Ready to boost your credit score?
1. Keep your credit cards active by using them.
5. If you have a card that hasn't been used in over a year, make a small purchase
6. Pay off the balance right away to maintain activity on your account.
#creditscore#creditbuilding
Credit score too low for max leverage on a DSCR cash-out.
Most lenders: โ Declined.
Us: ๐ Dug into the credit report. Ran a what-if simulator. Rapid rescore.
Result:
๐ฐ $220K cash-out
๐ 80% LTV
๐ซ Zero origination points
We find the path to yes.
#realestateinvesting
We closed this construction loan in Nov 2023.2 years. 7 months. Permitting delays. Extension after extension.
Most lenders would've walked away.
We advanced draws and stuck with him.
Underwrote at $442K โ now listed at $600K and under contract.
That's the difference. ๐๏ธ
Most lenders wonโt finance first-time investors building new constructionโฆ we will (with the right builder).
Thinking about your first investment build? Partner with the right team.
๐ If youโre looking for an experienced builder, reach out to Olu at @imgthebuilder
๐ฅ Funded in Humble, TX! We closed a $168K cash-out refi, putting $140K+ back in the investorโs pocket at closing ๐ฐ๐ก Equity turned into opportunity, right in our backyard. Fast, flexible financing built for real investors. ๐ Tidal LoansโBuilt by investors. Trusted by investors
๐ฅ Funded in Dallas, TX! We closed a $369,000 Fix & Flip loan, giving our investor the speed and flexibility to acquire and renovate efficiently in a competitive market. Short-term capital designed for execution and results. ๐Tidal Loansโ Built by investors. Trusted by investors
๐ฅ Funded in Denver, CO! We closed a $501,600 bridge loan for a Fix & Flip with a very experienced borrower. Proven track record + fast execution = projects that move without delay. Short-term capital built for serious investors. โ Built by investors. Trusted by investors.
๐ฅ Funded in Bridgeport, CT! Closed a $525,000 bridge loan for a Fix & Flip, giving our investor the speed and flexibility needed to acquire and renovate efficiently. Short-term capital, fast execution, and investor-focused financing. ๐โ Built by investors. Trusted by investors.
๐ฅ Funded again in Detroit, MI for a repeat client! Closed a $157,500 refi on a Fix & Flip, keeping the project moving and capital working. Repeat investors benefit from faster reviews and smoother execution. ๐ Tidal Loans โ Built by investors. Trusted by investors. #Detroit#MI
Deal funded in Bolingbrook, IL! We closed a $189,000 rental cash-out refi, allowing the investor to unlock equity using rental cash flowโno income docs required. Capital recycled, portfolio strengthened, and long-term strategy intact. Built by investors. Trusted by investors.
๐ Funded in Houston, TX! Closed a $129,000 rental cash-out refi on a free and clear property. Borrower chose a conservative 60% LTV, pulling only what they needed while keeping strong cash flow. Smart, strategic financing ๐๐ Tidal LoansโBuilt by investors. Trusted by investors
๐๏ธ Funded in Denver, CO! Closed a $501,600 DSCR cash-out refi. DSCR was tight, so we structured a 10-year interest-only term on a 30-yr amortized loan to boost cash flow and help the deal qualify. Smart structures for serious investors. ๐๐ Tidal Loans
#RecentlyFunded#DSCR#CO
๐ก Funded in Richton Park, IL! Closed a $91,000 Rental Cash-Out Refi on a townhouseโhelping our investor unlock equity, increase liquidity , and stay ready for their next opportunity. Smart financing fuels smart portfolios. ๐ Tidal LoansโBuilt by investors. Trusted by investors.
๐ฅ Big win in Bridgeport, CT! We just funded a $448,000 Rate & Term DSCR loan to help an investor improve terms, boost long-term cash flow, and strengthen their rental portfolio. Fast, flexible financing that meets real investor needs. ๐ Built by investors. Trusted by investors
๐๏ธ Funded in Houston, TX! Closed a $288,371 ground-up duplex construction loan. Borrower had no GUC experience, but with a vetted, experienced builder, we approved the deal using the builderโs track record. ๐ Tidal Loans โ Built by investors. Trusted by investors.
#RecentlyFund
๐ฅ Funded in Hempstead, TX! Closed a $144,000 Fix & Hold loan for an investor building long-term rental cash flow. Fast, flexible funding that helps investors scale. ๐ Tidal Loans โ Built by investors. Trusted by investors.
#RecentlyFunded#TidalLoans#BRRRR#TX#rehab#funded