Chloe💗

Mrs.Dor💍• Blessed Beyond Measures
SAHM💅🏽| Realestate Investor⚜️
• M.S in Accounting & Finance Major

[Chloe💗 @SheisChloeD]

Baby Prinston Social Finally came, here’s what we established & funded for him:

⚜️Trump Account
⚜️ Whole Life Insurance
⚜️Roth IRA
⚜️College 529 Savings
⚜️UTMA Investment Account

📌 Invest 1k or more a month until 18 and each account will be worth a million by graduation

[Chloe💗 @SheisChloeD]

Diversification is Protection

Here is how we Diversify our Portfolio

✅25% Cash or US Treasury Bills

✅25% Stocks: International, Domestic,REITS, Tech, Healthcare, ETFS, Dividend, Blue-Chip,Oil etc

✅25% Bonds: Government,Corporate or Municipal

✅25% Gold or Commodity Funds

[Chloe💗 @SheisChloeD]

🎗️One of our major last quarter goals is to start a Private Family Foundation

We’ve been feeling Philanthropic & would love to give back to charity

You can donate up to 30% of gross income to your foundation

You only have to donate 5%

📌The 30% is completely Tax Deductible

[Chloe💗 @SheisChloeD]

❗️As Black Parents our sons will
be introduced to more Intellectual Activities & Cognitive Sports

Such as: STEM programs, Engineering , Robotics ,Physics ,Chess , Debate, Martial arts , Golf etc

📌Football & Rapping is not the only “way out”, they will NOT be stigmatized

[Chloe💗 @SheisChloeD]

How we have an 800 credit score at 24❓

Well we:

✅Pay off All credit card balances twice a month

✅Pay Mortgage twice a month with excess to Principal

✅Use 10-15% of credit limit across all cards

❌Don’t assume Consumer Debt

❌Avoid Liens, Judgments, Suits & Collections

[Chloe💗 @SheisChloeD]

“Bragging” depends on the room you’re in. It’s ok to express what you’ve Accomplished & be proud of it

✅ People confuse being “Humble” with needing to downplay your Achievements & Happiness

📌 Those not doing much will think it’s “Bragging” , those Excelling will Engage

[Chloe💗 @SheisChloeD]

I’m forever Grateful for how God used my husband and I in our 20s

He steered us away from the average 20 year old lifestyle

📌At 22 We acquired:

🍀High 6 Figure Career
🍀 Investments
🍀 Purchased a home
🍀 Investment Properties
🍀 A business
🍀Knowledge
🧑‍🧑‍🧒Family

[Chloe💗 @SheisChloeD]

Here’s my take on “College is a Scam” and “You don’t need to go to college to make money”

📌If you qualify for a full ride Scholarship, Grants & Student Aid

There is NO reason you shouldn’t take on a USEFUL degree. It’s FREE!

🧠 Dont get Brainwashed

[Chloe💗 @SheisChloeD]

A-lot of you walk in the relationship with nothing and will leave with nothing.

Don’t end up broke and broken.

Go after:
⚜️The Career
⚜️The businesses
⚜️The Investments
⚜️The literacy & The shares

Pour into yourself

📌Don’t mistake a soft woman life for a lost woman life

[Chloe💗 @SheisChloeD]

Im fortunate to not ever have to work, I have a providing husband

But as a woman, being financially competent and having yourself established is imperative

⚜️It’s builds Purpose & Personal growth

⚜️It creates Independence

Plus,it’s a bonus to all other sources of income😊

[Chloe💗 @SheisChloeD]

POV: How does your kids have an over 6 figure NetWorth and a practical 800 credit score before they’re 18❓

How we set them up 🔽

⚜️Whole Life Insurance
⚜️Roth IRA
⚜️UTMA
⚜️529 Acct
⚜️Authorized User

📌Establish them kids, stop having them just to give them the bare minimum

[Chloe💗 @SheisChloeD]

❌ Bad Credit traps you.

✅Good credit gives you leverage on making calculated decisions.

📌 It’s not just a score , your credit is a reflection on how you manage your Responsibilities.

[Chloe💗 @SheisChloeD]

Your 20s can either positively transform the rest of your life or destroy your future financially

Avoid: Consumer Debt & Bad relationships.

Pursue: Education, Investments & Positive relationships.

⚜️The gap between those who invested early and those who didn’t is evident

[Chloe💗 @SheisChloeD]

Relying on one source of income essentially means, what can feed you can starve you.

📌Establish these sources of income:

⚜️A Career paying well over 6 figures
⚜️Dividend payments
⚜️Capital gains
⚜️Interest payments
⚜️Rental properties
⚜️Business profit

[Chloe💗 @SheisChloeD]

Marry the woman who demonstrates financial intelligence, and you’ll never argue about money, only which investment to pursue next.

The right partner extends more than just love . She multiplies financial freedom , legacy and a solid foundation💯.

[Chloe💗 @SheisChloeD]

At some point you have to realize nobody is coming to save you. Stop blaming your circumstances and victimizing your life.

You live the way you do because of you.

Get up. Put in the work , and build your life. Growth is your decision🥂

[Chloe💗 @SheisChloeD]

Our Children hold these accounts:

⚜️UTMA investment Account: (Holds stocks, Bonds, Crypto, mutual funds)
⚜️Roth IRA
⚜️529 College Savings

Pass down Wealth and Knowledge not Debt and Trauma

📌We didn’t come from a Wealthy family, but a Wealthy family will come from us.

[Chloe💗 @SheisChloeD]

The Real Flex is being Debt free:

⚜️ No Car Payment
⚜️ No Credit Card Debt
⚜️ A Fully Funded 6 Month Emergency Reserve
⚜️ Ability to Invest Every Month
⚜️ Ability to pay mortgage twice a month with excess to principal

Prioritize your Financial Literacy ✅

[Chloe💗 @SheisChloeD]

Your Success can make many uncomfortable. They stay quiet because praising your win forces them to confront their own losses.

The silence isn’t proof your failing , it’s proof your doing something they can’t ignore.

Keep prospering 💹