Ganapathi Subramanian

Fintech | Wealthtech | Investing in India| Product Mgmt | Thoughts at :

[Ganapathi Subramanian @Subgan112211]

1/n My views on the biggest reasons why large financial corporations will lose the digital war to fintechs in next few years
#fintechs #DigitalTransformation

[Ganapathi Subramanian @Subgan112211]

@abhiandniyu NRIs pay taxes in India too (in many cases) and they remit foreign currency which greatly impacts the forex reserves. More importantly most invest and spend in India as they are emotionally connected. I have not watched the videos but pls pick a better argument!

[Ganapathi Subramanian @Subgan112211]

@AaratiKrishnan @ravisaraogi The article is behind a paywall? Is this posted on the Prime investor website?

[Ganapathi Subramanian @Subgan112211]

A good article about NRIs and mutual fund investing in India.
https://t.co/sghjr1QkaM
Things to note:
1. Only some Mutual fund cos support NRIs due to cumbersome reporting reqs
2. Ensure KYC compliance
3. Review impact of taxes
4. Understand forex risks
#NRI #mutualfunds

[Ganapathi Subramanian @Subgan112211]

@themoneymemo @Nithin0dha Sir, do you have this for nris, I have found that investing experience for nri is full of friction and many have given up due to the experience and invest in something else, especially true for nris from the US and Canada.

[Ganapathi Subramanian @Subgan112211]

@aakashgupta The challenges in some places is that there is no organizational alignment i.e. you business and tech power centers have different mandate from their C-level execs, typically in low product maturity orgs and teams. As a result the team suffers.

[Ganapathi Subramanian @Subgan112211]

@priya_nagwani This is great but just feels like a bit more dairy here. I love the options! Thanks.

[Ganapathi Subramanian @Subgan112211]

@dmuthuk Sir I think the biggest issue Indians have is they do not know where to seek advice and are reluctant to pay for advice. I'm mainly referring to an NRI stand point, people have the basic questions when it comes to investing in India.

[Ganapathi Subramanian @Subgan112211]

@ankurnagpal This is great info. Thank you @ankurnagpal

[Ganapathi Subramanian @Subgan112211]

@hariprakash @GabbbarSingh This is spot on, agree they had a plan for every Indian batsmen. But India played like champions throughout and kudos to Australia on winning, they were the better team today!

[Ganapathi Subramanian @Subgan112211]

@Rahul_J_Mathur I totally agree, the same trick works in Chennai autos too, the drivers hate card payment, they love cash as they can use the money instantly for fuel and daily expenses. Uber takes a few days to settle card payments which auto drivers do not like.

[Ganapathi Subramanian @Subgan112211]

@espn's telecast of the cricket world cup in the US is the worst, they do not know when to pause for the ads, when to cut. Is anyone even monitoring it or is it an auto pilot. Terrible broadcasting of a major sports event
#CWC2023INDIA #Cricket #PAKvsNZ

[Ganapathi Subramanian @Subgan112211]

@PawelHuryn So true, I love the part Abt where you are clear about what not to do. Also I have heard that if you are not saying no then that is a clear indication that one has no strategy.

[Ganapathi Subramanian @Subgan112211]

Indian investing and mutual fund platforms want NRIs from US to invest but they would not provide even basic things like reporting for FBAR or Fatca. Specifically for FBAR can they not send an annual statement, similar issues for tax statement #hdfc #zerodha #sharekhan

[Ganapathi Subramanian @Subgan112211]

@Rahul_J_Mathur Clearly none of these companies are product led and probably never think of user journeys and how users feel using or interacting with their products. #product #design

[Ganapathi Subramanian @Subgan112211]

@carlvellotti LLM

[Ganapathi Subramanian @Subgan112211]

@srikan2 Sir it is an amazing tool, as an NRI I can vouch how useful it is. There is nothing like this in the market (as far as I know). As a product professional I can also appreciate how you have built a feature that resolves a specific gap/pain point. More power to you and the team!

[Ganapathi Subramanian @Subgan112211]

@CareHealthIndia my parents got a verbal insurance premium increase for almost 80%, is this normal. They are in great health and have never claimed insurance. Can you respond why you are not quoting an increase in writing? Where is the transparency?

[Ganapathi Subramanian @Subgan112211]

@ankurnagpal Sheet

[Ganapathi Subramanian @Subgan112211]

@narendramodi @investindia Sir pls ask French and European nations to waive transit visa requirements for India when transiting via European airports, Indians are subjected to all sorts of crazy transit requirements, please take it up with European leaders who depend on Indian talent and defence spending

[Ganapathi Subramanian @Subgan112211]

@shreyas In large companies one other challenge is that the fix requires a different line of business to rewrite their platform which is never going to happen, very typical with large banks.