I'm a CHITOWN citizen on the mission for benjamins #teambullsnation#CUBSfanforever #apartofREALuniversity#AAMU ChiTown #westside 773 🛬🛬256 Intrapreneur
Caller: “Our net worth is about $40 million, but our financial advisor is recommending we take out a loan against our paid-off vacation property to help supplement our income.”
“About $30 million of our net worth is tied up in my husband’s company, and we can’t freely access that money. The other $10 million is spread across retirement accounts and investments.”
“My husband makes around $400,000 a year, but he wants to slow down after 26 years and spend more time with the family.”
Dave Ramsey: “Hold on. You have a $40 million net worth and someone is telling you to borrow money against a paid-off house?”
“There is no scenario where that’s a good idea.”
“I’m more concerned about your financial advisor than your finances.”
Caller: “Part of the problem is that we were spending based on the assumption that we could redeem company shares every year.”
“We were pulling out around $1 million to $1.5 million annually and built our lifestyle around that.”
Dave Ramsey: “And what were you spending all that money on?”
Caller: “Two homes, staff, a horse farm, helping people, private flights, yacht charters…”
Dave Ramsey: “Okay, now we’re getting somewhere.”
“The issue isn’t income. The issue is lifestyle.”
“You have $30 million tied up in a company that your husband doesn’t fully control, and you’ve built a spending habit around money that isn’t guaranteed to be available.”
“The answer is not a HELOC on the lake house.”
“The answer is cutting the lifestyle back to match reality.”
“You don’t solve a spending problem by borrowing money.”
“You solve it by living within your means and getting control of assets you can actually access.”
Caller: “I have $3.5 million in retirement savings, but I’m still scared to retire. I’m wondering if I’m actually ready to pull the trigger or if I should keep working.”
Dave Ramsey: “You have a ‘math’ problem and a ‘heart’ problem.”
Dave Ramsey: “When you have $3.5 million, you are sitting on a gold mine that can comfortably fund your lifestyle without you ever touching the principal if you invest it wisely.”
“The fear you’re feeling is normal.. it’s the transition from ‘accumulation mode’ to ‘distribution mode,’ and that’s a massive mental shift.”
“Don’t let the fear of running out of money keep you chained to a desk you don’t need to be at. Run the numbers, look at your withdrawal rate, and realize that you have officially won the game.”
Paul Pierce GOES OFF ON Sophie Rain for claiming an NBA player offered her $15,000,000 to take her virginity and he says it’s cap because nobody is ever offering $15,000,000 to get some c—chie, and after he saw a video of Sophie Rain he went from saying he would offer her $500,000 to $150,000💀😭🤦♂️
Paul then CALLED OUT all the streamers and also people who don’t have talent but are getting money and went at them claiming they are the one who are going out there and spending money on these chicks because they couldn’t get them in real life claiming they don’t have game so they go out there and put the price of a girl up to a certain level which has led to all these girls thinking they can just get dollars like that
Paul claims they are driving the price up to much and they are paying these femals $100,000, $1,000,000 and gassing them up
Cinna was left SHOCKED after Bendadon revealed that his Miami penthouse is so high up that it sometimes RAINS below his floor, & she realized there’s levels to being rich after he showed her the clips