Southern Home Loans-Division of Luminate Bank

2050 E Silver Springs BLVD
Ocala, FL 34470

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Happy Independence Day to all! Be safe and make it a great ID 250!!

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Get into a brand new home with affordable payments. Check out this Perfect Deed home with interest rates starting at 2.99%.
#builderincentives

Dm or give us a call for more info

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Get into a brand new home with affordable payments. Check out this Perfect Deed home with interest rates starting at 2.99%.
#builderincentives

Dm or give us a call for more info

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

We have partnered with builders in Marion County, FL to offer great rates and affordable payments. Check out this builder incentive from Perfect Deed Homes.

You’re not waiting on the Fed… you’re using builder incentives to win now!!

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Build your home with one loan and one closing—and no interest payments during construction.
Our One-Time Close Construction Loan covers the lot, build, and permanent mortgage in a single transaction.
Primary-Secondary and Investment loans

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

No Income docs needed with our Investor Cash Flow program!!

A DSCR loan lets the PROPERTY qualify, not your W-2.
If the rent covers the payment, you’re in the game.

Buy rentals. Buy vacation homes. Build cash flow.
Stop waiting on perfect tax returns—start buying real estate.

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

No Income docs needed with our Investor Cash Flow program!!

A DSCR loan lets the PROPERTY qualify, not your W-2.
If the rent covers the payment, you’re in the game.

Buy rentals. Buy vacation homes. Build cash flow.
Stop waiting on perfect tax returns—start buying real estate.

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

💥 Attention Homebuyers! 💥
The Hometown Heroes Program can help you get into a home with up to $35,000 in down payment assistance 🏡✨

Reserve your funds!
visit https://t.co/wNTDAJsYEj

#HometownHeroes #DownPaymentAssistance #HomeOwnership #OcalaHomes

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Hometown Hero down payment assistance is live!! Funds will go quickly. To learn more and apply online go to https://t.co/N44ILFV9DY
There are over 100 occupations that qualify.

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Hometown Hero Program going live 8.18. Great program with reduced rates and closing cost! Click for more info https://t.co/N44ILFV9DY
#hometownheroprogram #downpaymentassistance #floridarealestate

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Builder Incentive
FHA, VA & USDA financing now available at 4.99% on select new homes in Marion & Citrus County! 🏡

✅ Prices starting at $249,000
✅ Builder pays 3% buyer agent fee
✅ Limited-time incentive—act fast!

Click for a list of new homes https://t.co/263JoiIUsJ

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

🏡 Builder Rate incentive
Lock in a 4.99% fixed rate (5.885% APR) on the beautiful Bridget II model by Perfect Deed Homes — prices starting at just $259,000

P&I payment: $1,364/mo
FHA, VA & USDA options available
Builder is offering a 3% buyer agent fee
https://t.co/gRQH5vns9u

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

📉 Lower Rate = More Home! 🏡-Builder Incentives
With rates as low as 4.99% (5.838% APR), your buying power just got a boost! That means more home for your money—and less spent on interest.

Let’s turn low rates into your dream home. Contact us today! 📲
https://t.co/gRQH5vns9u

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

New Home. Lower Rate. Big Savings!

Lock in a 30-yr fixed FHA rate at 4.99% on select new homes starting at just $239,900!

Builder Perks:
•3% Buyer Agent Fee Covered
•$5,000 in Closing Cost Assistance

DM for more info

#NewBuild #HomeSweetHome #OcalaRealEstate #FHALoan

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Special Rate Incentive – 30YR Fixed FHA at 4.99%!!!
Prices starting at $239,900 on select new homes!

Builder Perks:
•3% buyer’s agent fee covered
•$5,000 in closing cost assistance
NO HOA

https://t.co/bBdg1O6mkv
#NewHome #LowRate #FHA #OcalaHomes

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Florida market update.

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Perfect Deed Homes just lowered prices on new homes by $15,000. With our special rate incentive this home is extremely affordable!! Give us a call to learn about financing.
Call today and get $5,000 in closing cost assistance.

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Simplify your relocation process. No need to sell your old pad first, we’ve got you covered with our Buy before you SELL program.

Slide into our DMs or give us a shout, and let's get you from ‘For Sale’ to ‘Home Sweet Home’ with no detours!

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Homebuyers purchasing a Perfect Deed Home save $276 a month compared to other homes without a rate incentive. You can view a list of the homes in Marion County, Fl.
https://t.co/kkhxy3jQbE

[Southern Home Loans-Division of Luminate Bank @SouthernHL]

Perfect Deed Homes is running a rate special. 30yr fixed at 5.375%. The payment is equivalent to buying a home for $230,000 at market rates. Over $300 a month in savings.

PDH is offering to pay buyers agent fee of 3.5%.

#ocalarealestate #homebuyingtips #ocalarealtor