

@BEEStoCRORE2030 Monthly shakti kavach could have done better in high vix, do you think? Or works only quarterly options? Your suggestions