If some people spent as much time and energy focusing on their own success as they spend focusing on their sports team and politics, they'd be wildly successful.
When you actually sit down and write out a budget, you might just realize that things aren't as bad as they seemed. A written plan erases the confusion and gives you clarity to see a path forward.
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A friendly reminder that fine wine has almost no correlation with the stock market.
Fine wine vs S&P 500 = 0.12
Fine wine vs MSCI World Index = 0.19
S&P 500 vs MSCI World Index = 0.96
Source: @twosigma