1/ Zimbabwe’s pension funds hold US$1.16 BILLION in property.
It earns just 3.7% a year.
Money here needs to earn 12.4%.
That’s a loss on 44% of the nation’s retirement savings — every single year.
A thread on the quietest risk in your pension 🧵
When the place around KFC Borrowdale was full of mist yesterday, this is what I thought KFC could do and I created this ad. What do you think @kfczimbabwe ?
@kloudCoder Back to the Zimbabwean context SMEs remain our practical definition of entrepreneurship. Our large addressable market is basic daily living goods, hence the billion dollar revenues come from Delta, Innscor, and Econet, thats beer, food, and data. Aint no tech!
@kloudCoder But these are businesses banks should already be funding. If banks won’t support obvious cash-flow businesses, who then wants to risk on funding "start up"?
@kloudCoder We’re not starting from the same starting line, In our context, practical SMEs serving basic needs end up competing with true venture startups for capital and in this economy, they’re more likely to survive than the fancy ideas.
@kloudCoder If banks are surviving on fees rather than loan growth that alone shld tell us somthing. & if large institutions find it safer to park capital in real estate - another sign!. The issue is nt the visibility of ideas it is the economic fog that makes even gd ideas difficult to see
Despite the challenges, I remain actively investing in early-stage technology businesses.
But I’m intentional about two things:
1. Co-investing with the right partners
I prefer working with investors who:
- Take a long-term view
- Add strategic value beyond capital
- Understand the realities of African markets
- Are comfortable operating in the early-stage risk zone
2. Seeing disciplined, execution-focused founders
The types of opportunities I’m most interested in:
- MVP built and in-market
- Early revenue or strong traction signals
- Solving real, local or regional problems
- Clear path to sustainability (not just scale)
I’m particularly interested in businesses operating in:
- Financial services / fintech
- Enterprise solutions
- Infrastructure-enabling technology
- Scalable service platforms
If you’re:
- A founder building in this space
- Or an investor looking to syndicate
I’m open to conversations.
The opportunity in Africa is real—but success will come from better alignment, better execution, and better partnerships.
#AngelInvestor #AfricaTech #CoInvesting #Startups #VentureCap