@surfyawn It would just hurt my credit
The real problem is my actual payment would be like 1,500 a month. I can't afford that so I have to apply for income based payments, which resets the interest each time I do it
@surfyawn I've paid almost 70k into a 35k loan and have knocked it down by 3k
I just checked, my estimated payoff date is 2031.... I graduated in 2012
It's literally like having 2 rent payments
I'm thinking about just ghosting it like almost half of borrowers