Texas Windstorm Insurance Association

TWIA info on Board meetings, rates, and other news for #txlege & media. Find policyholder/agent info on FB:

[Texas Windstorm Insurance Association @TWIA_TX]

✅The 2026 hurricane season marks TWIA's first season operating under the new catastrophe funding framework established by HB 3689.

Changes include new funding mechanisms designed to improve financial stability & reduce financing costs following major storm events. ⬇️⬇️⬇️

[Texas Windstorm Insurance Association @TWIA_TX]

TWIA's General Manager was invited to testify before the House Insurance Committee last week on House Bill 3689, TWIA’s catastrophe funding bill passed last session. #txlege ⬇️⬇️⬇️

[Texas Windstorm Insurance Association @TWIA_TX]

Today, TWIA’s Board of Directors met to preview the 2027 budget & advance legislative recommendations for our 2026 Biennial Report to #txlege. Learn more here: https://t.co/myuC6u46Vp

[Texas Windstorm Insurance Association @TWIA_TX]

💼 Upcoming TWIA Board Meeting💼
TWIA's Board of Directors will hold a meeting on Thursday, October 8 @ 10am to review preliminary info about the Association’s 2027 budget & consider recs for TWIA’s 2026 Biennial Report to the #txlege. Learn more 👉https://t.co/mpGt2DQT9f

[Texas Windstorm Insurance Association @TWIA_TX]

@InsCouncilTx 2026 P&C Market Report shows that in 2025, TWIA had the most policies in force among state beach & windstorm plans nationwide, with 296,638.

Texas also ranked:
📊2nd in insured exposure: $126.5B
📊2nd in direct written premium: $388.8M
🔗https://t.co/qsDFzg3r1z

[Texas Windstorm Insurance Association @TWIA_TX]

🌀Being ready for hurricane season is about more than having funding in place. It’s also about being ready to respond.

In 2025, TWIA averaged 8.5 days from receiving a catastrophe claim from a policyholder to issuing a claim payment.

Learn more ⬇️

🔗https://t.co/76rFexr5V1

[Texas Windstorm Insurance Association @TWIA_TX]

TWIA is the insurer of last resort, but its role on the Texas coast has grown significantly.

In 2025, TWIA accounted for approximately 55% of the residential wind market in the designated catastrophe area.

📊 Learn more⬇️⬇️⬇️

[Texas Windstorm Insurance Association @TWIA_TX]

The TWIA Legislative & External Affairs Committee met on Tuesday to continue discussing the Biennial Report to the 90th legislature. Learn more⤵️https://t.co/axWc27NlPB #txlege

[Texas Windstorm Insurance Association @TWIA_TX]

🌀Mid-August marks the peak of hurricane season in Texas. Are you prepared?

Check out 🔗https://t.co/M3gKux8pbJ to learn how TWIA’s claim process works & what to expect after a storm.

[Texas Windstorm Insurance Association @TWIA_TX]

🌀Hurricane season is well underway, and TWIA has secured $4.3B in total catastrophe funding to pay losses when our policyholders need us.

Learn more about how TWIA is funded in our 2026 Annual Report: https://t.co/CvXZSRmQWY

[Texas Windstorm Insurance Association @TWIA_TX]

Today, TWIA’s Board of Directors met and voted to submit a filing to the Texas Department of Insurance for no change in TWIA's rates for 2027. Learn more about the meeting here➡️ https://t.co/tYuI4h70Pt
#txlege

[Texas Windstorm Insurance Association @TWIA_TX]

💼Upcoming TWIA Board Meeting💼
The TWIA Board of Directors will meet on Tuesday, August 4 @ 9 am to make the Association's required annual rate filing decision for 2027 policies. Learn more about the meeting and public comment options here👉https://t.co/H7wANqRzDX

[Texas Windstorm Insurance Association @TWIA_TX]

The TWIA Board of Directors meeting is coming up fast! We encourage stakeholders to review the materials and submit any comments by noon tomorrow✅

[Texas Windstorm Insurance Association @TWIA_TX]

The TWIA Board of Directors is meeting next week to make the Association's required annual rate filing decision for 2027 policies. Check out more info on how TWIA determines rate changes⬇️⬇️⬇️

[Texas Windstorm Insurance Association @TWIA_TX]

How does TWIA determine whether rates should change?

Each year, TWIA conducts a rate adequacy analysis to evaluate whether current premiums are projected to cover expected claims and operating expenses. 🧵⬇️

[Texas Windstorm Insurance Association @TWIA_TX]

🌊 Reminder: TWIA’s Coastal Preparedness Expo is coming up tomorrow, Saturday, July 18, at College of the Mainland in Texas City.

Join us for hurricane preparedness information and to learn about windstorm insurance and the claim process.

More details: https://t.co/ZGzAygL3aW

[Texas Windstorm Insurance Association @TWIA_TX]

🌊🗓️ Get storm-ready w/ TWIA.

Join us Sat. July 18, at College of the Mainland in Texas City for TWIA’s Coastal Preparedness Expo, feat. hurricane preparedness info, how to navigate the claim process & coverage resources for policyholders/agents!

RSVP: https://t.co/NZAde8rD9j

[Texas Windstorm Insurance Association @TWIA_TX]

💼✅The TWIA General Manager Performance Evaluation Committee met on Tuesday to discuss performance evaluation criteria for the Association’s General Manager. Check out the full recap here: https://t.co/lzMjtkGDvV

[Texas Windstorm Insurance Association @TWIA_TX]

📝 The TWIA Actuarial & Underwriting Committee met today and voted to recommend the TWIA Board file no changes to TWIA’s rates. The Board meets August 4 to make TWIA’s required annual rate filing decision. Learn more here👉https://t.co/qZj2GBo1E6

[Texas Windstorm Insurance Association @TWIA_TX]

💼Upcoming TWIA Committee Meeting💼
The Actuarial & Underwriting Committee will meet Tuesday, June 30 @ 1:30 pm regarding the development of recommendations to the TWIA Board concerning association rate filings. Learn more here: https://t.co/WyYbMTs89N

[Texas Windstorm Insurance Association @TWIA_TX]

The 2026 analysis found that current rates are projected to be sufficient to cover expected losses and expenses. The Committee's recommendation will be presented to the Board for consideration at its August meeting.

[Texas Windstorm Insurance Association @TWIA_TX]

How does TWIA determine whether rates should change?

Each year, TWIA conducts a rate adequacy analysis to evaluate whether current premiums are projected to cover expected claims and operating expenses. 🧵⬇️

[Texas Windstorm Insurance Association @TWIA_TX]

📊By August 15 each year, TWIA is required to submit a rate filing to the Texas Department of Insurance (TDI).

Next week, TWIA's Actuarial & Underwriting Committee will review the 2026 rate adequacy analysis and consider a rate recommendation for the Board of Directors.⬇️