Taryn Reuter

Co-Chair Luminate Bank - CEO of Luminate Home Loans - Husband - Father - Packer Fan - Amateur Options Trader - Equity Investor

[Taryn Reuter @Taryn612]

@JJWatt 💯

[Taryn Reuter @Taryn612]

@commbankerguy 💯

[Taryn Reuter @Taryn612]

@AdvisorJohn Prepays.

[Taryn Reuter @Taryn612]

@LordMandrake3 @NortonMpls They sit empty because there is no demand in that area at the moment. Foot traffic has died, people don’t feel safe there, and Minneapolis has overtaxed (property and sales) and business struggles. I’m sure 90% of the property owners would rent it if they had interest.

[Taryn Reuter @Taryn612]

@NFLHitman33 Scoot!!!!!!!!!!!!!! Let’s goooo

[Taryn Reuter @Taryn612]

@mortgagetruth Say it louder for the head of FHFA to hear.

[Taryn Reuter @Taryn612]

@CBulldogTrader @pulte Short term rates don’t affect mortgage rates - if you want to lower mortgage rates look at LLPA’s. And Gfees .They increased significantly since Fannie /Freddie conservatorship.

[Taryn Reuter @Taryn612]

@commbankerguy 💯

[Taryn Reuter @Taryn612]

@mortgagetruth 1% chance.

[Taryn Reuter @Taryn612]

@pulte Thank you for doing this. As lenders, we have turned in people guilty of this for years with no attention to offenders.

[Taryn Reuter @Taryn612]

@RobertKennedyJc Yes

[Taryn Reuter @Taryn612]

@Dealwontpencil Following this thread. Be interested on both perspectives.

[YHH @YouthHockeyHub]

BHS
Class A State QF

Orono > Northfield (3-1)

Boston Foster + Talan Reuter = Goal for Orono

[Taryn Reuter @Taryn612]

@ramirez0131 @mortgagetruth Oh I know - lived it as well. Some of the regs passed were needed - for sure.

[Taryn Reuter @Taryn612]

@ramirez0131 @mortgagetruth The guy who posted this also said FHA was the “highest risk” loan during the 2006-2010 vintage. Left out NINa 100% financing , option arms, 2/28 arms with 3 yr prepay to name a few. I knew he didn’t have facts after that.

[Taryn Reuter @Taryn612]

@VladTheInflator Not option arms , 2/28s no doc at 100% LTV?

[Taryn Reuter @Taryn612]

@JDVanceNewsX Yes

[Taryn Reuter @Taryn612]

@commbankerguy Depends if you are selling in next 10 years. Or even want the option to maximize if you sell.

[Taryn Reuter @Taryn612]

@texasrunnerDFW @toddsclowns This doesn’t count “registered” loan officers though under FDIC insured institutions does it?

[Taryn Reuter @Taryn612]

@mortgagetruth @BradDombrosky Insert banker comment on duration risk. You can’t borrow short (deposits) and lend long. That’s why. Those things put banks out of business.