you're about to pay that $14,000 hospital bill. Stop
call the billing department and say five words: "I need an itemized statement"
watch $14,000 turn into $3,200
hospitals send you a summary bill on purpose. one line. one number. one deadline. designed to make you panic and pay or ignore it until it destroys your credit
the itemized version tells a completely different story
every charge has a CPT code (Current Procedural Terminology). this is the 5-digit number that identifies the exact procedure or service. your $14,000 bill might have 30-60 individual CPT codes on it. each one represents a charge the hospital decided you owe
here's what you'll typically find when you actually read them:
$83 for a tablet of acetaminophen. you know this drug as Tylenol. CVS sells a bottle of 100 for $6.49. the hospital charged you $83 for ONE
$482 for "room utilization." you sat in a curtained area in the ER for 22 minutes while a nurse took your blood pressure
$1,400 for "physician consultation" when a nurse practitioner checked your chart for 90 seconds and a doctor you never met signed off remotely
$312 for "surgical supplies" for 4 stitches and a gauze pad that cost the hospital $0.74 in materials
$234 for "facility fee." this is a charge for being in the building. literally a fee for walking through the door
duplicate charges billed under different CPT codes for the same procedure
the chargemaster:
every hospital has a document called the chargemaster. it's a master list of every service and its price. chargemaster prices are set internally by the hospital with zero external regulation. there is no law governing how much a hospital can charge for a tylenol or a CT scan. the chargemaster is a fictional pricing document that has no relationship to the actual cost of care
under the Hospital Price Transparency Rule (CMS-1717-F2, effective January 2021), hospitals with 300+ beds are required to publish their chargemaster prices online. most hospitals bury the file in an obscure corner of their website as a 40,000-row spreadsheet that nobody can read. but it's there
pull it. compare what they charged you to what they published. then compare both numbers to the Medicare reimbursement rate for the same CPT code at https://t.co/OYp6CWUAOK. Medicare rates represent what the federal government has determined is a fair price for each procedure
the gaps are violent:
CT scan abdomen (CPT 74177):
Medicare rate: $280
Average chargemaster price: $4,200
Markup: 1,400%
basic metabolic panel (CPT 80048):
Medicare rate: $11
Average chargemaster price: $620
Markup: 5,536%
ER visit level 4 (CPT 99284):
Medicare rate: $268
Average chargemaster price: $2,800
Markup: 945%
the negotiation sequence:
call 1: "I received my itemized statement. I've compared each CPT code to the Medicare reimbursement rate and found that your charges exceed Medicare rates by 400-1,400% across 18 line items. I'd like to discuss a fair adjustment to bring these charges closer to market rates"
most billing departments have authority to reduce 20-40% without supervisor approval. push for 50%+
call 2: "I'd like to apply for your financial assistance program under your 501(r) charity care policy"
every nonprofit hospital (roughly 60% of US hospitals) is required under IRC Section 501(r) to maintain a financial assistance policy. if your household income falls below 200-400% of the federal poverty level (varies by hospital), you qualify for 40-100% reduction. for 2026, 400% FPL for a single person is roughly $60,240. family of four: $124,800
this means a family earning $120K/year may qualify for a 50-80% reduction at many nonprofit hospitals. they will never tell you this. you have to ask
call 3: "I've identified billing errors including [duplicate charges/upcoded procedures/unbundled services] and I'm filing a formal billing dispute. Please route this to your patient advocate for internal audit review"
the word "audit" triggers a different process. a compliance officer reviews the bill instead of a collections agent. errors get found. charges get removed
call 4 (the close): "I can pay $3,200 today as settlement in full. This resolves the account. I'll need written confirmation that the account is settled and will not be sent to collections"
hospitals would rather take $3,200 today than send $14,000 to a collection agency that will buy it for $420 and harass you for years. your lump-sum offer at 23 cents on the dollar is more profitable for the hospital than the collections route
if it already went to collections:
the collector bought your $14,000 bill for $280-$560. they'll take $1,500 and delete. but first, send the FDCPA 809 validation letter demanding the full itemized statement with CPT codes, the insurance explanation of benefits, and proof the remaining balance is accurate after all contractual adjustments
collectors almost never have this for medical debt. the hospital sold a spreadsheet. the supporting documentation went to a filing cabinet nobody will ever open. unable to validate = dispute with bureaus = deleted in 30 days
a woman came to us with $89,000 in medical bills across 4 hospital visits from 2023-2025. we requested itemized statements for all four. found $31,000 in duplicate charges, facility fees already included in surgeon's bills, and supplies billed at 2,000-5,000% above cost. applied for 501(r) financial assistance at 2 of the 4 hospitals. she qualified for 70% reduction at both
$89,000 original total
$31,000 removed (billing errors)
$58,000 remaining
$40,600 reduced (70% charity care at 2 hospitals)
$17,400 remaining across 2 for-profit hospitals
Settled for $6,200 lump sum payment
$89,000 to $6,200. 7 cents on the dollar. score went from 512 to 703 in 68 days after the collections were deleted
five words. "I need an itemized statement." the hospital is hoping you never say them lol
(i fix credit in 30-90 days. link in bio)
Here is:
The missing half of the U.S. national debt has been identified.
The Federal Reserve CONFIRMS: The U.S. Congress has built the single largest racket empire on the planet:
U.S. NGOs have combined assets totaling $14.2 trillion of your tax money.
“India’s and Japan’s GDPs are each just over $4 trillion, Germany’s is $5 trillion, and together they total about $13.5 trillion. Guess what? The combined assets of U.S. NGOs equal $14.2 trillion of your tax money—and that of your children, grandchildren, and great-great-great-great-grandchildren.”
In other words, the root of all corruption… the racket—U.S. Congress has racketed half the U.S. national debt to the planet’s most profitable organizations,
A city in Oregon was forced to permanently remove its Flock cameras after an audit found that federal agencies had access to the system.
The audit revealed that two federal agencies could access the data, including the ability to search the broader network of license plate records for up to six months.
Flock cameras are used as a mass surveillance tool under the guise of public safety.
• 🚨 BREAKING: IRAN, YOU’VE BEEN WARNED! 🔥 The US Ambassador to the UN just dropped a HAMMER: “If the Iranian regime thinks for ONE SECOND that @POTUS will sit by while they keep attacking international shipping… THEY ARE DEAD WRONG!”
• America just struck back HARD over the last few nights — and the message is LOUD AND CLEAR: NO MORE! 🇺🇸💥
• Trump is DONE playing games. The Strait of Hormuz will NOT become a playground for terrorists! Who’s with me? 🔥 #Iran #Trump2024 #StandWithAmerica #NoMoreWeakness
RT if you stand with a STRONG America that strikes back! 🚀
Can you smell the PANIC coming from the BUSH FAMILY right now?
Breaking news:🚨
“BAGHDAD: Iraqi authorities arrested 47 officials, including members of parliament, on Sunday as part of an anti-graft campaign in the corruption-plagued country, state media reported.”
“Iraq’s new prime minister, Ali Al-Zaidi, who recently took office with the blessing of the United States, has made two main vows: to fight corruption and to ensure a state monopoly on weapons.”
“His anti-graft raids come before an expected visit next month to Washington, where he hopes to attract US investment and is expected to renew his promise to ensure pro-Iran armed groups hand over their weapons.”
“Iraq’s news agency INA quoted senior officials as saying that 47 suspects were “arrested on corruption charges,” including members of parliament and other officials, with at least one from the oil ministry.”
Iraq’s new Prime Minister is a big ally of Trump and working with him to clean up the corruption in Iraq centered around the theft of American tax dollars.
He is also ending the “money stream” flowing to Iran.
Money flow disruption.
But don’t miss this important part of the story:
“The round-up began early Sunday when Iraqi security forces, primarily from anti-terrorism units, raided Baghdad’s fortified Green Zone and another neighborhood in the capital.”
“The Green Zone houses the US embassy and other diplomatic missions, as well as international institutions and government offices. High-ranking officials and politicians also live there.”
“A diplomat in Baghdad told AFP that Zaidi’s anti-corruption operation “is part of the Washington visit preparations” and designed to show his commitment to his promise.”
The new Prime Minister made a “promise” to Trump and is taking action.
He’s not alone.
We are helping him track the dollars and someone else just helped him to.
More happening across the Middle East than people realize.
Do you think the timing of this raid is just a coincidence?
Trump making a peace deal with Iran, then this raid happens?
“Iraq has long walked a tightrope between the competing influences of its allies, neighboring Iran and the United States.”
“A security official told AFP the raids were carried out over corruption, but they are also part of “a larger campaign” against “funding factions and the smuggling of dollars and Iranian oil,” referring to Tehran-backed armed groups, which Washington designates as terrorist organizations.”
“The raids also coincided with a visit to Baghdad by Iranian Foreign Minister Abbas Araghchi, who promised to expand Tehran’s cooperation with the new Iraqi government in all sectors, “as we did with previous governments.”
https://t.co/SlQlJskHwH
The “new” leadership in Iran is now working with Trump’s new ally in Iraq, to hunt down the Iranian proxies in Iraq.
And they are hunting down the money.
What does it have to do with the Bush family?
————
Q drop
2807
Feb 19, 2019 10:47:31 AM EST
[TOPIC: TAXPAYER THEFT]
INSIDER vs OUTSIDER
RETAIN CONTROL vs. LOSE CONTROL
Kennedy was an outsider [assassinated]
Reagan was an outsider [assassination attempt]
POTUS is an outsider [CLAS HIGH]
How much money (CASH) was sent by the FED to IRAQ (IRAQ War)?
How much money (CASH) was confiscated from the IRAQ Central Bank?
—————-
Theft of taxpayers dollars that the Bush administration told us, was being used to prop up a fledgling democracy.
Do you want to know the truth?
Bush was stealing taxpayers money and laundering it through Iraq, to fund the CIA proxy groups connected to Iran.
Ever heard of Stuart W. Bowen Jr?
He was appointed to serve as a special inspector general to investigate corruption and waste in Iraq.
Tens of billions of taxpayers dollars had just disappeared.
He tracked down part of the stolen money and discovered it had found its way to a bunker in Lebanon, which is the home base of Hezbollah.
We were funding our enemies.
The Bush refused to investigate.
Link:
https://t.co/Sh9m4BP4bw
🇮🇷 🇺🇸 The militias were supposed to disarm. Most of them never did, and now Iran is coming to Baghdad.
Wladimir van Wilgenburg breaks down why Baghdad is squeezed between Washington's pressure and Tehran's arrival.
The major armed groups, he says, have flatly refused to give up their weapons:
"The major armed groups like Kataib Hezbollah, they have said we're not going to disarm. And this is like an Israeli plot."
And the timing tells its own story.
With Iran's foreign minister now heading to Baghdad, van Wilgenburg makes clear this is no coincidence.
@vvanwilgenburg
When Trump starts stating he wants to eradicate communism and he’s been waiting for this moment his entire life, pay attention.
Shit is about to get real
🚨🇮🇶 Heavy arrests REPORTED inside the Iraqi capital, Green Zone, today:
- Bahaa Al-Nouri
- Ziad Al-Janabi
- Muthanna Al-Samarrai
- Alaa Sukkar
- Mohammed Al-Karbouli
- Hassan Al-Khafaji
- Abdul Karim Al-Sudani
- Abbas Al-Sudani
- Mohammed Al-Sayhoud
NO OFFICIAL CONFIRMATION YET, but nonetheless, the purge under new PM Ali al-Zaidi is clearly intensifying.
Source: @alrougui / Writer: Claudio
🇺🇸 🇮🇷 The U.S. is methodically dismantling every piece of Iran's ability to project power into the strait.
Lt. Col. Anthony Aguilar says these strikes are far more deliberate than they look.
Rather than random target practice, he sees Washington systematically taking apart Iran's command and control and its capacity to reach into the Strait of Hormuz:
"Striking that again, that's a concern that shows me the United States is specifically striking capabilities along the lines of command and control and the ability to project power."
His read is the part most people are missing.
Aguilar believes these are the opening moves of a joint forced entry operation, unfolding in plain sight.
These normies were talking about the Q plan and didn't even know it 😎
This is a clip from a roundtable discussion featuring individuals identified as Tom Luongo, Alex Krainer, and Matt Ehret discussing Western existential crises.
The event is titled "Cornerstone Roundtable" and was hosted by Shaun Newman.
@mattvanswol@BlaisetheTruth Are they using energy weapons on these kids and making them crazy? Legit question or they aren’t all human. Another option. Just sayin
🚨 HOLY CRAP!!
Dr. Oz has just suspected that across at least 9 states, MEDICAID dollars may be flowing into POLITICAL ACTION COMMITTEES via the unions
Meaning our tax dollars fund Democratic campaigns…🤯🤯
Oz is now investigating 9 states asking about where their Medicaid funds may be flowing into unions.
SHUT IT DOWN!
HERE’S THE TRUTH ABOUT COPPER 🔥
COPPER IONS ARE BEING ABSORBED IN THE SWIMMING POOLS WHICH HOLDS ELECTRIC CHARGES. WHEN PEOPLE ARE SWIMMING IN THESE POOLS THEY ABSORBING THIS CHARGE AS WE ARE ELECTRICAL BEINGS WHICH INSTANTANEOUSLY IS HEALING OUR BODIES BECAUSE WE’RE SWIMMING AND BATHING IN THE WATER AND WE’RE ABSORBING DISCHARGE WATER THROUGH OUR SKIN.
When water flows through copper pipes, it becomes one of the most charged waters to drink and as we drink the water it becomes the most powerful water in the world purify it to level that no other material can match
Copper does a lot of important things for a pool, primarily helping to keep it clean and clear by controlling algae and bacteria growth. Using copper in your pool system can act as a natural sanitizer and algaecide, making the water safer and more enjoyable for swimming. But copper in pools is more than just an algae fighter—it can influence your pool’s overall water chemistry and maintenance routine in several helpful ways.