it's modes

Muslim|M.D ,C.E.O @modesNG(computer sales and repairs)|Linguist|Techpreneur|Writer;Tech and automobiles|software developer.

[Arti Shah @TechByArti]

IF YOU DIED TOMORROW, YOUR FAMILY WOULDN'T BE ABLE TO ACCESS A SINGLE THING YOU OWN DIGITALLY.

BANK ACCOUNTS. PASSWORDS. CLOUD STORAGE. ALL OF IT PERMANENTLY LOCKED AWAY.

HERE'S HOW TO FIX IT IN 30 MINUTES:

[it's modes @ThatEarpieceGuy]

@LegacySiu Mesut Ozil

[World of Statistics @stats_feed]

Apple just joined the 4-trillion dollar club:

4 trillion dollar club:

🇺🇸 NVIDIA: Jul 2025
🇺🇸 Microsoft: Jul 2025
🇺🇸 Apple: Oct 2025

3 trillion dollar club:

🇺🇸 Apple: Jan 2022
🇺🇸 Microsoft: Jan 2024
🇺🇸 NVIDIA: Jun 2024
🇺🇸 Alphabet: Sep 2025

2 trillion dollar club:

🇸🇦 Saudi Aramco: Dec 2019
🇺🇸 Apple: Aug 2020
🇺🇸 Microsoft: Jun 2021
🇺🇸 Alphabet: Nov 2021
🇺🇸 NVIDIA: Feb 2024
🇺🇸 Amazon: Jun 2024
🇺🇸 Meta: Aug 2025

1 trillion dollar club:

🇨🇳 Petrochina: Nov 2007
🇺🇸 Apple: Aug 2018
🇺🇸 Amazon: Sep 2018
🇺🇸 Microsoft: Jun 2019
🇸🇦 Saudi Aramco: Dec 2019
🇺🇸 Alphabet: Jan 2020
🇺🇸 Meta: Jun 2021
🇺🇸 Tesla: Oct 2021
🇺🇸 NVIDIA: May 2023
🇺🇸 Berkshire Hathaway: Aug 2024
🇹🇼 TSMC: Oct 2024
🇺🇸 Broadcom: Dec 2024

[Sam Parr @thesamparr]

What’s the difference between a $10m, $100m, and $1b lifestyle?

Asked this question in Hampton's Slack community since we have people worth $10m - $2b.

A few takeaways from the 50+ replies:

$50k – $100k liquid

• The first “I feel rich” for many in 20s.
• Bills stop hurting. You breathe.
• $1M net worth rarely changes anything. In high-cost cities, it’s just “comfortable professional.” Still very income-dependent.

$10M liquid - This is the first real unlock.

• Safety net feels permanent
• You stop looking at the right side of the menu
• Business-class by default, 5 hotels when you want
• You can cover friends’ flights to make trips happen
• Life doesn’t run you anymore.

$20M–$25M liquid:

• “I can spend $50k/mo forever and still compound.”
• Nicer primary home (or rent ultra-nice; fewer ownership headaches)
• Staff for convenience (nanny, cleaners)
• Family support start to be normal, not “splurge”

$50M liquid

• Cash flow is thick and hard to fully redeploy.
• 2nd homes, extended travel
• Serious privacy planning begins
• You’re learning trusts, tax vehicles, and who to not trust

$100M:

• Life becomes frictionless.
• Fly private often (some buy; many rent because ownership is work)
• Full household team + exec assistants + specialists
• Family office(s), capital allocation becomes a job
• You choose projects; problems get solved without you

Past $100M
• personal lifestyle doesn’t change much—scale and privacy do.
• Land for privacy buffers
• Private gyms/courts/spas at home
• You’ll never fly commercial unless you want to

$1 billion
• Money becomes institutional.
• You never see a bill
• Global properties, fully private travel
• Governments, universities, and CEOs court you
• It’s legacy season: foundations, endowments, monuments

A few real anecdotes from the thread:

• A billionaire bought a pro sports team mid-flight on his jet. His right-hand guy became COO.
• A friend group dropped $200k–$300k on a yacht week just to get everyone together.
• Multiple members set up dual family offices (JPM + independent) to manage life + investments.

The biggest trap everyone warned about:

• “Coming into money without accomplishing anything is a curse.”
• Lottery-winner energy breaks people. Purpose > purchases.

Cash flow > net worth (psychologically).
• Even people with $50M–$100M feel “poor” during low-cashflow years. Meaning, even if you have a high net worth -- if your business income goes away even if you don't need it, it feels horrible. Mentally brutal.

What actually brings joy at scale:

• Buying back time (coaches, chefs, pilots, concierge)
• Funding memories (fly the whole crew, pick up every tab)
• Being present (one member took a year as a stay-at-home dad - “wouldn’t trade it for anything”)

What gets old fast:
• More “stuff” to manage
• Identity tied to net worth
• Chasing bigger dopamine (toys) instead of deeper meaning (health, family, service, community)

--

Ok, that's it - that's my ChatGPT summary of all the replies!

[Mark Essien @markessien]

Here are some Nigerian markets you can sell to:

1. Young men looking for hope/riches. E.g football betting, visa services, job boards
2. Young women working corporate or with rich parents. E.g Hair, Group Travel, AirBnB
3. 40+ men who are into business. E.g wholesale, hotel booking, property, China import services
4. Large corporates with 1000+ employees. E.g procurement services, travel services, supply, digital services

There are many more, but always understand the market segment you are operating in and how to find them.

[Mark Essien @markessien]

It's actually very difficult for African founders to build products that do well in the U.S. We have seen many African founders try to pivot to target the U.S market, and almost all have failed. Why is this, and what are the strategies we can use to enter this market?

First of all, the African market is quite different in that there are lots of gaps to fill. So our product building is on easy mode - almost anything you build will sell, because a) there is little competition at a good price b) you can clearly identify the gaps. The issue is not really selling, it's about how much you can make from the product - it turns out there is a hard cap for almost any idea.

When entering the U.S market, this isn't there. The U.S Americans are innovative, they are smart, they have capital and they know how to build. As a market, it's also not stagnant, people are coming from all over the world and they have different perspectives and so they fill different economic gaps.

This means that the obvious ideas have been tested and someone has filled it, or there is actually no gap there. The non-obvious ideas require domain expertise, and if you are not in America, working within a particular field, it will be hard for you to acquire this expertise.

So how do we solve this? The answer is not to invent anything based on "research", but rather, find someone who has a pressing need. The easiest way to do this is to look on upwork and such platforms - browse through hundreds of listings and try to really get the underlying problem. Avoid problems where the person is guessing at the market, and look for problems where the person is i n an industry and needs something solved.

Once you have identified a few niches, try to find someone in that industry to work with. Without a "deployment partner", you can forget it. You need someone to do on-field testing. Give away equity, do what you need to get this person to co-build with.

After that, niche down on solving ONE persons problem really well. Do not solve theoretical problem, just focus on building something that guy in that industry cannot live without. Once done, try to find a second person and solve for the nuance of what they need. Keep doing this till you are at 10 people, only then do you generalise.

The market is so big that even at 300 customers, you can charge enough and make a pretty good living.

An example: I once built software for a guy who made an app for ringing church bells. The app could be configured to ring church bells at a particular time on a particular schedule, etc. Small idea - but in the U.S it made the guy a millionaire.

The moral of the story: you don't know any industry over there, and you must find a partner who knows this industry. Without this, you are wasting your time.

[World of Statistics @stats_feed]

Rating of the best movies of all time:

1. The Godfather (1972)
2. The Shawshank Redemption (1994)
3. Schindler's List (1993)
4. Raging Bull (1980)
5. Casablanca (1942)
6. Citizen Kane (1941)
7. Gone with the Wind (1939)
8. The Wizard of Oz (1939)
9. One Flew Over the Cuckoo's Nest (1975)
10. Lawrence of Arabia (1962)
11. Pulp Fiction (1994)
12. The Good, the Bad and the Ugly (1966)
13. Fight Club (1999)
14. Forrest Gump (1994)
15. The Matrix (1999)
16. Goodfellas (1990)
17. Star Wars: Episode V - The Empire Strikes Back (1980)
18. The Lord of the Rings: The Return of the King (2003)
19. Inception (2010)
20. Apocalypse Now (1979)
21. 12 Angry Men (1957)
22. Psycho (1960)
23. The Lord of the Rings: The Fellowship of the Ring (2001)
24. Back to the Future (1985)
25. The Dark Knight (2008)
26. The Lord of the Rings: The Two Towers (2002)
27. It's a Wonderful Life (1946)
28. Raiders of the Lost Ark (1981)
29. Gladiator (2000)
30. The Silence of the Lambs (1991)
31. Saving Private Ryan (1998)
32. Terminator 2: Judgment Day (1991)
33. The Lion King (1994)
34. Se7en (1995)
35. Jaws (1975)
36. Django Unchained (2012)
37. The Shining (1980)
38. The Green Mile (1999)
39. American History X (1998)
40. The Departed (2006)
41. Braveheart (1995)
42. Whiplash (2014)
43. Interstellar (2014)
44. The Prestige (2006)
45. Titanic (1997)
46. The Pianist (2002)
47. The Usual Suspects (1995)
48. A Beautiful Mind (2001)
49. Memento (2000)
50. The Great Dictator (1940)

Sources:

1. IMDb Top 250
2. Rotten Tomatoes Best Movies List
3. American Film Institute (AFI) Top 100 Movies List

[Idris @7signxx]

"Every second, somewhere in the world, the Adhan is being called? Before one ends, another one begins."

[it's modes @ThatEarpieceGuy]

@GossipMillNaija "I nor sabi you oh", but may your pocket never dry.

[Brutal Mindset @BrutalMindset]

I just found an excellent all-in-one AI tool!

It provides access to ChatGPT, Claude 3.7, DeepSeek-R1, Gemini, Midjourney, Perplexity, Runway, and more all in one place.

Here's how to use it↓

[Chris Paik @cpaik]

When elite universities uploaded all of their courses online for public consumption, we collectively realized that the limiting reagent for global intelligence is not access to information, it's motivation.

[it's modes @ThatEarpieceGuy]

@Everyth42078222 @DAMIADENUGA I go lie for you? 😏

[it's modes @ThatEarpieceGuy]

@iamvjadams Succinct.

[it's modes @ThatEarpieceGuy]

@elonmusk "This lirru boy nor know wetin God do for am" 🤦🏿‍♂️

[World of Statistics @stats_feed]

What is something you cannot believe modern technology hasn’t fixed yet?

[it's modes @ThatEarpieceGuy]

@kusssman "Na she kill herself, despite her security intelligence, she no even call for back up, she won do am alone, heroine later chop headshot"

[GC Cooke @Gccooke]

This will create more billionaires than the internet boom:

2010: $50,000 to send 1kg to space
2024: $100
Soon: $10

But everyone's focused on the wrong thing.

The real opportunity isn't in launches - it's in what comes after:

[Succeeded Mind @SucceededMind]

How To Master Self-control:

[MATT GRAY @matt_gray_]

YouTube is free education.

10 channels that will teach you more in 2025 than a 4-year college degree:

1. Huberman Lab

[Omoalhaja @omoalhajaabiola]

This depends on what you want to do in web3 but understanding the fundamentals is important. For the fundamentals, 👇👇

Learn about Decentralization: Read about how Web3 differs from Web2, focusing on decentralization, user ownership, and peer-to-peer interactions.

Blockchain Basics: Start with blockchain fundamentals. Understanding blockchain is essential, as it forms the basis for Web3.

Resources: Coursera’s “Blockchain Basics” by the University of Buffalo; "Blockchain Revolution" by Don and Alex Tapscott (book).

This YouTube video summarizes all https://t.co/fHmir0bCi6

Then proceed to learning the core Principles: Learn about consensus mechanisms, decentralization, tokens, and smart contracts.

Resources: Websites like https://t.co/uwSUrcTRVF and Binance Academy provide introductory guides.

Key Web3 Technologies

Cryptography: Familiarize yourself with cryptographic basics like hashing, public-private key pairs, and digital signatures.

Distributed Systems: Explore how decentralized systems work compared to centralized ones, as these underpin many Web3 technologies.

From here, everything is niche-specific. Learning roadmap for web3 developer is different from those in web3 marketing (I can help if you want to go for web3 marketing)

So, you need to have a learning roadmap unique to your desired job title. T