TraderM

Retired and continuing to grow my sustainable passive income.

[TraderM @TraderMJW]

@MarkMcGrathCFP @EmTeeLivingItUp Sad that he would block you as a response versus engaging in a decent debate.

[TraderM @TraderMJW]

@MarkMcGrathCFP @TristanCPDT According to Grok and ChatGPT AI analysis and Monte Carlo simulations, it is sustainable if you reinvest 55% of the distributions.

[TraderM @TraderMJW]

@MarkMcGrathCFP @TristanCPDT 3 year timeframe. I am never expecting it to beat the underlying. But this thread started with respect to the emotional / psych benefits of having distributions dropped into your account. Also, I agree with the tax issues in a non reg.

[TraderM @TraderMJW]

@MarkMcGrathCFP @TristanCPDT Thank you

[TraderM @TraderMJW]

@MarkMcGrathCFP @TristanCPDT

[TraderM @TraderMJW]

@MarkMcGrathCFP @TristanCPDT Yes, agree with the comparison point. It has 3% Cdn allocation and is also hedged to Cdn dollar. I guess I am just indicating that the total return is not garbage over this short 3 year timeframe. Over 10 yrs, who knows as it will depend how the S&P performs against Intl.

[TraderM @TraderMJW]

@MarkMcGrathCFP @TristanCPDT Hate is a strong word. From a total return perspective, HYLD has outperformed XEQT over the YTD, 1 yr, and 3 yr timeframes.

[TraderM @TraderMJW]

@MarkMcGrathCFP @FullScopeWelds Even XEQT pays a dividend 😀

[TraderM @TraderMJW]

@MarkMcGrathCFP No issues with you and Ben discussing it, as your analysis is always sound. It just seems to be coming up alot in my feeds, almost as much as covered call ETFs.

[TraderM @TraderMJW]

@MarkMcGrathCFP Mark, for long term planning, for future house value, I have been using 1.4% in my models. Does this seem reasonable? I know you have mentioned that real estate values fluctuate more than the stock market, we just can't look it up on a daily chart :)... What value do you use?

[TraderM @TraderMJW]

@MarkMcGrathCFP Yes, agree. The interest rates are high and I would not want it to compound for 30 years, but a shorter term window can be effective.

[TraderM @TraderMJW]

@MarkMcGrathCFP Any concerns on how your monthly rent may increase over the years? How are you budgeting for that unknown?

[TraderM @TraderMJW]

@arielhelwani 7

[TraderM @TraderMJW]

@vegasstarfish I find that by saying that "I am a local", they leave you alone immediately

[TraderM @TraderMJW]

@SensCentral It was Pierre Dorion's proudest day.

[TraderM @TraderMJW]

@lightning36 I really miss Vegas

[TraderM @TraderMJW]

@MarkMcGrathCFP Why was this not around when I was young?