@0xNjin Im giving you alternative to the same amount of locked "tokens". Thats the matter of this information. If you think, that 4% cashback worth today 7k USD lock up in XPL its a good option, so you dont know about crypto cards more than me.
Plasma One is the biggest disappointment of the year.
The tier details are officially out, and here is the actual breakdown of what you need to know:
Lite Tier:
• No annual fee.
• 2% cashback (downgraded from the initial 3%).
• Basic Platinum and Signature cards.
Core Tier:
• $120 annual fee or a 20,000 $XPL lock.
• 2% cashback (same as the Lite tier).
• ChatGPT subscription discount (irrelevant if you use Claude).
• Signature card.
Platinum Tier:
• 100,000 $XPL lock.
• 4% cashback.
• Basic Infinite perks that are available for free with @lava_xyz or @usemotocard (Moto is invite-only).
• AI subscription discounts and 10% off flights (limited to just 5 airlines).
Plasma One is trying to market a standard Infinite card as a highly exclusive, "trillion-dollar" product.
The Alternative:
Just use @coca_card. For the equivalent lock value in $COCA (around $3,000 USD), you get a flat 5% cashback on all purchases and a 50% discount on AI or streaming services. It is strictly more profitable.
As for the rest of the market, you are better off using @ether_fi to secure 3% cashback on all purchases and up to 5% on travel.
I have received numerous messages asking what I personally use and what is more profitable than Plasma One following their recent tier announcement. Here is my current setup:
@usemotocard My primary everyday card. I prefer it for the reliable cashback, excellent support, and seamless bank transfers. The app is currently in closed beta and invite-only. It provides a free Visa Infinite card, 5% cashback on all purchases with an additional 5% cashback on travel. It includes all the premium perks that Plasma markets as a "trillion-dollar card," but entirely for free.
@WhiteBit The best option for subscriptions. It offers 10% cashback on all paid subscriptions. The card itself is a standard free Visa, but the cashback is rewarded directly in .
@ether_fi The reliable backup. This is a Visa Signature card offering a flat 3% cashback on all purchases and up to 5% on travel. I switch to this once I reach my maximum monthly cashback limit on my Moto card.
@coca_card for third-party payments. You can send money via bank transfer (using a French IBAN) to anyone, including businesses. This is an exceptionally strong feature.
@lava_xyz The definitive free Infinite card. While it offers standard cashback, the real value is acquiring a Visa Infinite card with zero upfront cost. The Visa Companion feature operates on a pay-as-you-go basis, making it excellent for travel without requiring a 100,000 lockup.
I have historically been a supporter of Plasma One, which is evident from my profile history. Right now, however, I am deeply disappointed. They advertise themselves as the "new Revolut" of crypto, but their actual product is less profitable and fundamentally weaker than standard crypto cards already available on the market.
Think smarter guys!
I don't know who's paying these guys. But I see a lot of people talking about “Wow, that's a cheap card”, “Bro, it's more value than Revolut”.
100,000 plasma:native lock? 7k USD on a token that's down 95%? They wouldn’t tell you that.
I personally know of crypto cards that cost less and give more.
@WhiteBit@usemotocard@usemotocard@ether_fi
Why would you use it?
Great experience with @usemotocard Travel!
Today I booked a hotel room for my vacation through the Moto App. Not only did I get a price that was actually 320 USD less than ordering it from https://t.co/dSLNAOzWe9, but I also got cashback on the booking and 5% cashback on the purchase.
I entered the wrong email for my reservation and didn’t receive any booking confirmation. I contacted support, got an answer in 10 minutes, and they sent it to the right email.
Such a good experience @shimon_newman!
@shimon_newman@litocoen@usemotocard Actually Im using Moto, and in small amount of timea thats happends. Its just because it take a time to update the exchange rate