Tiana Smith-Cluff

Financial Advisor at Morgan Stanley. Concierge and planner delivering a full complement of resources.
For information, visit my website. NMLS#: 1636249

[Tiana Smith-Cluff @TSmithCluffMS]

When should you claim Social Security? The answer depends on factors like your expected longevity and retirement readiness. Let's discuss the right strategy for you. https://t.co/MJlVOURdWk

[Tiana Smith-Cluff @TSmithCluffMS]

Don't let your 401(k) get left behind when you change jobs. You can roll it over, leave it, or cash it out. Let's discuss what's best for your financial future. https://t.co/YJEMMWafqt

[Tiana Smith-Cluff @TSmithCluffMS]

October is Cybersecurity Awareness Month. Discover three ways you can help improve your personal cybersecurity habits by reducing the risk of identity theft, malware and fraud. https://t.co/kirxjmMrLh

[Tiana Smith-Cluff @TSmithCluffMS]

What does the Fed's rate cut mean for your portfolio? Check out the latest market commentary and let's connect. https://t.co/oKds5AYYbD

[Tiana Smith-Cluff @TSmithCluffMS]

Today we are celebrating Joanna Metz, wife of institutional consulting analyst Fletcher Metz at The Telos Group. She is in her 21st year of teaching high school English, and is currently part of the faculty at Douglas S. Freeman High School.

[Tiana Smith-Cluff @TSmithCluffMS]

Health care costs are rising—especially for retirees, and some may need long-term care. Learn the moves you can make to help prepare yourself. https://t.co/rc30MlZaby

[Tiana Smith-Cluff @TSmithCluffMS]

Happy Labor Day from The Telos Group! #MorganStanley

[Tiana Smith-Cluff @TSmithCluffMS]

Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family: https://t.co/kdWSCQQoq9

[Tiana Smith-Cluff @TSmithCluffMS]

The federal lifetime gift and estate tax exemption could halve in 2026. For some, early gifting could be a beneficial strategy. Let me know if you'd like to learn more. https://t.co/8kMss35tai

[Tiana Smith-Cluff @TSmithCluffMS]

Empower your financial journey this Financial Awareness Day! Check out our website for tools and guidance: https://t.co/c5fa2A4aaL

#FinancialLiteracy #FinancialAwarenessDay #MorganStanley

[Tiana Smith-Cluff @TSmithCluffMS]

When market volatility picks up, it's important to stay focused on your goals. Here are some common mistakes to avoid—and what to do instead. https://t.co/HOPA87E5wq

[Tiana Smith-Cluff @TSmithCluffMS]

In honor of American Family Day we want to highlight the two newest members of The Telos Group! #AmericanFamilyDay

[Tiana Smith-Cluff @TSmithCluffMS]

Morgan Stanley is proud to be the Presenting Sponsor of the ESPN series, "In the Arena: Serena Williams." Check it out on ESPN+. https://t.co/dwoWuf7yUl

[Tiana Smith-Cluff @TSmithCluffMS]

Join us July 22nd for an exclusive Money Monday midyear economic and investment outlook virtual event with Ellen Zentner, Chief U.S. Economist, and Dan Skelly, Head of Market Research & Strategy. Register:
https://t.co/11YCL0dEug

[Tiana Smith-Cluff @TSmithCluffMS]

Developing the technologies that can help us live longer and healthier may take years or decades and require significant investment. Here's what investors need to know. https://t.co/CTg8yCSYPK

[Tiana Smith-Cluff @TSmithCluffMS]

Happy Fourth of July from The Telos Group!

[Tiana Smith-Cluff @TSmithCluffMS]

National Go Fishing Day on June 18th each year encourages us to drop a line - in the nearest stream, pond, lake, or river. Taking a break from our daily routine to bait a hook and catch some fish can be a relaxing endeavor. #NationalFishingDay

[Tiana Smith-Cluff @TSmithCluffMS]

Happy Father's Day to all the incredible fathers and father figures out there!

[Tiana Smith-Cluff @TSmithCluffMS]

From funding a loved one's education to reducing the taxable portion of your estate, I can help you develop a plan for your required minimum distributions. https://t.co/FmvueH3hHx

[Tiana Smith-Cluff @TSmithCluffMS]

Did you know May 29th is National 529 Day? 529 plans may be a great way to help pay for you or your loved one's education. Let's connect to discuss how we can plan for funding this important life expense. https://t.co/eogOFkKDcc