Susan Guest

Green, Climber, Cyclist, wild flower freak.

[Peace Pledge Union @PPUtoday]

On #RemembranceSunday today, we remember all victims of war, civilian and military, of all nationalities.

We reflect on the full human cost of wars, both past and present, and renew our commitment to #Peace

#NeverAgain #WhitePoppies
https://t.co/6mf8nvXUu7

[Yeah But Cyclists @but_cyclists]

Nothing to see here, just an SUV owner doing a few attempted murders with his vehicle, but it's fine because he's a hard-working driver who was just "irritated".

Thank goodness he has avoided jail and is still allowed to drive.
https://t.co/10tV2PGvlI

[Laurie Macfarlane @L__Macfarlane]

The reason electricity prices in the UK are so high is because we’re more reliant on gas than other countries - and gas sets the marginal price of electricity

It’s our reliance on fossil fuels that’s making us cold and poor — not net zero

[Orkney Library @OrkneyLibrary]

It's tradition that every year on the 5th of November we put that guy Faulks on top of The Bonfire of the Vanities.

#BonfireNight #GuyFawkes #Bonfire #5thNovember

[Susan Guest @SusanGuest]

point 3 is important bit

[Martin Lewis @MartinSLewis]

IMPORTANT PLS SHARE. It's rumoured the English £9,250 tuition fee cap may be raised this pm for the 1st time in 8yrs, as University's finances are strained. As student finance misunderstandings abound, I've bashed out a few notes to help...

1. Higher tuition fees WON'T change what most pay each year. For most, they're paid for you by the student loans company and you repay afterwards only if you earn over the threshold. The amount you repay each year (9% over the threshold) solely depends on what you earn not on what you borrow.

2. Increasing tuition fees will only see those who clear the loan in full over the 40yrs pay more. That is generally mid-high to higher earning university leavers only, so the cost of increasing them will generally be born by the more affluent. Most lower and middle earning university leavers will simply pay 9% extra tax above the threshold for 40yrs (and higher tuition fees won't change that)

3. The rise is tuition fees is likely to be trivial compared to the changes the last govt made for 2023 starters. 2023 starters had their repayment thresholds dropped to £25,000 (from £27,295/yr) and had the time they had to keep repaying for (unless cleared) extended to 40years from 30years.

So these higher annual repayments for longer, increased by over 50% the amount many graduates will eventually have to pay back for going to university. Yet they were almost stealth changes because people can't intuitively feel the seismic impact.

Changing tuition fees is a more obvious rise, but in reality has far less of an impact on the amount most will repay (though combined with the 2023 changes it does certainly up the cost).

4. The biggest practical problem for students isnt tution fees (even if raised) its the fact maintenace loans aren't big enough. English maintenance loans have not kept pace with inflation. I'd urge the govt to couple the tuition fee loans with bigger living loans - if not it is a real risk to social mobility, with those from the poorest backgrounds likely to be worse affected.

I could write more, but will stop here, hopefully this gives an idea the issues are less straightforward than many feel.

[Martin Lewis @MartinSLewis]

IMPORTANT PLS SHARE. It's rumoured the English £9,250 tuition fee cap may be raised this pm for the 1st time in 8yrs, as University's finances are strained. As student finance misunderstandings abound, I've bashed out a few notes to help...

1. Higher tuition fees WON'T change what most pay each year. For most, they're paid for you by the student loans company and you repay afterwards only if you earn over the threshold. The amount you repay each year (9% over the threshold) solely depends on what you earn not on what you borrow.

2. Increasing tuition fees will only see those who clear the loan in full over the 40yrs pay more. That is generally mid-high to higher earning university leavers only, so the cost of increasing them will generally be born by the more affluent. Most lower and middle earning university leavers will simply pay 9% extra tax above the threshold for 40yrs (and higher tuition fees won't change that)

3. The rise is tuition fees is likely to be trivial compared to the changes the last govt made for 2023 starters. 2023 starters had their repayment thresholds dropped to £25,000 (from £27,295/yr) and had the time they had to keep repaying for (unless cleared) extended to 40years from 30years.

So these higher annual repayments for longer, increased by over 50% the amount many graduates will eventually have to pay back for going to university. Yet they were almost stealth changes because people can't intuitively feel the seismic impact.

Changing tuition fees is a more obvious rise, but in reality has far less of an impact on the amount most will repay (though combined with the 2023 changes it does certainly up the cost).

4. The biggest practical problem for students isnt tution fees (even if raised) its the fact maintenace loans aren't big enough. English maintenance loans have not kept pace with inflation. I'd urge the govt to couple the tuition fee loans with bigger living loans - if not it is a real risk to social mobility, with those from the poorest backgrounds likely to be worse affected.

I could write more, but will stop here, hopefully this gives an idea the issues are less straightforward than many feel.

[Susan Guest @SusanGuest]

and where was the mandate for their destruction?

[leanahosea @leanahosea]

The government says it's dropping the Chalk Stream Recovery Pack because there's "no mandate" for it. Anyone else feel like there's more public support for saving our dying chalk streams than cutting the Winter Fuel Payment?

https://t.co/df1s69E6Kc

[Susan Guest @SusanGuest]

@Doctor_Hutch smash

[Susan Guest @SusanGuest]

Just booked for this - looks great if you are in Inverness area.

[Anna Fleming @annamfleming]

@SusanGuest @TisoOnline @ScottishMR @Mountain_Scot Yes - here! Hope to see you there 🫶https://t.co/tE20CX9ufI

[Susan Guest @SusanGuest]

@GKam84 that was kinda my guess - that BC don't support non olympic sports. Might change if CX gets into the winter olympics ;)

[Susan Guest @SusanGuest]

Why no brits at the European CX champs?

[Skipinnish @skipinnish]

A nice article😀 @WoodlandTrust @WTScotsocial
https://t.co/VYVq3rfWS6

[Critical Mass Inverness @CMInverness]

It is Critical Mass Inverness tonight, come along to falcon square at 6pm (roll out 6:15)

[Susan Guest @SusanGuest]

@Andymcgra Is there any really ethical choices in the mens pro peloton? slim pickings...

[BSBI Ireland @BSBI_Ireland]

Excited to announce ten brand new ID webinars over the winter months, part of the @BSBIbotany Northern Ireland Botanical Skills Project: free to attend & open to all! Starting on 5 Nov, with 'Getting Started with Plant Anatomy'. Check out https://t.co/omDQNj7Tsc for more info.

[Anna Fleming @annamfleming]

@SusanGuest @TisoOnline @ScottishMR @Mountain_Scot Yes - here! Hope to see you there 🫶https://t.co/tE20CX9ufI

[Susan Guest @SusanGuest]

@annamfleming @TisoOnline @ScottishMR @Mountain_Scot Is there a link to book?

[Anna Fleming @annamfleming]

I'm giving a talk in Inverness on Thursday 14 November on the Cholita Climbers of Bolivia 🇧🇴
Join us for a colourful chat on big peaks & big skirts! 🏔️😍
7.30-8.30pm | £5 | All proceeds to Mountain Rescue
@TisoOnline @ScottishMR @Mountain_Scot

[Susan Guest @SusanGuest]

Peak rail fares seem designed to put people off traveling by train - thats a weird thing to be trying to do in a climate crisis

[Scottish Greens @scottishgreens]

🚆Peak rail fares are fundamentally unfair.

They disproportionately impact people who have no say over when they need to travel for work or study.

Join our campaign to end them for good. https://t.co/i4zPW4W6H4

[Prof Jamie Woodward @Jamie_Woodward_]

Dumping record amounts of toxic waste in the environment and killing our precious lake and river ecosystems continues to be a spectacularly profitable practice for a select group of water company executives.

What next @SteveReedMP? 💩💩💩