🚨THE CLARITY ACT COULD UNLOCK “YIELD-AS-A-SERVICE”
STBL’s Joe Vollono says this may be the bill’s biggest outcome, creating an entirely new crypto market.
We understand that the crypto market is facing challenges right now. At STBL, we are actively working behind the scenes, expanding our network for collateral integrations, USST minting, CEX Listings and ESS partnerships.
Building sustainable, long-term value requires a deliberate approach. Every partnership goes through four key phases: connection, structuring, implementation & testing and announcement. Phases 2 and 3 take time because they involve external partners, their internal processes, and broader market conditions. Rushing these steps risks misalignment and weak execution, something we will never compromise on.
Our partners have given strong positive feedback on the ESS structure. We are relentlessly shipping products, refining systems, and building Stablecoin 2.0 with transparency, fairness, and community alignment at its core.
Positive updates will be shared at the right time, as progress depends on careful coordination with multiple stakeholders and prevailing market conditions.
The path to innovation is rarely linear, but every step we take is designed to create durable value for our community and the ecosystem. Your trust and support are vital, and we remain committed to sharing updates when milestones are achieved, ensuring clarity and confidence in the progress we are making.
STBL is building for the long term, not for shortcuts. The future of stablecoins is unfolding and together, we are shaping it.
Multi Factor Staking (MFS) Transition Update
In continuation of the MFS 1.5 rollout & transition, this update provides further clarity for users who previously staked in MFS Version 1.
Unstaking Process
For users who have already claimed their rewards, the admin unstake function will continue to run daily until November 21.
Beginning November 22, these admin functions will be discontinued & users will have full control to claim rewards or unstake their tokens directly.
Rewards Airdrop
As communicated earlier, the MFS 1 rewards airdrop will be executed on November 15 for all eligible participants.
The transition from MFS Version 1 to 1.5 remains focused on ensuring transparency, user flexibility and a seamless migration experience for all participants.
USST stands on 5 principles engineered for stability, scale, and compliance.
1. High-quality Tokenized RWAs provide a transparent, productive reserve base that compounds ecosystem strength.
2. Permissionless Minting ensures frictionless creation of USST directly from eligible collateral, with no discretionary issuance.
3. A structured Principal-Yield split keeps USST non-yielding for broad utility while routing real yield to YLD holders in a targeted, compliant framework.
4. An autonomous, programmable yield layer manages accrual and distribution through non-custodial, asset-level logic.
5. Peg integrity is maintained through dynamic risk parameters- mint/burn rates, haircuts, and Converter-led arbitrage, forming a self-correcting stability system.
Together, these principles define USST as a resilient, transparent, and programmable stable asset built for modern on-chain finance.
Mid Quarter Review: Executing with conviction and delivering across every key track.
1. USST Development
USST’s stability architecture is progressing exactly as planned, reinforcing long-term confidence in its design.
Feature Enhancements
Tri Factor stability model under development for:
- Incentive driven minting and burning for peg management
- Partial burning of USST using YLD
- Whitelisted transferability of YLD to enable seamless USST burn
Minting
- Institutional minting pipeline on track and aligned with upcoming feature releases
- Expanding tokenized collateral coverage and preparing native minting beyond Ethereum (targeting January)
2. Partnerships
Our collaboration pipeline continues to strengthen as we scale Money-as-a-Service (MaaS).
- New USST integrations moving forward across DeFi. Coming soon.
- ESS program on track with high-impact collaborations shaping the MaaS vision. Launching very soon - Stay tuned!
3. Multi Factor Staking (MFS)
MFS continues to deliver sustained value while evolving for deeper, long-term participation.
- V1.5 successfully launched with multiple active stakes and longer duration options
- Committed airdrop for eligible V1 users fully executed
- V1 delivered approximately 65 percent APR, reinforcing strong early performance
4. Analytics and Transparency
We continue to lead with transparency, providing full, real-time visibility into ecosystem health.
- USST and MFS dashboards live on Dune
- Clear access to metrics, performance indicators, and system activity
https://t.co/D2wNBSEMW6
5. Unlocks
Our token strategy remains disciplined and predictable, ensuring clarity for all stakeholders.
- STBL token unlocks are not entering circulation
- Circulating supply remains unchanged
STBL is preparing for the next wave of USST adoption.
A strong foundation is what ultimately drives scale. After the overwhelming response over the past two months, our product and tech teams are focused on strengthening every layer of the STBL ecosystem.
Here is the progress across our core pillars:
Product: Designing and implementing the Tri-Factor model with incentivized dynamic mint and burn rates, flexible YLD burns and improved collateral unlocking. The Tri-Factor rollout begins in phases starting November 30.
Infrastructure: Maintaining the highest standards has been the top priority. We continue to work with leading partners for security and reliability including Cyfrin and Nethermind for audits, Chainlink and Wormhole for oracles and bridging, and Hypernative for threat detection and risk monitoring.
Collateral: Expanding integrations with high-quality RWAs to ensure sustainable value and long-term stability. USDY and OUSG are live, BENJI is currently in testing, and we are in the final stages of integrating additional private credit assets with one of the largest issuers globally.
Utility Partnerships: DEX pairs and lending protocol integrations are in their final stages. These will undergo rigorous testing before mainnet activation.
Minting: Progress on the above 4 key aspects forms the foundation for the next phase of minting. We remain on track with committed minting from investors, DeFi liquidity partners and private funds, all aligned with the Tri-Factor incentives and supporting ecosystem liquidity.
ESS: There is strong momentum from payment providers moving toward MaaS. This shift is expected to significantly increase USST minting and drive ESS adoption across targeted ecosystems.
This is the foundation we are building to scale sustainably and deliver long-term value to our community.
In the volatile world of digital finance, stablecoins must not just exist, they must endure. When you hear about price dips, it is crucial to distinguish between temporary market noise and true systemic failure.
For USST, stability is not a goal; it is a fundamental design feature, ensuring it remains strong and resilient.
Here is a powerful look at the mechanics that establish why USST’s peg is one of the most robust in the market, anchored by three critical pillars : https://t.co/Wiy4O6lmuv
The vision here is massive.
A truly decentralized stablecoin model that shares yield with users instead of middlemen, and that’s the real revolution.
Once the market fully grasps what’s
being built here, $STBL won’t just lead the stablecoin narrative, it’ll dominate it.
This is the kind of innovation that doesn’t just create winners, it creates legends.
Stablecoin 2.0 ⚡
STBL is stablecoin 2.0: a decentralised version of Tether or Circle where users, not a central issuer, mint the stablecoin and keep the underlying reserve yield.
USST and other ecosystem specific stablecoins issued on STBL are backed only by blue-chip, yield-generating RWA reserves such as tokenised BlackRock and Franklin Templeton funds.
These stablecoins are always redeemable at par through the STBL protocol, regardless of secondary market liquidity conditions.
This decentralised minting, redemption, and liquidity model breaks the synthetic-dollar paradigm and, for the first time, fully aligns stablecoin economics with users.
Soon stablecoin 2.0 will be seen as inevitable.
@libra_Saloni22 @stbl_official Wrong $STBL is the governance token and $USST is the the stable output that will be pegged to $1. Please do your research before posting something like this.
The Age of Money as a Service (MaaS) has begun.
STBL is pioneering the infrastructure that lets every ecosystem design, issue, and scale its own programmable, yield-sharing Ecosystem Specific Stablecoins (ESS).
Built on transparency and powered by USST, the universal stablecoin, MaaS grants organizations true monetary sovereignty, yield capture, and full control over how value moves within their economies.
Explore more https://t.co/u8lwQvtl0o
We’re pushing ahead. Q4 is about laying foundations for Stablecoin 2.0.
November is a big step - you’ll see pieces come together and the path ahead.
Building in the open is tough, I’m grateful for a dedicated team and phenomenal community.
MaaS × ESS = Stablecoin 2.0.
Stay tuned.
We’ve shipped base modules for minting and multi-factor staking as we test in production.
This month, alongside upgrades, we’re launching the third pillar - the Stabilisation Tri-factor:
(1) on-chain pegging,
(2) redemption service,
(3) liquidity provisioning.
All built around $STBL value accrual.
In parallel, we’re expanding our commercial rollout.
This November will be one to remember.