SolidFinance

Building the Financial Architecture of the Future

[SolidFinance @SolidFinance_B]

The 10-Minute MONEY AUDIT

[Patrick Bet-David @patrickbetdavid]

Stop waiting to be rescued. Start building your future NOW.

[SolidFinance @SolidFinance_B]

Asset Allocation is the key for Building wealth Long Term. Know your current Asset allocation and understand where you want to move towards.

[SolidFinance @SolidFinance_B]

-The MONEY AUDIT-

[Michael Saylor @saylor]

A little more orange.

[SolidFinance @SolidFinance_B]

If income stopped today, how many months could your cash cover fixed expenses?

-Would you have a Soft or hard landing?-

[Robin Brooks @robin_j_brooks]

What's going on with French long-term government bond yields is alarming. There's no other way to say it. This requires a major revamp of fiscal policy and debt consolidation, but the country is politically paralyzed ahead of next year's elections...
https://t.co/GRXneqxjUD

[Denelle Dixon @DenelleDixon]

Last year, @usbank partnered with @StellarOrg to test stablecoin issuance on Stellar. Today, it moved real value.

$USBDC is now being used in a live pilot to move dollars between U.S. Bank entities across borders on @StellarOrg.

This is what institutional adoption looks like. https://t.co/PIsdStnFCY

[SolidFinance @SolidFinance_B]

The 10-Minute Money Audit

Take 10 minutes and write down:

Cash
Debt
Monthly income
Fixed expenses
Assets
Net worth
Monthly cash flow
Your biggest money leak
Your biggest concentration
Your next move

The goal is to answer three questions:

Are you financially fragile?
Are you stable?
Or are you actively building wealth?

Then identify the one action that would improve your position the most.

Review it every month.

Small changes repeated consistently can completely change your financial trajectory.

When was the last time you audited your own finances?

[Stellar @StellarOrg]

Quick reminder: the world's government debt is coming onchain.

And it's choosing Stellar.
https://t.co/nyClPbuK6D

[Stellar @StellarOrg]

As @DenelleDixon put it, "Stellar has been trusted to power cross-border payments for more than a decade and the addition of USDT0 to the Stellar ecosystem strengthens the network's industry-leading payments stack."

Stronger stack loading 💪🏻

[Brad Garlinghouse @bgarlinghouse]

Is it any surprise that BIS is testing with XRPL.. low fees (check) fast settlement (check) and proven track record (check).
https://t.co/M5AFdXYvz5

[Brad Garlinghouse @bgarlinghouse]

A good reminder on how finance still works today… the Central Bank of Netherlands just spent months moving $11B in gold from New York to London.

~70% of it never actually left the ground. It was sold in NYC and repurchased in London. This reminded me of a story from 2013 – Germany took four years (!!) to move 674 tons of gold, worth $36 billion from vaults in Paris and New York.

In the 10+ years between those two stories, crypto went from a $1.5B experiment to a $2.7T asset class + financial infrastructure with real liquidity behind it. What didn't change: central banks (and a lot of the world frankly) still moving value the way they did in the 1940s.

Meanwhile self-driving cars are navigating city traffic, AI has transformed how we work, Starlink gives you internet access from just about anywhere in the world. But the best way to move value isn’t to actually move it? It’s confounding…

This an ideal use case for crypto - storing and then moving value instantly, securely, around the world, at little to no cost. How are people still fighting this?!
https://t.co/MRVXJZwcKR

[SolidFinance @SolidFinance_B]

@PeterSchiff Let’s do a Bitcoin Standard. Save more, lower the national debt, make trade surplus and have a balanced budget.

[Michael Saylor @saylor]

America added 162,000 payroll jobs on a base of 159.1 million—0.10%. BLS puts the 90% confidence interval on the monthly change at roughly ±122,000. Yet trillions in assets reprice because economists guessed 56,000. We have turned statistical noise into monetary policy.

[Denelle Dixon @DenelleDixon]

More liquidity. More reach. More utility.

@USDT0_to is now live on Stellar, bringing unified USDT liquidity to infrastructure built for real-world payments and cross-border movement.

More here: https://t.co/tKdolJysBN

[Michael Saylor @saylor]

Strategy now has more Total Reserve Capital than every financial services company in the S&P 500 except Berkshire Hathaway. $MSTR

[Peter Schiff @PeterSchiff]

The yield on the 10-year Treasury is now 4.78%, the highest since 2007. The high from 2006 was 5.15%. Once that's taken out, the next target is the 1999 high of 6.44%, then the 1994 high of 8.03%. In 1994 the national debt was well under $5 trillion. Now it's over $40 trillion!

[Peter Schiff @PeterSchiff]

The yield on Japanese 10-year government bonds hit 3% today, for the first time in 30 years. I forecast this on my podcast when the BOJ drew a line in the sand at 50 basis points. This is a huge problem for Japan, but a harbinger of an even bigger problem for the U.S. Got Gold?

[SolidFinance @SolidFinance_B]

@realEstateTrent So true, plus you never learn about organizing your finances all together.

[StripMallGuy @realEstateTrent]

Colleges love to drill the importance of diversification into the minds of business students.

You leave school convinced that diversyfing is the holy grail for investment success.

In reality, it's the complete opposite.

You win by making a few great bets, by becoming an expert at one thing and doubling down.

Diversification is for when you've already made your money and you want to be sure you keep it.

It's not for building wealth.