Btw in your 20’s and 30’s you’ll start rediscovering the niche interests and hobbies you had as a kid. It’s very important you revisit them. Your younger self was actually on to something
I personally think a lot of people in this country care far too much about what other people do with their money. Whether someone rents their house, has a mortgage, owns outright, finances their car or pays for it in cash, none of it makes any difference to you or your life.