I cried and fixed my life after listening to The Gap between KNOWING and DOING by Jim Rohn
📍Don't let your learning lead to knowledge, you'll become a fool, let your learning lead to action, you'll become wealthy.
El CEO de Anthropic dándose cuenta de que una china trader usó Claude para construir un bot de trading que ganó 6000$ en su primera operación y ahora el código está filtrado por todo internet
If you ever going to buy a Car through Finance, stop what you doing, watch & read this 😮. Kindly share it with ALL your friends, families and enemies 🫣
DIC also known as Bank Kickback ‼️Explained in the most simplest form possible.
When you buy a car through financing, the bank approves a wholesale interest rate (known as the "Buy Rate") based on your credit profile.
However, the Finance & Insurance (F&I) manager/person is usually allowed to mark up that interest rate before presenting the final offer to you. The bank and dealer then split the extra profit generated by this higher rate. This kickback, often called dealer reserve or finance commission, is paid directly to the dealer or F&I manager for INFLATING your rate 😮
Comparison Scenario: 72 Months Loan
Both buyers put down a R0 deposit and finance the full price over 72 months (assuming simple, non-residual financing without balloon payments):
Seller A (Fair Deal): R1,000,000 purchase price | 10.5% interest rate.
Seller B (Marked-Up Deal): R980,000 purchase price | 14.5% interest rate.
The Kickback Breakdown
1. Seller A (10.5% Base Rate):
Interest Markup Kickback: R0
Outcome: Seller A passed along the exact bank rate. The customer saves R115,200 in total costs compared to Seller B, despite the sticker price being R20,000 higher upfront.
2. Seller B (14.5% Escalated Rate):
Total Extra Interest Forced on Customer: R135,200
F&I / Dealer Kickback: Depending on the bank's commission split (dealers typically retain 60% to 80% of the interest spread profit), Seller B's dealership gets a kickback payout of roughly R30,000 to R50,000+ paid out by the bank upfront or over time.
Outcome: Seller B seduced the buyer with a R20,000 discount on the sticker price, only to quietly claw back over R135,000 extra from the buyer in high finance charges.
Key Takeaway for the Public, "A lower car price with a marked-up interest rate is almost always a trap." If it’s not mileage manipulated, undisclosed accident damage it’s the escalated interest rate they going to catch you on. “Ever heard we only selling this one through finance”? Well this could possibly be the case.
Always ask the F&I manager directly: "What is the bank's approved base buy-rate for my credit score, and what rate are you quoting me?" Always negotiate the interest rate as aggressively as you negotiate the purchase price.
Lastly please always go to the Bank Directly or straight after you have received your first finance approval. DO NOT BELIEVE THEIR WORDS OF FEAR that they use to scare you!!
https://t.co/A51Z9VRFWI
🚨 Google's former CEO just came out and revealed the secret that will reshape the world over the next few years, all because of AI.
He said building wealth and your own business is now way easier, with one condition: you have to get into this field and actually understand the game.
If you only have the next 30 days to start, act on this advice and go all in, here's the full roadmap and every tool you'll need from scratch, all 100% free:
Phase 1: Understand the architecture and the fundamentals
Agent Architecture: learn how to build a smart, independent AI agent that makes its own decisions and carries them out.
🔗 https://t.co/bw0DVMjRhI
🔗 https://t.co/rsUiBuJXhz
Claude Code 101 Course: the basics of using Anthropic's insanely powerful coding tool right from your Terminal.
🔗 https://t.co/CWRrIyL2Ss
Hands-on (Claude Code in Action): live demos of the tool building real projects, so you can see what it can do for yourself.
🔗 https://t.co/Jt6oAwWuhX
Phase 2: Master prompting and context
Prompt Engineering (official): Anthropic's official guide to writing pro-level prompts that get the best quality out of the model.
🔗 https://t.co/MQGiYMMEpf
Interactive Prompting Course: hands-on, interactive training on GitHub to sharpen your prompting skills.
🔗 https://t.co/ylgRsU2vxD
CLAUDE.md and memory: the secret that makes Claude remember your project's full context and rules, and never forget them over time.
🔗 https://t.co/ecFCq0wAxa
Phase 3: Automation and connecting to the real world
MCP Protocol: the real revolution. Connect Claude to the tools and databases you use every day, like Slack, GitHub and Google.
🔗 https://t.co/Qo0Qms6F6L
Skills: teach Claude repetitive workflows and custom functions so it can reuse them intelligently across your project.
🔗 https://t.co/AFp1dhn2IC
Phase 4: Community guides and going pro
The Complete Claude Code Guide: a massive open-source guide from the developer community, packed with secrets and tricks.
🔗 https://t.co/8cBSriTOI6
Awesome Claude Code: a legendary collection of the best ready-to-use scripts, Skills and plugins.
🔗 https://t.co/uFA90eiVPv
Anthropic Academy: all 13 of the company's official courses, with certificates, completely free.
🔗 https://t.co/dxLUECXFPA
Full official documentation: the complete, definitive reference for everything in Claude, big and small.
🔗 https://t.co/UPWMAKxHVS
Save this and turn on the notis for more 🛎️
All of these resources are COMPLETELY free and won't cost you a single dollar, but they'll give you a skill that lets you do the work of an entire team on your own, at the same quality.
Bet you can't watch 5 minutes of this without having a trading breakthrough. - MUST BOOKMARK
Mark Douglas gives a 2-hour masterclass on Trading Psychology.
Watch this instead of Netflix over weekend.
This 1-hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years. Bookmark it and give it an hour, no matter what.
Your blood sugar is aging you faster than cigarettes or alcohol.
It wakes you up at 3 AM, destroys insulin and fat loss, and causes fatty liver & diabetes.
Here are 5 doctor tips to fix it naturally:
1. Don’t walk 10,000 steps
The stock market is the greatest wealth machine ever built.
Problem is, 99% of people only know one way to profit from it…
Here are the top 7 ways anyone can use it to get rich:
1. Options trading.
STEVE JOBS GOT FIRED FROM APPLE.
Then he walked straight into MIT and dropped the most raw, unfiltered 60-minute business masterclass ever recorded.
Zero PR bullshit. Zero image to protect.
Just pure, brutal honesty from the man who built Apple once and was about to rebuild it even bigger.
Stop scrolling.
Watch this tonight instead of Netflix.
Bookmark it. Come back to it.