SteadyPup

IT dad with an amazing life to protect 🐶
Husband, father of two | Family-first investing: ETFs, selective risk
Building wealth to keep the good days forever

[SteadyPup @SteadyPup]

I turned 32 a month ago.
Full-time IT job, wife, two young kids, house with a mortgage that still feels big some days.

Portfolio: ~€50k in ETFs/stocks
Cash buffer: €40k (emergency + opportunities)
Light crypto/collectibles: ~€10k
Home equity: ~€380k after mortgage

Total net worth: ~€480k-ish

Not flashy. Not retired early. Not a crypto whale.
But:
• We’re homeowners in our early 30s (most peers still rent)
• We sleep at night with a fat cash cushion
• No lifestyle creep eating our gains
• We’re deeply involved in our kids’ lives

I have an amazing life!

What I’m trying to do is keep this current lifestyle forever by steadily growing the portfolio.

I tried to outline how I came to what I have and what my plans are in the mentioned article. I'd be happy if you'd give it a read and tell me what you think.
https://t.co/KQcx4VX0xv

[SteadyPup @SteadyPup]

https://t.co/9eOIiDccA3

[SteadyPup @SteadyPup]

@Dom_Investing Sorry to hear that.
It really depends on what you want to do with the next car.
What distances do you intend to drive? And do you have PV (electricity is kind of expensive if not)?

[SteadyPup @SteadyPup]

Everyone is talking about the bitcoin:native selloff...

Everyone was angry when they missed their entry to 126k, but when it went down, to 63K, they didn't buy again and it went to 83K.

Now it's coming down again and you have another opportunity.

Get clear at which price you would buy, how much, when you would sell and why you'd invest in bitcoin:native at all.

If you are missing a clear and good answere on any of these four items you have to take the decision that you don't invest.

And when it goes up again - there is no reason for you to be mad you are not a part of the bullrun.

[SteadyPup @SteadyPup]

@Polymarket Did he issue Options? Since when do they sell?

[SteadyPup @SteadyPup]

@TheAlphaThought True
We always have to do our own research

[SteadyPup @SteadyPup]

@Dom_Investing It's a mess... I hope it will get better at some point

[SteadyPup @SteadyPup]

GM Xers!

After Trump mentioned $IBM this weekend, I did just open a position.
It's a good company in my opinion and the PE ratio is quite good even though it pumped recently. NFA!

I got rid of Verbund AG (Austrian Energy) which was my second worst position to date.

[SteadyPup @SteadyPup]

@Dom_Investing Have a great week 😁

[SteadyPup @SteadyPup]

@Polymarket In Austria many people live too comfortably.
Life is still a bit too easy and I see it in my everyday life. I know what I am talking about.

And it shows. Austria also partially depends on tourism. Sure, in this case Germans want to go to Italy but the problem is deeper.

[SteadyPup @SteadyPup]

Today was a beautiful day, spent it with the family and did some garden work with the kids.

We have some strawberry plants and even though the bought strawberries might taste almost the same, nothing beats watching your kids going and eating them directy!

[SteadyPup @SteadyPup]

@DudeWhoInvests It is very high 🤣

[SteadyPup @SteadyPup]

@randgroup What 😮

[SteadyPup @SteadyPup]

@randgroup where is the red?

[SteadyPup @SteadyPup]

@Stealthct_Storm Funny enough, I am at the same number
I am also actively working on keeping it that way by making adjustments to my lifestyle

all in all I have a deflationary lifestyle right now

[SteadyPup @SteadyPup]

What is your magic number?
How much would you need to have invested to say: "Okay, now I am free" ?

[SteadyPup @SteadyPup]

@Stealthct_Storm They are part of my ETFs - no need for me to FOMO in 😄

[SteadyPup @SteadyPup]

@Kalshi I really don't like that... It would come in so high
NasdaQ-100 would have to buy it after 15 days... with only a few % float

[SteadyPup @SteadyPup]

@Polymarket New tensions - just what we needed

[SteadyPup @SteadyPup]

@TheAlphaThought Well, but they are not necessarily use it for water/power infrastructure and you pay for water and electricity on a seperate bill.
I'd rather have a system use taxes for a designed purpose (at least 90%) so it's always clear what you are paying (taxes) for.

[SteadyPup @SteadyPup]

@Kalshi

[SteadyPup @SteadyPup]

@TheAlphaThought Nice!
Rent where I live just keeps going up for quite a while now... So do house prices...
Our house gaines over 60% in value since we bought it 6 years ago even though interest is higher than back then...