Cletus Smiles

Cletus Smiles

[(Main)FUTURE1369 @phinrapture]

Meme of the day

[Osama Junior @JuniorOsam38073]

DIRECTIONAL BIAS VIDEO

[Polymath Investor @polymathinvest1]

A few months back, I published this guide on how to remember everything you read.
Re-sharing it here for anyone who finds these protocols useful.

(1/11)

[Peter Agboola @baba_Omoloro]

If you don't understand theory, this is practical explanation on how to setup IPTV on our VLC App by @ejykmykel1

[Osagyefo Oliver Barker-Vormawor @barkervogues]

Legal Education 101.

Before You do any business in Ghana: Read This First!

One of the most recurrent legal problems I witness in Ghana, is due to either our trusting nature; or the informality of our business transactions

One of the biggest mistakes people make is not signing anything at all.

You go to buy land, and they tell you, “Just pay first, we will prepare the indenture later.” You give someone money for a service, and there is no written record.
You pay a deposit, and everything is based on trust and verbal promises.

That is how many people lose money; or get arrested for defrauding by false pretences.

Before anything else, understand this: if money is changing hands, something should be written and signed. Even a simple document is better than nothing. It should clearly state how much you are paying, who you are paying, and what the payment is for.

Without that, you may struggle to prove anything later.

Once you are dealing with a document, then the next step is to protect yourself before you sign.

1. Don’t rush - If someone is pushing you to sign quickly, pause. You have a right to take your time.

2. Read it. All of it. - There is no such thing as “just sign, it’s standard.” If it is important enough to sign, it is important enough to read.

3. If you don’t understand it, don’t sign it. - Ask questions. If the explanation is unclear, walk away or get someone to help you review it.

4. Check the names. - Make sure your name is correct. Make sure the other person or company is real.

5. Be clear on what you are paying for. - Especially for land. Is it full payment? A deposit? Documentation fees? Site allocation? It must be written clearly.

6. Pay attention to the money terms.
How much? When? Are there penalties for delay? Is the money refundable?

7. Look for what happens when things go wrong. Can they cancel easily? Will you lose your money? Can they change terms later?

8. Never sign a document with blank spaces. Anything left blank can be filled later. Not in your favour.

9. Take your copy immediately. Don’t leave without it. Ever.

10. When in doubt, ask for help.
A lawyer, a friend, someone who understands these things. It can save you a lot.

Shalom

[Eze Kingsley Ohaji @ohajielom]

People say, “If trading worked, everyone would do it.” That sounds smart on the surface, but it falls apart when you test it against real life.

The gym works too, yet most people stay out of shape. Saving money works, too, yet many people stay broke. Reading books works, yet many people remain mentally lazy.

The issue is rarely whether something works. The real issue is whether people are willing to do what works for long enough, with enough discipline, to see the result.

Trading is not a magic trick. It is a performance skill. And like every serious skill, it rewards the few who can stay consistent while others chase comfort, excitement, and shortcuts.

Most people do not fail in trading because the market is impossible to predict. They fail because trading forces you to face parts of yourself that normal jobs can hide. The market exposes greed, fear, impatience, ego, and lack of discipline very fast.

A man can say he is patient until he is in a drawdown. He can say he follows rules until the price comes close to his stop loss. He can say he thinks long-term until he sees someone else post a big win online and suddenly wants to double his lot size.

Trading is not only a battle with charts.

It is a battle with your own mind.

That is why many people quit. Not because trading does not work, but because self-control is harder than they imagined.

The truth is, profitable trading is boring in many ways, and most people hate boring. Good trading often means waiting, passing on weak setups, risking small, taking losses calmly, and repeating a process over and over.

That does not excite the average person. They want fast money, constant action, and emotional highs. They want to feel like they are winning big every day.

But the market does not pay you for excitement.

It pays you for precision.

It pays you for patience. It pays you for protecting capital when there is no edge, and pressing only when the odds are clearly in your favour. This is why many people turn trading into gambling.

They are not really trying to build a business. They are trying to satisfy emotion.

A real trader knows that making money is not the first goal. The first goal is survival. You survive first, then you learn, then you earn.

That order matters.

The beginner thinks, “How much can I make this week?” The professional thinks, “How much can I lose if I am wrong?” That difference in thinking changes everything.

The amateur is focused on reward before risk. The expert is focused on risk before reward. One wants to be right. The other wants to stay in the game.

Once you understand this, you stop judging trading by social media results and start judging it by process, consistency, and capital preservation. That is when your mindset starts to mature.

Another reason “everyone would do it” is false is that most people do not actually want the lifestyle that real trading requires. They say they want freedom, but they do not want structure.

They say they want profits, but they do not want journaling, review, backtesting, and emotional control. They say they want to become traders, but they still move like spectators, not professionals.

The market rewards responsibility. You cannot blame your boss, your team, or the economy for every bad decision you make on your chart. It becomes you versus your choices.

That level of accountability is heavy. Many people would rather keep the fantasy of trading than live the reality of trading. The fantasy is easy to love.

The reality is strict, lonely, and demanding.

So yes, trading works, but not in the way weak minds imagine; it works for the person who treats it like a craft. It works for the person who can think in probabilities, manage risk, accept losses, and stay steady through both winning and losing streaks.

It works for the person who stops looking for certainty and starts building skill. The market is not asking whether everyone can do it. The market is asking who can do it properly.

That is the real question.

And when you understand that, you stop using the crowd as your standard. Because in every field that pays well, the crowd is usually the worst example to follow.

[Prince Fynn @Prince_Fynnz]

Dear men,

-Watermelon makes your erections harder and stronger.

-Avocado gives you strength.

-Pineapple boosts your libido.

-Banana stops premature ejaculation.

-Apples maintain your blood pressure.

-Coconut provides you with natural energy.

-Cucumber gives you stamina.

-Pomegranate increases your sex drive.

-Nuts help keep your heart stable during sex.

-Carrots make your sperm thick.

-Fall in love with these natural foods.

[Salahu @salahudeen33]

Solution To Heart attack

Save someone's life by sharing

[Cleverly 💐 @Cleverlydey4u]

For those of you who find reversing difficult or confusing… this video is for you.

[ZamaKonke Khuzwayo @ZamakonkeK]

Ladies. Just record this video and play it when you get in the uber. ‼️‼️‼️‼️‼️‼️

[Skills Mastery @SkillsMastery_]

What should you do if your brakes fail while driving.

[yaw. @yabbanx]

The right way to organise your bank statement when applying for a UK visa.

[Glorious God @GloriousGod01]

As a man, if you want to stay healthy, keep fit and avoid spending unnecessarily in hospitals, you MUST do these things:

1. Drink at least two cups of warm water every morning (30mins to 1hr) before breakfast.

2. Brush your teeth twice daily. Morning and night. No excuses.

3. Bathe at least once every day. Basic hygiene is not negotiable.

4. Fast for 12 hours without food, but keep drinking water, at least once a week. Give your body time to reset.

5. Go without boxers whenever you are at home and not going out. Let your d!ck breathe. No jokes.

6. Eat at least one fruit every day. Your body needs it more than you think.

7. Cook and eat at home more than you eat outside. You have no idea what goes into that food out there.

8. Cut down your alcohol intake. A little is fine and even good for your body, but stop making getting high a lifestyle.

9. Always use protection unless she is your wife or a committed girlfriend you trust completely. Protect yourself at all times.

10. Avoid transactional relationships. They drain you financially, emotionally and mentally without you even realizing it.

Your health is your wealth. No doctor, no medicine and no amount of money can fully restore a body you deliberately destroyed.

Start making better choices today.

Above all, love God.

[Fathers Diary @Fathers_Diary]

Things to teach your kids from today;

- Chess
- First aid
- Resilience
- Astronomy
- Persuasion
- Adaptability
- Self-respect
- Self-defence
- Cooking skills
- Assertiveness
- Managing time
- A good attitude
- Public speaking
- Problem solving
- Self-awareness
- Gardening skills
- How to volunteer
- How to negotiate
- Living off the land
- Basic home repair
- Starting a business
- Money management
- Good communication
- Don’t watch the news
- Emotional intelligence
- How to manage stress
- Basic car maintenance
- How to make a decision
- How to influence people
- How to be a great mother
- It’s okay to feel your emotions
- Mental frameworks for thinking
- Understanding healthy relationships
- Building others up, not tearing them down
- Problem-solving over memorization
- Exploration over conformity
- Creativity over rote learning
- The value of hard work.
- How to be kind to everyone.
- Why failure is the path to success.
- How to think, not what to think.
- How to adapt, not conform.
- How to lead, not follow.
- How to create, not consume.
- Taking care of animals.
- Good use of language.
- Opposite sex relationships.
- Healhy food choices.
- Music, listening and performing.
- General culture.
- Foreign languages.
- Leadership.
- Stoicism.
- Fasting.
- Sports.
- Video games.
- Spirituality.
- Travelling.
- Copywriting.
- Drawing.
- Self love.

What would you add?

[Limo | Unfiltered Dating Advice @playboysecrets]

Before getting married, discuss this with your partner #datingadvice #marriage #datingtips

[𝐀𝐒𝐊 @askghmedia]

MTN Ghana has officially launched a self-service SIM swap service nationwide. This allows MTN customers to replace a lost, stolen, damaged, or non-working SIM card while retaining their existing phone number, entirely digitally, without visiting a service center, submitting online forms, or waiting in long queues.

The service emphasizes convenience (available 24/7 from anywhere), speed (often completed in under 5 minutes with instant activation), and enhanced security to combat fraud, especially unauthorized SIM swaps. It uses advanced biometric facial verification (via your phone's camera) to confirm the rightful owner's identity before approving the swap.

[𝕏 Ghana 🇬🇭 @xghana_]

You can now replace your lost MTN sim card from the comfort of your home on the My MTN app or by dialing *133#

[Peter Agboola @baba_Omoloro]

Good morning.

i. PDF to JPG: https://t.co/9ZL6Bm39Ay

ii. JPG to PDF: https://t.co/E05uiIqWlt

iii. PDF to DOC: https://t.co/oDALE58vA7

iv. PDF to Excel: https://t.co/DenfRothFk

v. PDF to PowerPoint: https://t.co/hTpQ1uB0X4