Benjamin Kearney

Commercial finance BDM for GBFS. Connecting established businesses with finance specialists. B2B sales, property & relationships. Open to a conversation.

[Benjamin Kearney @TheBenKearney]

People make invoice finance sound more complicated than it needs to be.

Factoring: the finance provider collects from debtors.
Discounting: the business keeps control of collections.

Same category. Different operating experience.

[Benjamin Kearney @TheBenKearney]

You're probably overlooking debtor concentration if you only look at the total invoice value.

Same amount outstanding. Different customer mix. Different risk picture.

[Benjamin Kearney @TheBenKearney]

I’ve started working in commercial finance with GBFS. A new venture, with good people and great mentors around me.

Looking forward to the work ahead and meeting more business owners. If we haven’t spoken for a while, say hello. Be good to catch up.