Tapaswini Sahoo

Jai Shree Ram | Jai Jagannath | Jai Hanuman 🙏
Learning from books & life 📚
Sharing thoughts & lessons ✨

[Tapaswini Sahoo @TapaswiniFi]

Emotional control is a powerful skill.

Don’t let emotions make your decisions.

Stay objective.

Learn from your mistakes.

Think before you react.

A calm mind often sees what an emotional mind misses.

[Tapaswini Sahoo @TapaswiniFi]

A plan without action is not a plan.
It is just an excuse to delay.

[Tapaswini Sahoo @TapaswiniFi]

Three ingredients for progress:

Focus

Effort

Consistency

[Tapaswini Sahoo @TapaswiniFi]

Stay confident, even when things don't go as planned.

[Tapaswini Sahoo @TapaswiniFi]

"Time is the coin of your life. You spend it. Do not allow others to spend it for you."

— Carl Sandburg

[Tapaswini Sahoo @TapaswiniFi]

Stop worrying about what the market will deliver.

Focus on what you can control:

• The amount: How much you invest.

• The frequency: How regularly you invest.

• The strategy: Whether your investment approach suits your goals.

• The time horizon: How long you can stay invested.

• Your behaviour: How you react when markets fall.

Returns are uncertain. Your investment decisions and behaviour are yours to manage.

[Tapaswini Sahoo @TapaswiniFi]

SEBI proposes LTCG tax relief on mutual fund switches.

Under SEBI's pre-Budget recommendation, domestic mutual fund investors could get LTCG tax relief when switching existing holdings into another scheme, provided the units have been held for more than one year.

Currently, switching mutual fund schemes is generally treated as a redemption followed by a fresh investment, and capital gains tax may apply.

Note: This is only a proposal, not an approved change in tax rules.

[Tapaswini Sahoo @TapaswiniFi]

@growth_edge_ Wow! Congratulations 🎉🎉

[Tapaswini Sahoo @TapaswiniFi]

😴 Protect your sleep. Don't sacrifice rest to scroll endlessly.

🎯 Protect your focus. Don't trade deep work for notifications.

⏳ Protect your time. Don't waste it on things that add no value.

You don't need more hours.
You need to use them better.

[Tapaswini Sahoo @TapaswiniFi]

Your mother is one of life’s biggest blessings.

Never take her love for granted.❤️

[Tapaswini Sahoo @TapaswiniFi]

Money can't buy happiness, but it can remove the problems that steal your happiness.

[Tapaswini Sahoo @TapaswiniFi]

Financial Freedom Means:

• Meeting your daily expenses.

• Taking care of your family.

• Managing healthcare and emergencies.

• Achieving your future goals.

• Having the freedom to live without
depending entirely on your monthly salary.

Your financial freedom number depends on your lifestyle, responsibilities and goals.

Don't compare your number with others.

Know what you need. Set a realistic target.
Practice self-regulation and stay consistent.

[Tapaswini Sahoo @TapaswiniFi]

🌱 | What I Learned

Life also has different seasons.

Some phases bring happiness and growth. Others teach us patience, strength and resilience.

Nothing stays the same forever. No phase lasts forever.

Not every ending is a failure, and not every difficult phase is permanent.

Accept change, learn from every experience and keep growing.

Every season of life has a lesson to teach us.

[Tapaswini Sahoo @TapaswiniFi]

🍂 | A Small Moment, A Life Lesson

I was out walking when I paused for a moment and clicked this random photo of fallen leaves.

At first, it was just a picture. But looking at it made me think about how nature changes with every season.

Trees shed their leaves, look bare for a while, and then begin to grow again.

It reminded me that change is a natural part of life….1/2

[Tapaswini Sahoo @TapaswiniFi]

Income pays the bills.
Assets build wealth.
Discipline protects progress.
Financial freedom is the goal.

[Tapaswini Sahoo @TapaswiniFi]

Mindfulness doesn't require extra time.

It means paying attention to the time you already have.☀️

[Tapaswini Sahoo @TapaswiniFi]

Clarity brings calmness.
Calmness brings confidence.

Master your thoughts to master your day.

[Tapaswini Sahoo @TapaswiniFi]

Om Pawan Putraya Sada Sahayate
ॐ पवनपुत्राय सदा सहायते♥️🙇‍♀️

[Tapaswini Sahoo @TapaswiniFi]

@TejaswiPalam Nature at its refreshing best🌧️🌿

[Tapaswini Sahoo @TapaswiniFi]

How is NAV calculated in Mutual Funds?

NAV stands for Net Asset Value.

The formula:

NAV = (Total Assets − Total Liabilities) ÷ Total Outstanding Units

Let's understand with an example:

• Total assets: ₹100 crore
• Total liabilities: ₹5 crore
• Total outstanding units: 5 crore

Calculation:

NAV = (100 − 5) ÷ 5

NAV = ₹19 per unit

Remember: A lower NAV doesn't mean a mutual fund is cheaper or better than a fund with a higher NAV.

Understand NAV before investing.