This Dad Invests 🇬🇧 📈 ⛰️

40 something Dad, building wealth, health & happiness 😊

Finance | Outdoors | Personal Growth 💪

Path to 100k 🥅

£39k MB profit 💰

~Not financial advice~

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

FinX is great, loads of support - but christ there is alot of FOMO going on, watching all the people making big gains from individual stocks!

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@FynnInvests Absolutely mental some of the charges I see floating around.

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@KorayChelikhan I did thanks, quick 30mins and 4000steps banked 💪

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

Morning All

Another great start here, £125 into my S&S ISA 💰

£101 of which was MB profit from yesterday - bloody love the WC!!

Off out with the dogs now for some steps before the school run 😊

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

That's completely fair. I'm not sure I would of piled into a LISA in my 20s without really wanting the house or super focused on retirement.

Tbh, I didn't take my money serious at all in my 20s. Any savings would of been useful looking back now!

My situation now demands security really, and our own home is top of the list - hence the LISA.

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

I'm pretty much self taught, this is what my personal finance strategy currently looks like...

LISA - For house purchase, hopefully within 2yrs. 50% in moneymarket fund, 40% global and 8% sp500 & 2% gold. Plan to reduce risk each month.

S&S ISA - For longer term (10yrs min) opportunities. 100% in VWRP.

Workplace pension - From previous employment, in the default fund that has done surprisingly well.

SIPP - Just started. Minimal deposits for now, 100% VWRP.

Additional S&S ISA - For my daughter. I control it and aim is 13yrs growth then use for big expenses, driving lessons, education, business start up potentially etc. 100% VWRP

Emergency fund building - Initial £1k built and in a side pot (3%). Continue to build.

5% of income stays in business as cash, although right now cash requirement is minimal.

I'd welcome any thoughts, please go gentle though...this is really what I have learnt through reading and podcasts. Never had any direct advice (or overly asked for it tbh!)

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@InvestsDad Love it! Best part of my day, well maybe doing pick up is a tad better?! Enjoy my man!

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@excelonman Appreciate the heads up, my reasoning for the ISA is really accessibility.

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@InvestsDad Cheers mate, doesn't feel like it most of the time though but we keep going!

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@baileyinvests Appreciate you saying that bud 👍

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@Js100kJourney In what way mate?

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@wealthby50 Lovely stuff 💪

Regardless of the business, I'm a big fan of payment up front for packages like this that have an clear outcome 👍📈

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@JamesP728 Appreciate that

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@WealthMechanic1 Travel

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@ShiftToFreedomX 100% my man!

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

Couple of invoices paid yesterday, tax deducted and then 10% of each saved / invested before anything else.

PAY YOURSELF FIRST!!

Being self employed and nature of my work, I save and invest money from each invoice paid.

It works for me and I love the process tbh!!

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

@investwitheryk1 Have a good one Buddy 👍

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

Morning all

£35 MB profit yesterday and invested this morning 💪

Off to work now and already feeling like I have won a big part of the day 🙏📈

[This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests]

Great to start to the week with £23 profit, from this no risk MB offer.

I am aiming for a minimum £10 a day profit from the WC - with lots of games on today I should smash through that!

I will withdraw the profit later and straight into my T212 ISA.

Follow the WC money making journey here 🙏📈