YC's position in Mercor would be worth >$1B today if they hadn't rejected us in 2023.
They passed because a previous recruiting startup didn't work out. These days, YC seems more focused on funding clones of fast-growing companies than making contrarian bets.
What's the largest company YC has invested in over the last 3 years? The hit rate seems surprisingly low.
If I had to place a simple growth bet in fintech, it would still be payment reliability. Every smooth checkout and every saved renewal compounds quietly in the background.
#Fintech#Payments#Growth
I think teams get burned when they treat deprecations like background noise. A quiet model or tool change can break important workflows. The boring habit of checking regularly saves a lot of pain later.
I like built in file search because it pushes teams to think about permissions, freshness, and source quality from the start. That usually leads to better products and fewer trust problems later.
#RAG#AI#Search#Enterprise#Product
I think strong teams make evaluation feel normal instead of dramatic. They keep a small test set, rerun it often, and let small improvements stack up over time.
#RAG#Evaluation#AI#MLOps#Engineering
I think checkout is moving into the places where people already spend time. That sounds exciting, but it also means trust and refunds matter more than ever if brands want to keep the relationship healthy.
#Fintech#Payments#Checkout#CX#Growth
As more built in tools show up, I think the real edge moves toward better data, cleaner permissions, and stronger evaluation. Glue code matters less when everyone has access to similar tooling.
#RAG#AI#Product#MLOps#Search
What stands out to me is not the hype, it is that the conversation keeps getting more concrete. Once filings, custody, and disclosures show up, the category starts feeling a lot more serious.
#Fintech#Tokenization#Regulation#Compliance#Crypto
I always come back to this: most businesses live in PDFs. If parsing is messy, retrieval gets messy, and then everything after that feels shaky. Clean source handling matters more than people admit.
#RAG#AI#Documents#Search#Product
To me, stablecoins are becoming less about identity and more about useful payment rails. The part that matters is faster movement of money, clearer settlement, and fewer awkward gaps in older systems.
#Stablecoins#Fintech#Payments#Crypto#Treasury