SoFi Tech Solutions

Connecting banks, fintechs and brands with banking and processing capabilities to help people get their money right.

[SoFi Tech Solutions @SoFiTechSol]

The speed of fraud has outgrown yesterday's static rules. In a new @PYMNTS interview, Max Spivakovsky explains why leading payments companies are treating data as a decisioning system—not a storage problem. As AI reshapes how organizations handle onboarding, routing, reconciliation and fraud controls, real-time decisioning is becoming essential.

The goal is precision: enable trusted customers to move faster while applying greater scrutiny where risk is highest. That requires unified data, adaptive models and feedback loops that improve with every interaction.

Catch the full interview: https://t.co/R65Uf2YddY

#Payments #FraudPrevention #AI #Fintech

[SoFi Tech Solutions @SoFiTechSol]

@CarioCapital The affiliate badge has been added. 👍

[SoFi Tech Solutions @SoFiTechSol]

Today, Galileo becomes SoFi Tech Solutions to better reflect the full scope of what we deliver—an end-to-end platform supporting leading fintechs, brands, and financial institutions.

What remains unchanged is our mission and the value we deliver. We continue to operate as a platform built for the broader fintech and financial services ecosystem, focused on supporting our clients’ success and helping their customers get their money right: https://t.co/YFGn2wzuJS

[SoFi Tech Solutions @SoFiTechSol]

Secured credit is getting renewed attention as issuers look for smarter ways to expand access and reduce friction in the customer journey. Galileo’s report with @PYMNTS Intelligence explores how dynamic funding modernizes that model and makes secured credit easier to deliver and easier to use. Download the full report here: https://t.co/PAGXYs3SWr #Fintech #Payments #SecuredCredit

[SoFi Tech Solutions @SoFiTechSol]

Consumer payment behavior is already telling brands where to focus next: faster checkout, instant refunds, flexible repayment and richer rewards inside their own ecosystems.

Galileo’s market research found that 50% of consumers have chosen one brand over another because paying or getting a refund was easier. And 63% say they are more likely to keep using a brand app when payments are faster and easier.

At the same time, 80% of brands have yet to move beyond planning mode to deliver the experiences consumers want.

Get the full report: https://t.co/wdEicOlcFw

[SoFi Tech Solutions @SoFiTechSol]

Secured credit can be more than a credit-building product. It can be an entry point to a deeper, longer-term financial relationship.

@eMarketer highlights Galileo’s Shankar Pandravada’s perspective on how issuers can modernize secured credit to better serve consumers with limited credit access while creating a path toward future products, stronger engagement and lifetime value.

The opportunity is to move beyond treating secured credit as a niche offering and build programs that support customers across their broader financial journey.

Read the full article: https://t.co/E4xrsDaBcV

#SecuredCredit #CreditBuilding #DigitalBanking

[SoFi Tech Solutions @SoFiTechSol]

For small businesses, the deposit account is more than a place to hold funds. It is the center of how they manage payroll, pay vendors, receive payments and handle everyday spend.

Community banks and credit unions that pair modern DDAs with business debit, instant payments and digital-wallet access can make that account more useful in the moments that matter most. The result is a stronger SMB relationship, deeper engagement and more opportunity to grow deposits over time.

We break down the business debit and deposit capabilities that can help financial institutions build that kind of relationship: https://t.co/Bgda3jXASy

#BusinessBanking #SMB #DigitalBanking

[SoFi Tech Solutions @SoFiTechSol]

Debit behavior is becoming more digital and more embedded in everyday spending.

Galileo’s Debit Spend Index points to continued momentum in digital payment experiences, with Card on File emerging as a key driver of that shift. For banks, fintechs and brands, the takeaway is clear: consumers are turning to debit for everyday spend, and the payment experiences around it need to keep up. https://t.co/kNDOOABhsF

#Debit #Payments #DigitalBanking

[PYMNTS @pymnts]

Core banking used to be invisible plumbing. Now it's the reason a bank can or can't keep up with customers who expect everything instantly. 🛠️

Prashant Shah, VP of product management at @GalileoFintech, says the problem is that legacy cores were built product by product, decades before real-time payments made immediacy the baseline.

Find out why he thinks the core has to be rebuilt around customer journeys, not individual products: https://t.co/I28CCmrDB6

[SoFi Tech Solutions @SoFiTechSol]

Younger consumers are raising the bar for what they expect from debit. They want more control over their spending, meaningful rewards and financial products connected to the brands they value.

Galileo’s Paul Dunning spoke with @CardRates about the rise of debit-first behavior, the return of debit rewards and how providers can build product journeys that support consumers across debit, secured credit and traditional credit. Read the full conversation: https://t.co/3TAZeZh7Q6 #Debit #Payments #DigitalBanking #Fintech

[SoFi Tech Solutions @SoFiTechSol]

For small businesses, the deposit account is more than a place to hold funds. It is the center of how they manage payroll, pay vendors, receive payments and handle everyday spend.

Community banks and credit unions that pair modern DDAs with business debit, instant payments and digital-wallet access can make that account more useful in the moments that matter most. The result is a stronger SMB relationship, deeper engagement and more opportunity to grow deposits over time.

We break down the business debit and deposit capabilities that can help financial institutions build that kind of relationship: https://t.co/Bgda3jY8I6

[SoFi Tech Solutions @SoFiTechSol]

Consumer payment behavior is already telling brands where to focus next: faster checkout, instant refunds, flexible repayment and richer rewards inside their own ecosystems.

Galileo’s research found that 50% of consumers have chosen one brand over another because paying or getting a refund was easier. And 63% say they are more likely to keep using a brand app when payments are faster and easier.

At the same time, 80% of brands have yet to move beyond planning mode to deliver the experiences consumers want.

Explore the full research: https://t.co/rd8JuQ3RlJ

[SoFi Tech Solutions @SoFiTechSol]

Consumers are still making room for dining and travel, and they are increasingly using debit to do it. New coverage from @eMarketer highlights findings from the Galileo Debit Spend Index, including an 18% quarterly increase in dining and fast-food transactions and a 37% rise in travel spending value. For financial providers, these shifts offer a clearer view of how debit is becoming part of more everyday and discretionary payment moments. Read the coverage: https://t.co/Yjn2r0VKjv

#Debit #Payments #DigitalBanking #Fintech

[SoFi Tech Solutions @SoFiTechSol]

SMBs are a major deposit growth opportunity for community banks and credit unions.

Modernized business debit can help FIs deepen those relationships with real-time account visibility, reliable debit processing, instant payments, digital wallet support and embedded payroll capabilities.

Read more on growing SMB deposits and customer lifetime value: https://t.co/Bgda3jY8I6 #BusinessBanking #SMB #DigitalBanking #Payments #Fintech

[SoFi Tech Solutions @SoFiTechSol]

Embedded finance has moved beyond one-off product launches.

Our VP of Product Management, Prashant Shah, shared with Fintech Bloom, the next phase is about helping brands build connected financial experiences inside their own ecosystems. Payments, wallets, rewards, refunds, payouts and credit should work together in a way that feels simple to the customer and scalable for the business.

Read the full interview here: https://t.co/o12dH4zSrM

#EmbeddedFinance #Fintech #DigitalBanking #Payments

[SoFi Tech Solutions @SoFiTechSol]

Deposit churn often starts with an outdated debit experience.

Delayed notifications, clunky card controls, slow disputes, missing mobile wallet support and stale rewards can quietly push customers toward a competitor before retention teams see the shift.

Modern debit infrastructure helps banks and fintechs reduce that friction with real-time data, self-service controls, instant wallet provisioning and programmable rewards.

Read more: https://t.co/MzSybmVpX6

#Debit #DigitalBanking #Fintech #Payments #CustomerRetention

[SoFi Tech Solutions @SoFiTechSol]

Payout speed is becoming a loyalty driver across gig work, insurance, healthcare and marketplaces.

When recipients have to wait for ACH or paper checks, every payout can become a friction point. Instant disbursements help platforms deliver faster access, better visibility and more flexible payment options through multi-rail infrastructure.

Read Galileo’s latest blog on how payout speed impacts loyalty and program performance: https://t.co/vPMzWA7THS

#Payouts #RealTimePayments #Payments #Fintech #DigitalBanking

[SoFi Tech Solutions @SoFiTechSol]

Consumers are still making room for dining and travel, and they are increasingly using debit to do it. New coverage from @eMarketer highlights findings from the Galileo Debit Spend Index, including an 18% quarterly increase in dining and fast-food transactions and a 37% rise in travel spending value. For financial providers, these shifts offer a clearer view of how debit is becoming part of more everyday and discretionary payment moments. Read the coverage: https://t.co/Yjn2r0VKjv #Debit #Payments #DigitalBanking #Fintech