Most DeFi lending still treats every wallet as a stranger and that makes loaning hard.
So I built Acoris, an AI-negotiated lending protocol where your terms only improve based on financial history that's been cryptographically verified, never what you claim. Only what's proven.
โ The core rule: an unverified, self-reported claim is priced exactly like no evidence at all, not slightly worse, identical, by construction.
โ Only evidence proven via @Creditcoin Attestcoin cross-chain verification (from Sepolia), or read natively onchain, earns better terms.
โ Two AI agents; a Borrower AI and a Lender AI negotiate real terms round by round (OFFER โ COUNTER โ ACCEPT/REJECT).
But the AI never enforces its own limits: a deterministic layer clamps every proposal to hard constraints first. The model proposes. Code enforces.
โ Don't want to negotiate with just one lender? The marketplace runs 3 independently-priced personas; Conservative, Balanced, Aggressive, each a real AI call.
Best affordable offer wins by a plain, explainable rule, never an invented score.
โ Once terms are accepted, the deal settles as a real transaction on AcorisLoanRegistry, a Solidity contract on Creditcoin CC3 Testnet, escrows collateral, forwards principal, handles repayment/default/cancellation.
Every state change is on-chain, not simulated.
โ I also just shipped Acoris AI; a chat assistant that explains the protocol and, with your wallet connected, answers "do I have loans awaiting review?" by calling a real tool that reads your on-chain history. It never guesses, never negotiates for you.
โ We ran the full propose โ fund โ repay lifecycle live, with real CC3 testnet transactions, across two separate wallets (a real borrower and a real lender).
Built for #BUIDLCTC Fall 2026 on Creditcoin CC3 Testnet.
โ Try it: https://t.co/FSGRoZkJ4W
โ Whitepaper: https://t.co/tCKPwprc6c
โ Code: https://t.co/E2ReOwLfAx
โ Contract: 0x8cB3dDFF9e432D23e622Ff118A
3fDDA192993Fb4
Testnet only, no real funds.
Feedback welcome.
๐จ OMAH LAY REVEALS HIS TOP 6 FAVORITE SONGS AT THE MOMENT ๐คฉ๐ฅ
Billy Paul - Me & Mrs. JonesโจCleo Sol - Know That You Are LovedโจMoon Soul - Love AgainโจThee Sacred Souls - Live For YouโจStrei - ObobeโจOmah Lay, Elmah - Coping Mechanismโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโโ
Via Raedio
@adewumi_habeeb@7cristianooo FC man, herd mentality, once their big accounts drop a narrative, the remaining of them just followed it with their dumb skull
no proof, nothing nothing lmao