SW Financial Planner

Discreet, flat-fee financial planning specifically for sex workers. DM or email [email protected] for inquiries

[SW Financial Planner @SWwealth_]

I’m a Financial Planner who’s spent the last 10+ years helping people with:

• retirement planning
• taxes
• investing
• business finances
• estate planning

Recently I’ve begun offering discreet, flat-fee financial planning specifically for sex workers.

Why?

Because everyone deserves competent financial advice without judgment.

Many SWers face unique financial questions that traditional advisors either don’t understand or won’t touch.

Things like:

• irregular income
• taxes
• LLCs & S Corps
• bookkeeping
• retirement accounts
• investing
• buying a home
• cash management
• banking concerns
• privacy
• estate planning
• insurance
• planning for career transitions

Everything is confidential.

No product sales.
No AUM requirement.
No judgment.

Just objective advice from a fiduciary.

Ways we can work together:

• Hourly consultations
• One-time financial plans
• Monthly retainers
• Quarterly check-ins
• Annual reviews

My goal is simple:

Help people keep more of what they earn, build long-term wealth, and create financial independence.

DMs are open.

[SW Financial Planner @SWwealth_]

@sexworkceo Seeing all the comments about posting on all the platforms. Shocked there isn’t a Hootsuite equivalent for the Adult entertainment space seeing that demand is so high. Well, not shocked I guess

[SW Financial Planner @SWwealth_]

@PiecesofMargo A lot of them are just inboxes for resumes and the positions isn’t even being filled. They just front load in case they need someone

[SW Financial Planner @SWwealth_]

@itskinkerbell Can’t wait to hear them! Started a week ago and was on in the background. Was a little disappointed in the tone but I wasn’t totally locked in/im sure it improved?

[SW Financial Planner @SWwealth_]

@mace_face18 If first impressions are everything, then thats a pretty bad start 😂

[SW Financial Planner @SWwealth_]

Essentially will come down toward consolidation options, or pursuing forgiveness in a few different ways over many years. Important decisions to make!

[SW Financial Planner @SWwealth_]

Student loan borrowers: If your federal loans are currently in forbearance because you were enrolled in the SAVE Plan, keep an eye on your inbox.

Many borrowers will begin receiving notices over the coming months giving them 90 days to choose a new repayment plan.

Before you enroll, consider:
• Your monthly payment
• Whether you're pursuing Public Service Loan Forgiveness (PSLF)
• How much interest will accrue
• Whether the plan qualifies for eventual forgiveness
• Your expected future income
• Whether paying the loans off aggressively makes more sense than pursuing forgiveness

Your best option will depend on your income, loan balance, career plans, and financial goals, not just whichever plan has the lowest monthly payment.

If you're unsure which repayment strategy makes the most sense, now is a good time to run the numbers before your deadline arrives.

[SW Financial Planner @SWwealth_]

@sexworkceo Well said!

[SW Financial Planner @SWwealth_]

I need to start whipping out these spreadsheets because oh my engagement farm 😂

If these two were clients the answer is simply to reassess the school cost. If too late to fix then need to make decisions about where they live post kids graduation. Really that simple

[Sam ⚔️ Financial Samurai @financialsamura]

So you think earning $408,000 a year is a lot of money?

After working 50+ hours a week, being stressed out of your mind, and barely seeing your kids, it might not be the dream income you imagined.

Look how quickly the money goes. $1/month left over.

What would you cut?

[SW Financial Planner @SWwealth_]

@DiscussingFilm This seemed really close to being actually scary like Obsession but instead we have Dads flying through glass windows. Very close!

[SW Financial Planner @SWwealth_]

@claudeai Thank god honestly

[SW Financial Planner @SWwealth_]

Bleak

[unusual_whales @unusual_whales]

BREAKING: Apple, $AAPL, is partnering with Klarna to launch Apple Upgrade, a new leasing program that will let customers lease iPhones, Macs, iPads, and Apple Watches.

[SW Financial Planner @SWwealth_]

@Penelope_WestDC People are silly. It would be like me texting my Lawyer “hey hope you are well, you catch the game?” “Yeah it was great” (invoice for $75 attached for 1 minute response)

[SW Financial Planner @SWwealth_]

Telling my wife and accountant this is a legit business expense

[teddy @luncheoninfur]

incredible sighting today

[SW Financial Planner @SWwealth_]

@elleloveCHI BUT! Very indicative of the K shaped economy

[SW Financial Planner @SWwealth_]

@elleloveCHI Hmm an easy counter argument to this being a problem (for now) is this captures seniors and students too. Aging demographics can drive this higher and higher as boomers retire.

[SW Financial Planner @SWwealth_]

@elleloveCHI Agreed! Those spam accounts or engagement accounts do that any they can be exhausting

[SW Financial Planner @SWwealth_]

@sexworkceo True in all lines of work!

[SW Financial Planner @SWwealth_]

I feel like the algos (unfortunately) reward interactions that will have the broadest reach possible. So pop culture and current events will fall into that category. Otherwise any account can just be in its own mini bubble without even knowing it.

For example in the financial advising space there are HUGE accounts here that get a lot of interactions but it’s 100% other advisors. Is that economical/ideal? Probably not? So have to go where the “target” audience is. Depends on goal of the account!

[SW Financial Planner @SWwealth_]

A lot of people think they have a spending problem when in reality they have an income problem. Your place can only be so cheap/unsafe, your car only so crappy, you can only eat so little.

Way better off fixating on earning an extra $1k a month than on saving $100 a month on home brewed coffee.