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Hi everyone, I’m Kris and I’m fully committed to building UFCB Pay. The idea started back in 2019 when I received a certification related to fiat and crypto custody operations. At first we planned to build a full crypto exchange but the cost and infrastructure were much bigger than expected.
Over the last two months I kept asking myself how we could use everything we had already built and that’s how UFCB Pay was born. Buying crypto is easy but turning it back into money you can actually spend is still too complicated and we want to change that. UFCB Pay is being developed through two European companies, Cybersonian EOOD, UIC 200897723, which handles the legal and compliance side of the project, and Wallstreet 93 EOOD, which manages the financial and operational side across Europe. In less than 9 days we plan to launch our first virtual Visa and Mastercard cards for everyday payments through Phantom with more wallets coming soon. Our goal is simple, sell your crypto in two clicks and receive the funds directly on your UFCB Pay card. Fast, simple and built for real everyday use.
SOL Dividends Work With Any Wallet
It doesn't matter whether you hold your UFCB tokens in Axiom, Phantom Backpack Solflare or any other Solana wallet.
there are no claims, no staking and no registration required just hold your UFCB tokens and the system automatically sends your SOL dividends every 4 hours
The first UFCB dividends have officially been sent!!!
This is a big moment for our project, and we want to say thank you to everyone who believed in us and supported UFCB from the very beginning.
After months of building, testing, and improving the system, it's incredible to finally see everything working automatically. From now on, eligible UFCB holders will receive SOL dividends every 4 hours, with no manual claims or extra steps.
This is just the start. As more people join UFCB, order cards, and use them for everyday payments, the system will continue to grow and generate more rewards for our holders.
We're proud of what we've built, but we're even more excited about what's coming next.
Only 18 minutes left until the first UFCB dividend distribution!
post a screenshot in the community! We'd love to see everyone receiving their first SOL rewards and celebrate this milestone together
every 4 hours SOL dividends will be distributed automatically to eligible UFCB holders
In just 1 hour, the first UFCB dividends go live.
Today is a huge milestone for UFCB.
Starting in 1 hour, every UFCB holder will begin receiving SOL directly to their wallet every 4 hours.
Here's how it works:
Every time someone pays with a UFCB Visa or Mastercard, a small percentage of the payment (around 2–3%) is collected into the UFCB dividend pool. This isn't coming from token inflation or newly minted coins. It's generated by real card usage—people buying coffee, groceries, paying online, or shopping in stores.
Those transaction rewards are then automatically converted into SOL and distributed to UFCB holders every 4 hours, based on the amount of UFCB they hold.
The more the UFCB cards are used, the larger the dividend pool becomes.
This means your rewards are backed by real payment activity, not promises.
First SOL dividend distribution starts in 1 hour.
Welcome to the next generation of crypto payments.
https://t.co/4H3j6lNszB
In approximately one hour we'll begin the first SOL rewards distribution to UFCB holders.
Starting with this first distribution, all revenue generated from UFCB card issuance—whether virtual or physical—will be allocated to UFCB holdars.
In addition, every purchase made with a UFCB card generates a 2–3% processing fee and 100% of that revenue is distributeed back to UFCB holders in SOL (Solana).
As more users join UFCB Pay more cards are issued, and transaction volume increases, the amount of SOL distributed to UFCB holders will continue to grow.
Every card issued every payment processed more SOL rewards for UFCB holders.
After extensive discussions with our team, we've made an important strategic decision regarding the future of UFCB Pay.Initially, we considered allowing users to convert various third-party cryptocurrencies directly into fiat through UFCB Pay.
However, after carefully evaluating the long-term vision of our platform, we realized that this approach would weaken the foundation of the UFCB ecosystem. Our goal has always been to make UFCB the core settlement asset of the entire payment network—not just another token supported by the platform.
For that reason, UFCB Pay will not directly support third-party tokens for fiat conversion. Instead, every crypto-to-fiat transaction will follow one simple and consistent process:
Supported Cryptocurrency → UFCB → Fiat CurrencyIf a user wants to cash out another cryptocurrency, it must first be exchanged for UFCB. Once converted to UFCB, it can then be instantly exchanged for fiat and transferred through UFCB Pay.
This model keeps the ecosystem unified strengthens UFCB liquidity simplifies the infrastructure and ensures that every crypto-to-fiat transaction contributes directly to the utility and long-term value of the UFCB token.
We believe this is the right decision for the future of UFCB Pay and for building a sustainable global payment network powered by a single settlement asset: UFCB.
@Frb2x Whether you're in China Europe or the United States UFCB Pay makes sending money simple instead of paying high fees with traditional money transfer services you can send funds instantly to friends and family using UFCB Pay Fast Secure and Affordable.
The entire UFCB card infrastructure is now complete.
Our virtual Visa & Mastercard cards can be added to Apple Pay and Google Pay, allowing you to pay anywhere contactless or online.
Current features:
• Instant virtual card issuance
• 14-digit card number
• Expiration date
• 3-digit CVV
• Works with Apple Pay & Google Pay
• Online and in-store purchases supported
At this time, cards are non-reloadable, and ATM cash withdrawals are not yet available. Any balance you add remains on the card until it's spent.
More features are coming soon.
UFCB is listing solana:9cRCn9rGT8V2imeM2BaKs13yhMEais3ruM3rPvTGpump
From 3 August, 04:00 UTC, you convert The Black Bull straight to a VISA or Mastercard and spend it anywhere.
Ansem airdrops his creator fees to the herd every week. Now that airdrop buys dinner instead of sitting in a wallet.
our goal is to integrate between 50 and 100 tokens into UFCB Pay if each token processes between $1,000 and $2,000 in transfers, that would generate a total volume of $50,000 to $200,000 per distribution period with a 1.5% fee, approximately SOLANA $1500 to $3,000 daily would be distributed to UFCB holders.
In 8 hours, we’ll activate the system and add five new tokens to UFCB Pay.
All newly added tokens will have a 1.5% transaction fee, which will be distributed as dividends to UFCB holders.
UFCB transactions will remain at 0% fees.
there’s no need to lock your tokens or send them anywhere wimply hold UFCB in your wallet and earn a share of the fees generated by all supported tokens on the platform.
How should we pay dividends to UFCB holders
in SOL or USDC?50% of all fees from newly integrated tokens will go into a dividend pool and be distributed directly to holders’ wallets.
Vote below: SOL or USDC?
We’ve already received our first four orders for physical UFCB cards in the United States.
a huge thank you to everyone who trusted us this early.
once you receive your card record a short video using it to pay for something and share it on X users who post their videos will also have a chance to receive additional rewards from UFCB.
This is only the beginning for UFCB in the U.S. 🇺🇸
We’ve now processed and paid out more than 145 crypto-to-fiat transactions.
A huge thank you to everyone who trusted UFCB with their money. With most platforms, cashing out crypto can cost you 4–5% by the time all the fees are added. With UFCB, the fee is 0%.
We believed there had to be a better way, so we built it. And we’re just getting started.
UFCB Customer Support is now officially live
our team is ready to help users with transactions account questions technical issues and everything related to UFCB Pay
I’m excited to officially connect my LinkedIn profile with UFCB.
What started as an idea is now becoming a real financial platform focused on making crypto-to-fiat payments faster, simpler, and more accessible.
We have already started testing UFCB Pay with real transactions, and this is only the beginning. Our next steps include expanding the platform, adding more supported assets, and launching virtual Visa and Mastercard solutions.
I’ll be sharing our progress, company updates, and new milestones here.
Follow the UFCB company page to see what we are building.
#UFCB #Fintech #Crypto #Payments #Startup
https://t.co/wJQfxpkoEn
UFCB operates through a company officially registered in the European Union to provide crypto-to-fiat exchange services.
We believe in full transparency, so we’ve published the original documents in full for everyone to review and verify.
Officially authorised to operate with crypto and fiat assets in the European Union: https://t.co/W6gq30Debq