Sprout Finance

Building private on-chain stock accounts for families. @robinhoodapp

[Sprout Finance @Sprout_Fy]

SproutFi is live.

CA: 0x5ec27c931fb49911128dddf7d914c1754da9f49f

Families can open an on-chain stock portfolio for their child, add to it over time, share a gift link with family, and set the day it becomes theirs.

The code is open source:
https://t.co/YmN3Uo3RoN

https://t.co/CgJ2jhWXt4

[Sprout Finance @Sprout_Fy]

A family wallet should not treat every address like it has been trusted for years.

Guardian puts new destinations and transfers over a set daily budget on a 24-hour delay, giving the owner time to catch something wrong before funds move.

Recovery needs 2 of 3 trusted guardians and comes with a separate cancellation window. The rules sit in the wallet, not in a popup that disappears once you click through it.

https://t.co/crprJUPRpS

[Sprout Finance @Sprout_Fy]

A long-term plan should not depend on one person being available forever.

Sprout Continuity gives families a way to name a successor or co-guardian, set check-ins and a waiting period, and decide how a protected reserve could be released over time.

It is there for the part of planning nobody likes to think about, but every family should be able to prepare for.

Local build preview.

$SPRT
https://t.co/uvsUnhFuPi

[Sprout Finance @Sprout_Fy]

A wallet alone does not teach a kid how to use one.

Teen Arena gives them a place to build a virtual portfolio, learn the basics as they go, and compete in private family leagues before real money is involved.

The point is not to turn every kid into a trader. It is to give them room to make decisions, learn from them and build confidence before the stakes are real.

Local build preview.

$SPRT
https://t.co/pFnDccwFpP

[Sprout Finance @Sprout_Fy]

Not every dollar needs to be invested right away.

Cash Garden is a place for eligible funds to sit between buys, with a clear view of what is ready to invest, what is parked, and whether the treasury data is still current.

If the vault is not eligible or the treasury check is stale, the cash simply stays in the settlement token. Families can pause new parking or move it back to cash when they need it.

This is a working local build using a test treasury. A live provider is not connected yet.

$SPRT
https://t.co/4sgcYQfVxN

[Sprout Finance @Sprout_Fy]

Spend $4.35, and the remaining 65 cents can go toward your child’s Sprout.

Round-ups lets you turn everyday purchases into small contributions, with a weekly cap, a multiplier if you want to add more, and a pause button whenever you need it.

A simple habit that can build over time.

Local build preview.

$SPRT
https://t.co/nNgeAHHQux

[Sprout Finance @Sprout_Fy]

Big futures start with small moments.

Sprout Events & Match lets families turn birthdays and milestones into a shared goal for a child.

Friends and family can contribute, while sponsors can match gifts within a set budget to help the fund grow further.

This is a first look at the local build.

$SPRT
https://t.co/5skTSqWDWS

[Sprout Finance @Sprout_Fy]

Sprout is the first family stock account built on Robinhood Chain, where a child’s portfolio can begin with small contributions and end in their own hands.

[Sprout Finance @Sprout_Fy]

Another backend update that is easy to miss.

The daily project buy and burn is not a timer that blindly fires once a day and hopes the transaction lands.

It runs only from a dedicated project wallet. Before a run, it checks the chain, the USDG balance, gas, a fresh quote and the minimum SPROUT output. Every stage is written to a separate ledger before broadcast, so a restart reconciles the same transaction instead of creating another one.

If funding, gas or a quote is missing, it pauses. If a day is missed, it does not stack missed burns into a bigger trade later. A completed burn only shows after the receipt is verified.

Nothing in this path can call a family vault or spend a visitor’s funds. It is a bounded project expense, kept separate from the product families use.

Code is public:
https://t.co/CGEQ19tuY5

[Sprout Finance @Sprout_Fy]

A lot of products treat the app as the product.

We treat the app as the easier way in.

The actual Sprout is the vault, the beneficiary, the allocation and the rules that sit on-chain. The site makes those things usable for a family, but the family should not be stranded if the interface changes, the company disappears or a dashboard is down.

That is why the direct-access path, public contract code and recovery rules matter to us just as much as the parts people see first.

If somebody is saving for a child over years, they deserve more than a nice frontend.

[Sprout Finance @Sprout_Fy]

RWAs do not become normal because another chart gets listed on-chain.

They become normal when they fit into behaviour people already have. A parent saving a little each month. A grandparent sending something for a birthday. A reward for a good school week that does not disappear the second it is spent.

That is the part of tokenized stocks we think is still wide open.

The trading layer is important, but a family holding something for years is a completely different kind of on-chain relationship. That is where Sprout is spending its time.

[Sprout Finance @Sprout_Fy]

Quiet backend update for the planning tools.

Once there are more than 20 paid reports, the latest receipts should still be easy to look through. But the public burn total cannot quietly turn into a total of only the last 20.

We changed the accounting so the feed can stay short while the counter still goes through every verified tool-burn receipt, in exact 18-decimal SPROUT units.

No rounding drift. No older report burns falling out of the number just because the activity feed has moved on.

Nobody should have to think about this. If we show a burn total, it needs to mean the full lifetime total, not the last page of it.

Code is public:
https://t.co/gcR4FTv9ZE

[Sprout Finance @Sprout_Fy]

gm Robinhood Chain fam⛅️

We are building the first family stock account on Robinhood Chain.

A place where parents can put a little aside, family can chip in, and a child grows into a portfolio that is built for them from day one.

https://t.co/Up85fOm7am

[Sprout Finance @Sprout_Fy]

SproutFi's utility lives in the product

Holder tiers unlock more stock baskets, first access to new assets, stronger votes on what comes next, and tools for active users.

Rooting counts toward a tier from day one, without changing who owns a child’s vault.

https://t.co/CgJ2jhWXt4

[Sprout Finance @Sprout_Fy]

Sometimes, time is the best security feature a wallet can have.

Sprout Guardian holds transfers to a new address, or anything above a set token limit, for at least 24 hours. The owner or a guardian can cancel while that window is open.

A little time to catch a mistake before it becomes permanent.

https://t.co/CgJ2jhWXt4

[Sprout Finance @Sprout_Fy]

Your $SPROUT, put to use.

A look at the redesigned family toolkit:

• Understand what you hold
• Keep family records in order
• Plan ahead with clearer numbers
• Track purchase rewards

At 1M $SPROUT, Intelligence and accountant-ready exports unlock too.

Built for the things families keep coming back to.

[Sprout Finance @Sprout_Fy]

See your allocation clearly.

The new Portfolio Allocation report turns the holdings you enter into a simple view of where your money sits.

Add each asset and its USD value to see the total, each holding’s share, your largest position, and how much of the portfolio is tied up in the top three.

It is a quick way to spot concentration before it catches you off guard.

You enter the values yourself. Sprout does not connect to your wallet, pull live prices or rebalance anything for you.

Optional reports are unlocked with solana:ykBLS2LysxUmZzn9NJncFkjxvb6tWA2Z8BwaJj2aQ2c sent directly to the dead address. Core Sprout features stay free.

https://t.co/5ctmydky3V

[Sprout Finance @Sprout_Fy]

If Sprout’s website ever disappeared, the vault would still be there.

Every Sprout is its own onchain contract. With the right wallet, gas and contract tool, families can still interact with it under the same rules.

The website makes it easier to use. It does not own the money.

$Sprout | https://t.co/CgJ2jhWpDw

[Sprout Finance @Sprout_Fy]

What could an extra $100 a month change?

The new Contribution Comparison tool puts two saving plans side by side.

Set your starting amount, timeframe and return assumption, then compare two monthly contributions. You will see both projected paths, the difference at the end and how much more you would put in along the way.

For example, choosing $350 instead of $250 each month means an extra $6,000 contributed over five years, even with a 0% return assumption.

It is a way to look at the trade-off before choosing a plan. The figures follow your inputs and are illustrations, not guaranteed returns.

Optional reports are unlocked with solana:ykBLS2LysxUmZzn9NJncFkjxvb6tWA2Z8BwaJj2aQ2c sent directly to the dead address. Core Sprout features stay free.

https://t.co/5ctmydk0en

[Sprout Finance @Sprout_Fy]

The next generation needs more than a wallet.

Sprout Intelligence helps eligible holders turn everyday money questions into conversations their kids can actually understand, from needs versus wants to the questions worth asking before money is spent.

The portfolio is only one part of it. Knowing how to think about money comes with them for much longer.

$Sprout | https://t.co/CgJ2jhWpDw

[Sprout Finance @Sprout_Fy]

@Papa2095471 Thank you!

[Sprout Finance @Sprout_Fy]

Private RWA gifting for families.

Sprout keeps the on-chain payment visible while the message for the child stays encrypted.

$SPROUT | https://t.co/Up85fOm7am