Stuart Caines

[Martin Lewis @MartinSLewis]

The govt's Student Loan Plan 2 repayment freeze in April 2027 must be reversed. It isn't moral.

I'm concerned that my debate with Kemi Badenoch this morning distracts from the most immediate problem. In April 2027 Rachel Reeves will freeze the Plan 2 student loan threshold until 2030 which by then will increase graduate repayments by £300/yr more.

This is effectively a unilateral negative breach of the student loan contract. Students were told the threshold would rise with average earnings. No commercial lender would be allowed to do this. The govt shouldn't do it either.

Changing the terms of future students loans is a political decision - people may not like it but it is transparent. Negatively changing the terms of contracts already signed, and long in place, is a breach of natural justice.

[Charlie @CheckCharlieB]

Reform promised a revolution and delivered a job centre for sacked Tories. No policies. No detail. No future. Just Farage farming your rage for relevance and donations. If you still can’t see it, that’s on you

[Stuart Caines @StuartC80574]

@anaboultertv Until next week when they throw their name in for the Labour leadership race!

[Stuart Caines @StuartC80574]

@RobertJenrick If you’re going to quote @KemiBadenoch , use the whole quote - “Britain isn’t broken beyond repair”; that last part matters.

[Stuart Caines @StuartC80574]

@BBCNewsnight More money is the lazy solution. The NHS leaks money like a seive; the only way to ensure survival is to evolve and create a more efficient structure that minimises waste. You wouldn't catch private sector businesses just throwing more money at a sinking ship.

[Stuart Caines @StuartC80574]

@GBNEWS Keir Starmer needs to be more like Hugh Grant and stand up to his Billy Bob Thornton.

[Stuart Caines @StuartC80574]

@MartinSLewis With the way Trump is approaching foreign policy at the moment there is only one option really!

[Stuart Caines @StuartC80574]

@rafthemaster @MartinSLewis Interesting. Thanks!

[Stuart Caines @StuartC80574]

@MartinSLewis I remain sceptical that the Government will have the ability to use the money for this in an efficient manner to make any difference to the current system. It reflects other Government managed areas - the money is there but poorly utilised!

[Stuart Caines @StuartC80574]

@anaboultertv @YouTube Topping up against a voucher for school sounds completely fair; the same could be said for benefits, but there will always be those that believe, as you say, that if they can’t have something, nobody can have that thing either. Being ‘fair’ and ‘equal’ are not the same thing!

[Stuart Caines @StuartC80574]

@MartinSLewis Given the burden of the state pension on public finances and the former advice for people to contribute to private pensions as much as possible, where is the sense in the new limit on salary sacrifice to private pensions before incurring an NI hit?

[Stuart Caines @StuartC80574]

@anaboultertv @KemiBadenoch @RachelReevesMP Summed up her disaster of a budget perfectly!

[Robert Jenrick @RobertJenrick]

Two thirds of people under the age of 40 don’t even know what the Battle of Britain is.

It’s the result of allowing our history, heroes, flags, and culture to be sneered at and neglected.

Enough. We are a great country and should always be proud of our history.

[Stuart Caines @StuartC80574]

@MartinSLewis Not sure how one could justify a fixed rate when the population density (percentage draw on services per home in a council region) and cost to dispense said council services will vary so much from region to region.