33

[GISTE @ggiste]

I used to work for a certain bank where I was heavily involved in data analysis. One day, I decided to analyze customer accounts based on their balances. I categorized them into two groups: accounts with KSh 5,000 and above, and accounts with less than KSh 5,000.
The results were quite interesting. About 80% of account holders had balances below KSh 5,000, while only 20% had balances above KSh 5,000.

What was even more surprising was the distribution of the total deposits. The 80% of customers with balances below KSh 5,000 held only 20% of the bank's total deposits, while the 20% with balances above KSh 5,000 held 80% of the total deposits. The bank's management was also surprised by these findings, and they eventually created a separate banking service for customers with large deposits.

We went further and conducted research to understand the dynamics behind this pattern.
We found that those with balances below KSh 5,000 were mainly:
Tenants
Parents
Shoppers
Worshippers
Retailers

Most of them were salaried employees.

On the other hand, those with balances above KSh 5,000 were typically:
- Landlords
- Supermarket owners
- Manufacturers and wholesalers
- Churches
- Schools
- Other organizations

The reason was simple: these accounts received money from many people. In fact, we referred to them as "collection accounts."

The lesson I drew from this is that wealth is often built by creating systems, businesses, or assets that generate income from the efforts and transactions of many people, rather than relying solely on a salary.

One challenge is that many employed people never fully grasp this concept because a regular salary can sometimes limit their thinking about alternative ways of generating income and building wealth.

[The Instigator @Am_Blujay]

Vic Mensa dissecting the Speed Africa Tour , he is preaching 🙏🏼

[Anticommie @QueenAnticommie]

Omg this little boys response!

[Boniface @kilundeezy]

This one is sending me 😂😂

[The Kenyan Vigilante @KenyanSays]

Former UDA man , Arnold Maliba , says that Ruto is trying to force a kingpin to Replace Baba!

[ONJOLO KENYA🇰🇪 @onjolo_kenya]

Good morning from Nairobi Kenya...

[33 @tomMalaba]

@realnorma_kay @grok what's that TV in the video?

[Hazel Appleyard @HazelAppleyard]

Help desk for men 🤣

[Sir Harris | Nissan Nerd 🇰🇪 @SirHarris_ke]

@_waigera Be the first person to review the serena epower ndio zinaingia soko

[KABUGO @Kabugo_]

To my friends who are gay...👇🏼

[Agni Kai @_wakina]

That Asian guy on TikTok who sells LED signs makes my day…I’m HOWLING 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

[Kutalang'i @ClowersShemaiah]

The case now proceeds to hearing 😂

[Washingtons ghost @washghost1]

I don’t think this will be used for construction

[non aesthetic things @PicturesFoIder]

He'll never forget this interview

[JaPrado. @Dr_AustinOmondi]

Monday - Vitimbi
Tuesday - Wrestling (WWF)
Wednesday - Vioja Mahakamani
Thursday - Tausi/ Walker Texas Ranger
Friday - Penzi hatari
Saturday - Je huu ni Ungwana
Sunday - Omo Pick a Box

[Wamutahi @Son_of_Laikipia]

Sloooooooowly she poked holes into the balloon with the calmness of an experienced surgeon... anyway mambo ya discipline Kumanina Zake and his bootlickers should know mtu aambie mkewe na watoto 😂.

[Dr. God Abeg ooo @josh_uglyasf]

A movie to watch

[Fafa Mukuru @osoroKE]

Ndindi Nyoro ni kama amejaa ngori buana!